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Reels of another kind rack up the views online. Stories about Facebook Marketplace scams.
Recently, TikTok’er Michel Janse (@michel.c.janse) got well over a million views with a most unusual story about selling furniture on Facebook Marketplace—and how it led to identity theft.
@michel.c.janse oops dont fall for this scam like me
The story goes like this:
A buyer reached out about the furniture Michel was selling, expressed interest, and then hesitated. Why the cold feet? The buyer wanted to speak to Michel on the phone to confirm that Michel was a real person. “Are you OK if I voice call you from Google?” Michel agreed, sent her number, and soon received a text with a Google Voice code. The buyer asked for the code, and as soon as Michel sent it, she got that sinking feeling. “I should have Googled before I did, because something feels really off.”
As she found out, it was. The scammer ghosted the conversation and ran off with the verification code.
This is a variation of the “Verification Code Scam,” where scammers ask you to send them that six-digit code you receive as part of an account login process. Here, scammers send a text message with a Google Voice verification code and ask you to send them that code. With it, they can create a Google Voice number linked to your phone number—and go on to commit other forms of identity theft in your name.
It happens so often that the U.S. Federal Trade Commission (FTC) has a page dedicated to the topic. Luckily, Michel got wise quickly enough. She quickly asked for another code and took back charge of that newly created Google Voice account.
This is just one of the many scams lurking about on Facebook Marketplace. Largely, Facebook is a great place packed with lots of great deals, yet you can get stung. But if you know what to look out for, you can spot those scams and steer clear of them when you do.
As the saying goes, buyer beware. And seller too. Scammers weasel their way into both ends of a transaction. Per Facebook, in addition to phishing attacks, scams on Facebook Marketplace take three primary forms:
A buyer scam is: When someone tries to buy or trade items from someone else without paying, resulting in a loss of money for the seller and a gain for the buyer. This might look like a buyer who:
An example, a scammer sends a seller a pre-paid shipping label to mail the item. Then they change the address via their tracking number and claim they never received the goods.
A seller scam is: When someone tries to sell or trade items to someone else without delivering the items as promised, resulting in a gain of money for the seller and a loss for the buyer. This might look like a seller who:
An example, a scammer offers up a game console—one that doesn’t work when you take it home and plug it in.
A listing scam is: When a listing appears to be dishonest, fake, or lures buyers to complete transactions outside Facebook Marketplace. This might look like a listing:
An example, you see a great price on a commuter bike, yet the seller wants to complete the transaction over text. And using a payment form not covered by Facebook’s purchase protection policies, such as Venmo or Zelle.
Like any transaction you make through social media, a few extra steps and a dose of buyer or seller beware can help you make a great purchase or sale. One that’s safe.
You can take three big steps to help set things straight.
Whether shopping on Facebook Marketplace or off, a combination of online protection software and smart habits can help you avoid getting scammed. Further, online protection can provide you with yet more ways of preventing and recovering from identity theft.
We’d like to thank Michel and all the others who have shared their stories. Getting scammed stings. That’s why people often fail to report it, let alone share that it happened to them. Yet scams are crimes. Without question, act and report on a scam for the crime that it is. Get the proper platforms and authorities involved.
Keep in mind the larger picture as well. Scams aren’t always one-offs. Organized crime gets in on scams as well, sometimes on a large scale. By acting and reporting on scams, you provide those platforms and authorities mentioned above with vital info that can help them shut it down.
Your best defenses are your nose and your online protection software. As Michel said, something felt off in her interaction. So, if something doesn’t pass the sniff test, pay attention to that instinct. Shut down that purchase or sale on Facebook Marketplace—and report it if you think it’s a scam. You might save someone else some heartache down the road.
The post How to Look Out For Scams on Facebook Marketplace appeared first on McAfee Blog.
Amidst the recent heartbreaking events in the Middle East, parents now face the challenge of protecting children from the overwhelming amount of violent and disturbing content so easily accessible to children online.
Reports of unimaginable acts, including graphic photos and videos, have emerged on popular social networks, leading child advocates to call for heightened monitoring and, in some cases, the removal of these apps from children’s devices. According to a recent investigation by The Institute for Strategic Dialogue, the team adopted the personas of 13-year-olds to establish accounts on Instagram, TikTok, and Snapchat. During a 48-hour period spanning from October 14 to 16, the researchers unearthed over 300 problematic posts. Surprisingly, a significant majority of these problematic posts, approximately 78%, were discovered on Instagram, with Snapchat hosting about 5% of them.
In today’s digital age, the consensus is clear: keeping older children informed about global events is important. However, given the abundance of real-time, violent content, the urgency to protect them from distressing material that could harm their mental well-being has become even more imperative.
In such times, there isn’t a one-size-fits-all strategy, but we can provide valuable tips to help you monitor and minimize your child’s exposure to violent content.
To wrap up, don’t lose sight of mental and physical well-being by implementing the strategies mentioned here. By setting a strong example of a balanced digital life and open communication about real-life crises, your children will naturally pick up on how to navigate the online world. Your actions speak volumes, and they will follow your lead.
The post Digital Strategies to Safeguard Your Child from Upsetting and Violent Content Online appeared first on McAfee Blog.
Unfortunately, cyberbullying has become a prevalent and emerging threat in our digital age. This type of bullying, carried out through computers and similar technologies, including cell phones, often involves harmful or intimidating comments and public posts created with malevolent intent to humiliate the victim. It’s a phenomenon that doesn’t only affect adults but is incredibly common among young people. As a result, it’s crucial to understand how to help your children navigate and mitigate this pervasive, especially now that they can leave digital footprints anywhere and encounter people with bad intentions.
One of the distinguishing factors of cyberbullying is that, unlike traditional in-person bullying, it doesn’t simply end when the bully is out of sight. Today, bullies can virtually pursue their victims everywhere through technology. This implies that bullying can transpire without the victim’s immediate consciousness, and due to the extensive reach of social media, the bullying can be witnessed by a significantly larger audience than the conventional school playground.
Bearing in mind the challenges in getting a cyberbully to cease their harmful behavior, the most effective strategy is to educate your children about safe online habits to prevent such situations from arising in the first place.
→ Dig Deeper: More Dangers of Cyberbullying Emerge—Our Latest Connected Family Report
Evolved from the classic schoolyard bullies of old, these cyberbullies can take various forms depending on their attack vector and intent. In fact, there are said to be four types of cyberbullies: the Vengeful Angel, the Power Hungry Cyberbully, Revenge of the Nerds/Inadvertent Cyberbully, and Mean Girls. The Vengeful Angel bullies in order to protect the weak/other victims and often takes action to protect a loved one or friend. The Power Hungry archetype, however, is just a nasty, unkind person who wants to display dominance and control over others. Then there’s the Inadvertent Cyberbully, who are usually the ones getting bullied online or in real life and are typically trying to enact some form of justice or revenge anonymously from the web. Mean Girls are the opposite – and take their online actions in order to impress a group of friends or gain social status.
Not only is there a variety in the kinds of bullies across the web, but also many types of cyberbullying techniques these meanies use to bother their victims. First and foremost, there’s harassment, which involves repeated, offensive messages sent to a victim by a bully on some type of online medium. These messages can be rude, personal, and even threatening, with one recent example emerging between two wives of professional hockey players. Similar to harassment is Flaming – an online fight conducted via emails, social media messages, chat rooms, you name it.
Then there are very targeted attacks, named Exclusion and Outing. With Exclusion, cyberbullies select one individual to single out. Exclusion is a popular method, with examples everywhere, from high students in Iowa to well-known celebrities. With Outing, these harassers share private information, photos, and videos of a single person to humiliate them online. There’s also the anonymous angle, AKA Masquerading, where a cyberbully creates a fake online identity to belittle, harass, and degrade their victim – which a nurse in New Zealand was a victim of for a whopping five years.
Parents should inform their children that their online activities will be monitored using parental control software. Explaining how this software works and how it can protect them is essential. This policy should be well established before your child gets their phone or computer.
Furthermore, parents should discuss cyberbullying with their children and help them understand how it happens. This discussion should take place before your child gets their devices. Before a child gets their own digital devices, they must disclose their passwords to their parents. Parents can reassure them that these passwords will only be used during emergencies.
A condition set before children get their own digital devices is that they should consent to instructions on smart online habits. Importantly, they must understand that once something is posted online, it stays there forever.
Another essential guideline for owning a device is that children should be cautious about their personal information. They should be advised not to publicly share their cell phone number and email address and should never disclose their passwords, even to close friends.
→ Dig Deeper: 8 Signs It May Be Time for Parental Controls
Once your child obtains their digital devices, engaging in role-playing exercises with them is suggested. This allows parents to simulate scenarios where the child might encounter a cyberbully, teaching them appropriate responses. This exercise can also provide a safe space for your child to practice dealing with cyberbullying tactics and learn to act assertively without resorting to aggression or submission.
In this role-playing activity, parents should encourage their children to report any bullying incidents, even if it is simulated or perceived as insignificant. This activity not only cultivates resilience but also reassures children that they won’t be blamed or punished for being a victim of cyberbullying.
Parents must maintain vigilance regarding their child’s internet activities despite all preventive measures. Regular check-ins and encouraging open communication about their online experiences can create a strong bond of trust between parents and children. Assure them they can approach you without fear if they are bullied online. Encourage them to share any suspicious interactions and reassure them that they won’t be in trouble for reporting cyberbullying incidents.
If possible, try to familiarise yourself with the social media platforms that your children are using. Understanding these platforms can provide insight into their online experience and potential risks. Such knowledge can be valuable when initiating discussions about cyberbullying, providing tangible examples and relatable scenarios.
McAfee Pro Tip: Get McAfee’s parental control to safeguard your children against online threats and cyberbullying. With its features, you can actively supervise your kids’ online interactions, establish usage time restrictions, and prevent exposure to inappropriate content. This reassures you that your children can explore the online realm while enjoying a layer of protection.
Cyberbullying is a complex issue that evolves with the rapid advancements of technology and social media platforms. Therefore, parents must stay updated about the latest forms of cyberbullying and the newest safety settings available on various platforms. Parents should also regularly educate themselves about digital safety and responsible internet usage and share this information with their children to boost their awareness and readiness.
Parents and children can attend webinars, workshops, and seminars about cyberbullying and online safety. Learning together provides a good bonding exercise and ensures that both parties are on the same page. Schools and local community centers often offer resources and programs for cyberbullying awareness and prevention.
→ Dig Deeper: Cyberbullying’s Impact on Both Society and Security
Typically, cyberbullying is common among teens navigating the trials and tribulations of middle and high school. But that doesn’t mean it’s exclusive to teens, and that doesn’t mean there aren’t steps parents and kids alike can do to stop cyberbullying in its tracks.
If you’re the subject of cyberbullying, the first thing you need to do is block the bully. Then, make sure you collect evidence – take screenshots, print the proof, and do whatever you can to have material to back up your claim. It depends on the type of cyberbullying at work, but you can also use the internet to your advantage and look up relevant resources to aid with your issue.
If you’re a parent, the most important thing is communication. Make yourself available as a resource and remind your kids that they can tell you anything happening in their online world. Beyond that, continuously weave cybersecurity into your family discussions. Remind kids of the simple steps to be safe online, and ensure they know when to flag a cyberbully or online scheme.
There are also technical avenues you can take to protect your kid online. Look into solutions that will help you monitor your family’s online interactions, such as McAfee Safe Family. This solution, for instance, can help you set rules and time limits for apps and websites and see what your kids are up to at a glance. Of course, these solutions are not the be-all and end-all for stopping cyberbullying, but they can help.
Now, there’s still a lot more research that has to be done to understand the cyberbullying problem society is faced with fully. So, as this problem continues to evolve, so must the research, solutions, and regulations that will be created to combat the issue. With the right proactive action, people everywhere can stand up to cyberbullies.
→ Dig Deeper: Cyberbullying – How Parents Can Minimize Impact On Kids
In conclusion, cyberbullying is a pressing issue that requires continuous attention and education. By teaching your children what it is and how it happens, setting up rules for responsible device usage, conducting role-play exercises together, and staying informed about their online activities, you can better equip them to navigate the digital world safely. Remember, the ultimate goal is not to control your child’s online activities but to empower them with the tools and understanding necessary to protect themselves online.
The post A Detailed Guide on Cyberbullying appeared first on McAfee Blog.
Despite the extensive media coverage and awareness campaigns, it’s harrowing to admit that children, particularly vulnerable teenagers, are still targeted by online predators. This is not a matter exclusive to the “other” kids – it affects everyone, and young individuals’ innocent and accepting nature often leads them into the dangerous trap of these predators.
As parents, caregivers, and mentors, it’s our responsibility to educate and guide our children about the virtual perils that lurk within their screens. An essential part of this is continuous communication, ensuring they understand the gravity of the situation and can recognize the deceptive tactics employed by these predators.
A heartbreaking example of how these predators operate is the story of Nicole Lovell, a 13-year-old girl who made headlines not long ago. Nicole met David Eisenhauer, an engineering student from Virginia Tech, through the messaging app Kik. Their relations initially seemed harmless, characterized by playful flirtations and shared stories. However, their friendship took a horrific turn when they decided to meet in person, leading to Nicole’s tragic demise. Her body was found shortly after their encounter.
David exhibited no signs of having a ‘dark side,’ an aspect that made their meeting seem all the more innocent. This incident is a stark reminder that anyone can fall prey to such predators, regardless of their background or circumstances. This is why discussing and dissecting such incidents with our children is crucial to teaching them the harsh realities of the digital world.
Identifying an online predator’s markers is a critical aspect of child safety education. More often than not, these individuals are cunning and mentally unbalanced and spend a significant amount of their time seeking and ‘grooming’ their prospective victims online. The ultimate goal of these predators is to exploit children, either by convincing them to send inappropriate photos or by meeting them in person.
Initiating a continuous dialogue with your children about these predators is crucial. Make them aware of the tactics these individuals employ, such as appearing overly friendly or empathetic. Let them know that predators will go to any length to appear younger and more relatable.
→ Dig Deeper: Reports of Online Predators on the Rise. How to Keep Your Kids Safe
Addressing such a sensitive issue with your children can be challenging but necessary. Start by discussing cases like Nicole’s, focusing not only on the tragic outcome but also on the lead-up events and why she may have developed such a strong online connection. Discussing how innocent online friendships can spiral into dangerous situations can be an excellent eye-opener for your kids.
It’s crucial to teach your kids to look out for strangers who are “too friendly” or excessively understanding. Tell them that predators keep themselves updated with the latest movies, music, and trends to seem younger and easily start conversations with children. Remember, predators will say anything to appear more youthful than they actually are.
You don’t always know what your children are doing online. Their digital footprints could be anywhere. That’s why it is imperative to understand the red flags and warning signs that may signal a hazardous online interaction, especially when they already encounter a predator, and you’re still in the shadow.
Reinforcing the importance of online privacy is a crucial step in protecting your kids from virtual predators. Teach your children that personal information such as their full name, address, school, and phone number should never be shared online. They must also understand that specific images and details about their life can also reveal too much to an online predator. Remind them to limit geotagged photos as this can expose their location, and also to strictly control who is able to view their social media accounts.
→ Dig Deeper: Why You Should Think Before Geotagging that Selfie
Explain to your kids the dangers of accepting friend requests or communicating with strangers online. Make them aware that individuals posing as children or teenagers could be adults with malicious intent. Reinforce that anyone who asks them to keep a conversation secret or requests for personal information or inappropriate content is a potential danger, and they should inform you immediately if this occurs.
→ Dig Deeper: Making Online Safety a Priority for Our Tech-Savvy Children
As parents, we must stay informed about our children’s online activities, which goes far beyond just asking them about it. This can involve regularly reviewing their social media profiles and friends lists and ensuring they only interact with people they know personally. Familiarize yourself with the platforms and apps your children use to comprehend their functionalities and potential risks better.
Creating house rules regarding internet use can be an effective measure to ensure online safety. This could involve having specific periods when the internet can be used, limiting the time spent online, and setting out where internet-access devices can be used. For instance, allowing internet use only in common areas instead of bedrooms can be a good practice. It is essential to have ongoing dialogues about these rules and their reasons so your children can understand and appreciate their importance.
In an age where the online world is a significant part of our children’s lives, online safety education is essential. It’s crucial that, as parents, caregivers, and mentors, we take proactive steps to protect our children from the pervasive threat of online predators. This means having open and ongoing conversations about the real dangers that can lurk behind a screen, teaching kids to guard their online presence, and implementing online safety measures. Together, we can ensure the internet becomes safer for our children to learn, explore, and connect with others. Protect your whole family with McAfee+ Family plans.
The post Could Your Kids Spot an Online Predator? appeared first on McAfee Blog.
In today’s world, most communication happens through the internet, facilitated by numerous applications. The web is a lively center filled with various activities such as news, videos, education, blogs, gaming, activism, and entertainment. Notably, social media apps have morphed into the digital meeting points for netizens. Our society is undeniably superbly interconnected, and our digital persona is greatly treasured.
However, this isn’t always beneficial, especially for teenagers who may be overwhelmed by the deluge of information, leading to stress. Stress is a common part of our daily lives, emerging from our education, employment, relationships, and surroundings. A similar situation transpires online. In fact, we tend to cope with stress by expressing our frustrations, confronting problems directly, or evading the issue altogether. Yet, the ways to cope with stress in the virtual world differ. Online stress can arise from unique triggers, and its repercussions can rapidly escalate and proliferate at an alarming rate.
The rise of social media has brought a concerning phenomenon – social media stress in children. As these young individuals navigate the complex virtual world, they often encounter a range of stressors that can significantly impact their emotional and psychological well-being. Understanding these underlying causes is a crucial step in addressing and mitigating the adverse effects of social media on our younger generations. Let’s delve into the causes of social media stress in children and shed light on the various factors that contribute to this growing issue:
Besides the more obvious and well-documented sources of social media stress in children, there exist several other significant triggers that contribute to the overall stress levels experienced by young individuals in the digital age, and these may include:
→ Dig Deeper: The Ultimate Guide to Safe Sharing Online
→ Dig Deeper: More Dangers of Cyberbullying Emerge—Our Latest Connected Family Report
→ Dig Deeper: 5 Screen Time Principles to Establish When Your Kids are Still Babies
Parenting plays a major role in helping children learn how to tackle social media stress. As parents, you know your children the best. Yes, even teens. Observe them, and if you note any change in their social media habits or general behavior, talk to them. The earlier you start having frank one-to-one conversations, the easier it will be for you later. But before that, you may need to modify your response to stress and learn to control your reactions. That way, you will teach them a very important lesson without using a single word.
Children can learn to manage social media stress by developing a healthy online etiquette and creating boundaries for their online activities. Encourage them to accept differences and realize that people have varied opinions. Remind them not to make judgments based on someone’s online bio and pictures and to understand that life isn’t a bed of roses for anyone. Another important step is to help them understand how important it is to respond tactfully when things get heated online. It’s essential that they understand the power of choosing not to engage in online altercations. Being silent doesn’t mean they’re weak but smart enough not to get provoked. If any online situation becomes too intense, they should be encouraged to report and block the perpetrator immediately.
McAfee Pro Tip: Since each child’s level of maturity and cognitive capacity to manage online challenges varies, a one-site-fits-all approach to balancing social media and mental health won’t work for everyone. Find tips on how to find the best method for your child.
One of the keys to managing stress caused by social media is ensuring that kids practice digital balance. Set screen time limits and encourage them to make and maintain friendships in the real world. In-person interactions promote emotional growth and provide a well-rounded social experience. Moreover, it’s crucial to instill the idea that maturity is about staying true to their values and wisdom lies in identifying the negatives and avoiding them. Just as they would in the physical world, they should be aware that the digital world comprises both good and bad elements. This awareness can help them navigate online spaces safely. Let them know the importance of applying their real-life values in the digital world and the mantra of STOP, THINK, CONNECT, should always be in their mind before posting anything online.
→ Dig Deeper: 6 Steps to Help Your Family Restore Digital Balance in Stressful Times
In conclusion, parents play a crucial role in helping their children tackle social media stress. By observing their kids’ behavioral changes, having open conversations, and setting appropriate boundaries for their online activities, parents can help their kids navigate the digital world safely. Encouraging children to accept differences, practice tact, maintain digital balance, and be aware of the good and bad online can help alleviate the stress caused by social media. Ultimately, the goal is to create a healthier and happier online space for children, free from unnecessary stress.
Improve your digital parenting with McAfee’s Parental Controls. This security tool allows parents to monitor device usage, set limits on screen time, and even keep tabs on kids’ whereabouts.
The post Handling Social Media Stress for Teens appeared first on McAfee Blog.
As we all look forward to the sunshine and freedom of summer, it’s important to remember that not all elements of the school year disappear with the ringing of the final bell. In our increasingly digital age, cyberbullying has become a pervasive issue that can affect kids even during their summer break. This guide will help parents understand the issue, recognize the signs, and provide practical strategies to protect their kids from cyberbullies.
Summer break should be a time of fun-filled days, exploration, relaxation, and a break from the rigors of the school year. However, with the increase in leisure time comes a corresponding increase in screen time, and, unfortunately, this often results in an uptick in instances of cyberbullying. As the McAfee survey in 2014 revealed, 87% of teenagers reported witnessing cyberbullying, a significant increase from the previous year. The reasons for being targeted varied, with appearance, race, religion, and sexual orientation all cited as factors. Given this reality, parents must remain vigilant during the summer months. Keeping an eye on your child’s online activities, encouraging open communication, and intervening when necessary can make the difference between a summer of fun and one of fear and isolation. → Dig Deeper: More Dangers of Cyberbullying Emerge—Our Latest Connected Family Report
When confronted with bullying, our instinctive reactions aren’t always the best. Here are three things you should avoid doing when addressing cyberbullying:
Prevention is the best cure, and there are several proactive steps you can take to minimize the risk of your child being cyberbullied:
→ Dig Deeper: Protecting Your Privacy on Social Media
→ Dig Deeper: Beware of Malicious Mobile Apps
Despite taking precautions, there may be instances where cyberbullying can’t be immediately prevented. In such situations, it is crucial to know what steps to take to mitigate the impact and bring the bullying to an end:
Addressing the issue of cyberbullying can be a complex task. The emotional wounds inflicted by this abuse can be deep and long-lasting. Therefore, it’s indispensable that your child feels supported and understood. Maintain an open line of communication with your child, creating a secure and trusting environment where they can comfortably express their feelings and fears. It might also be beneficial to seek professional help when dealing with cases of severe bullying. Therapy or counseling can provide your child with effective coping strategies, helping them regain their confidence and self-esteem. McAfee Pro Tip: While numerous aspects of the digital world remain beyond our control, one aspect where we wield significant influence is our commitment to protecting the well-being of our family members in both the digital and mental realms. Mental health always matters. Find ways to support your child online and offline.
Preventing cyberbullying starts at home. By teaching our children the values of empathy and respect, we can contribute to a more positive online culture. Incorporate digital citizenship lessons into your everyday conversations, emphasizing the importance of treating others kindly offline and online. Teach your children to think before they post and remind them that behind every screen, there’s a real person who can be hurt by their words. Building respect and empathy can discourage cyberbullying and inspire children to stand against it. → Dig Deeper: Cyberbullying’s Impact on Both Society and Security
Parenting in the digital age brings with it new challenges and responsibilities. Cyberbullying is a significant issue that requires our attention and vigilance, especially during the summer when screen time increases. Equip your child with the right tools to protect themselves online, foster open communication at all times, and support them in the face of adversity. Remember, the goal is for our children to enjoy their digital interactions and have a safe, enjoyable summer free from the threat of cyberbullying. Improve your family’s digital habits, privacy, and safety with McAfee’s Parental Controls. This security tool allows parents to oversee device usage, establish screen time restrictions, and even track the locations of their children.
The post Help Kids Steer Clear of Cyberbullies During Summer Break appeared first on McAfee Blog.
The tables have turned. Now you can use AI to spot and block scam texts before they do you harm.
You might have heard how scammers have tapped into the power of AI. It provides them with powerful tools to create convincing-looking scams on a massive scale, which can flood your phone with annoying and malicious texts.
The good news is that we use AI too. And we have for some time to keep you safe. Now, we’ve put AI to use in another powerful way—to put an end to scam texts on your phone.
Our new Text Scam Detector automatically identifies and alerts you if it detects a dangerous URL in your texts. No more wondering if a package delivery message or bank notification is real or not. Our patented AI technology instantaneously detects malicious links to stop you before you click by sending an alert. And as a second line of defense, it can block risky sites if you accidentally follow a scam link in a text, email, social media, and more.
The time couldn’t be more right for this kind of protection. Last year, Americans lost $330 million to text scams alone, more than double the previous year, with an average reported loss of $1,000, according to the Federal Trade Commission. The deluge of these new sophisticated AI-generated scams is making it harder than ever to tell what’s real from what’s fake.
Which is where our use of AI comes in. With it, you can turn the table on scammers and their AI tools.
Here’s a closer look at how Text Scam Detector works:
Text Scam Detector is free for most existing customers, and free to try for new customers.
Most McAfee customers now have Text Scam Detector available. Simply update your app. There’s no need to purchase or download anything separately. Set up Text Scam Detector in your mobile app, then enable Safe Browsing for extra protection or download our web protection extension for your PC or Mac from the McAfee Protection Center. Some exclusions apply¹.
For new customers, Text Scam Detector is available as part of a free seven-day trial of McAfee Mobile Security. After the trial period, McAfee Mobile Security is $2.99 a month or $29.99 annually for a one-year subscription.
As part of our new Text Scam Detector, you can benefit from McAfee’s risky link identification on any platform you use. It can block dangerous links should you accidentally click on one, whether that’s through texts, emails, social media, or a browser. It’s powered by AI as well, and you’ll get it by setting up Safe Browsing on your iOS² or Android device—and by using the WebAdvisor extension on PCs, Macs and iOS.
Scan the QR code to download Text Scam Detector from the Google App store
AI works in your favor. Just as it has for some time now if you’ve used McAfee for your online protection. Text Scam Detector takes it to a new level. As scammers use AI to create increasingly sophisticated attacks, Text Scam Detector can help you tell what’s real and what’s fake.
The post Get Yourself AI-powered Scam Text Protection That Spots and Block Scams in Real Time appeared first on McAfee Blog.
We reported earlier this year, a fresh rash of online job scams continue to rope in plenty of victims. Now, those victims are taking to TikTok with a warning.
https://www.tiktok.com.mcas.ms/@thenamesamber/video/7188616142062275886
Source, thenamesamber on TikTok
Take the story thenamesamber told on TikTok. It starts out like many. Amber wanted a job that allowed remote work, and luckily enough, a recruiter reached out to her through an online recruiting site with an opportunity.
From there, the recruiter directed Amber to download a messaging app, which the company would use for the interview process. The interview went just fine, Amber got a job offer, and then the company asked Amber for a home address.
Here’s where the catch comes in.
Amber goes on to say that the company sent her a check by overnight mail, a check she should use to buy equipment. A check for nearly $5,000. For days, the check didn’t post. The company repeatedly asked for update. Had it posted yet? Had it posted yet?
At this point, Amber said she got suspicious. She contacted her bank. The check had a hold placed on it, and according to Amber, she was charged a fee and her account frozen for days. In speaking with her bank, Amber was told that the check was bad and that she was the victim of a scam. The bank has seen a lot of it lately, said Amber.
Yet based on what we’ve seen, Amber got lucky.
Victims and banks sometimes fail to spot the scam as it unfolds. In those cases, the check gets posted and the scammers tell the victim to forward the money to another person who’ll purchase equipment for them. Usually by way of an online payment app.
Days later, the check bounces for insufficient funds. Meanwhile, victims get burdened with the fraud reporting process — with their bank and with the payment app they used. Depending on the means and terms of payment, some or all of that money might be gone for good. And as a result, the scammers get a few thousand dollars richer.
If you spend some time on social media, you’ll stumble across plenty of videos that tell this exact story in one form or another. And with each story, you’ll find dozens of people sharing that the same thing happened, or almost happened, to them.
We’re glad people are taking to TikTok to share their stories, even as sharing those stories can get painful. You can avoid these scams. Part of it involves awareness. They’re still going strong. The next part counts on you and your sharp eye to spot sketchy behavior when you see it.
We’ll show you how, and that begins with a look at where these scams take place.
Employment figures continue to surge. It’s a hot job market out there, and when things get hot, you’ll find scammers looking to turn a buck. It’s much like tax season and gift-giving holidays. Scammers will take advantage of trends and seasonal events where people go online and there’s money involved. Job scams are no different.
Where do these scams crop up?
As we reported earlier this year and as TikTok videos have shared, many appear to originate from trusted online recruiting platforms like LinkedIn and Indeed. Scammers will either set up a bogus company or pose as a representative of a legitimate company. In other cases, job scams take root on social media. Here, scammers play the same game—set up a bogus company or impersonate a legitimate one.
From there, stories like Amber’s unfold.
Without question, recruiting and social media platforms know what’s going on and take steps to quash scam accounts.
For example, LinkedIn’s latest community report cited the removal of more than 21 million fake accounts in the first half of 2022:
Likewise, Facebook took action on 426 million fake accounts in Q1 of 2023 alone, with nearly 99% of them acted on before users reported them.
In its guidelines for a safe job search, Indeed mentions the global teams “dedicated to the safety and authenticity of the jobs posted on our platform.”
Still, some scammers make their way through to these platforms and others like them.
Our earlier advice on the topic still holds true. You can spot scams several ways, particularly when you know that scammers want your money and personal information as quickly as possible. The moment any so-called job offer asks for any of those, a red flag should immediately go up.
It’s possibly a scam if:
They ask for your Social Security or tax ID number.
In the hands of a scammer, your SSN or tax ID is the key to your identity. With it, they can open up bank cards, lines of credit, apply for insurance benefits, collect benefits and tax returns, or even commit crimes, all in your name. Needless to say, scammers will ask for it, perhaps under the guise of a background check or for payroll purposes. The only time you should provide your SSN or tax ID is when you know that you have accepted a legitimate job with a legitimate company. Only sent it through a secure document signing service, never via email, text, or over the phone.
They want your banking information.
Another trick scammers rely on is asking for bank account information so that they can wire a payment to you. As with the SSN above, closely guard this information and treat it in exactly the same way. Don’t give it out unless you have a legitimate job with a legitimate company.
They want you to pay before you get paid.
Some scammers will take a different route. They’ll promise employment, but first you’ll need to pay them for training, onboarding, or equipment before you can start work. Legitimate companies won’t make these kinds of requests. Amber’s check story provides a good example of this.
They tell you to download a specific messaging app to communicate with them.
Victims report that the scammers require a specific app to chat and, sometimes, to conduct the interview itself. Apps like Signal and Wire get mentioned, yet rest assured that these apps themselves are legitimate. The scammers are the problem, not the apps. Consider it a warning sign if someone asks you to largely communicate this way.
Aside from the types of information they ask for, the way they ask for your information offers other clues that you might find yourself mixed up in a scam. Look out for the following as well:
1) The offer is big on promises but short on details.
You can sniff out many online scams with the “too good to be true” test. Scammers often make big promises during the holidays with low-priced offers for hard-to-get holiday gifts and then don’t deliver. It’s the same with job scams. The high pay, the low hours, and even the offer of things like a laptop and other perks, these are signs that a job offer might be a scam. Moreover, when pressed for details about this seemingly fantastic job opportunity, scammers might balk. Or they might come back with incomplete or inconsistent replies because the job doesn’t exist at all.
2) They communicate only through email or chat.
Job scammers hide behind their screens. They use the anonymity of the internet to their advantage. Job scammers likewise create phony profiles on networking and social media websites, which means they won’t agree to a video chat or call, which are commonly used in legitimate recruiting today. If your job offer doesn’t involve some sort of face-to-face communication, that indicates it might be a scam.
3) And the communications seem a little …off.
Scammers now have an additional tool to reel in their victims — AI chatbots like Chat GPT, which can generate email correspondence, chats, LinkedIn profiles, and other content in seconds so they can bilk victims on a huge scale. However, AI has its limits. Right now, it tends to use shorter sentences in a way that seems like it’s spitting out information. There’s little story or substance to the content it creates. That might be a sign of a scam. Likewise, even without AI, you might spot a recruiter using technical or job-related terms in unusual ways, as if they’re unfamiliar with the work they’re hiring for. That’s another potential sign.
4) Things move too quickly.
Scammers love quick conversion. Yet job seekers today know that interview processes are typically long and involved, often relying on several rounds of interviews and loops. If a job offer comes along without the usual rigor and the recruiter is asking for personal information practically right away, that’s another near-certain sign of a scam.
5) You get job offers on Facebook or other social media sites not associated with job searches.
This is another red flag. Legitimate businesses stick to platforms associated with networking for business purposes, typically not networking for families, friends, and interests. Why do scammers use sites like Facebook anyway? They’re a gold mine of information. By trolling public profiles, they have access to years of posts and armloads of personal information on thousands of people, which they can use to target their attacks. This is another good reason to set your social media profiles on platforms like Facebook, Instagram, and other friend-oriented sites to private so that scammers of all kinds, not just job scammers, can’t use your information against you.
As a job hunter you know that getting the right job requires some research. You look up the company, dig into their history—the work they do, how long they’ve been at it, where their locations are, and maybe even read some reviews provided by current or former employees. When it comes to job offers that come out of the blue, it calls for taking that research a step further.
After all, is that business really a business, or is it really a scam?
In the U.S., you have several resources that can help you answer that question. The Better Business Bureau (BBB) offers a searchable listing of businesses in the U.S., along with a brief profile, a rating, and even a list of complaints (and company responses) waged against them. Spending some time here can quickly shed light on the legitimacy of a company.
Also in the U.S., you can visit the website of your state’s Secretary of State and search for the business in question, where you can find when it was founded, if it’s still active, or if it exists at all. For businesses based in a state other than your own, you can visit that state’s Secretary of State website for information. For a state-by-state list of Secretaries of State, you can visit the Secretary of State Corporate Search page here.
For a listing of businesses with international locations, organizations like S&P Global Ratings and the Dun and Bradstreet Corporation can provide background information, which might require signing up for an account.
Given the way we rely so heavily on the internet to get things done and enjoy our day, comprehensive online protection software that looks out for your identity, privacy, and devices is a must. Specific to job scams, it can help you in several ways, these being just a few:
Amber’s story, and stories like hers have racked up nearly a quarter-billion dollars in reported losses in the first half of this year here in the U.S. The median loss, somewhere around $2,000 per victim.
Job scams persist. In fact, they’ve increased by nearly 25% this year compared to this time last year. It’s no surprise that scam stories on TikTok keep racking up. Yet as you’ve seen, awareness and a sharp eye can help you avoid them.
Editor’s Note:
Job scams are a crime. If you think that you or someone you know has fallen victim to one, report it to your authorities and appropriate government agencies. In the case of identity theft or loss of personal information, our knowledge base article on identity theft offers suggestions for the specific steps you can take in specific countries, along with helpful links for local authorities that you can turn to for reporting and assistance.
The post Online Job Scams – TikTokers Tell Their Stories, with a Warning appeared first on McAfee Blog.
What does a hacker want with your social media account? Plenty.
Hackers hijack social media accounts for several reasons. They’ll dupe the victim’s friends and followers with scams. They’ll flood feeds with misinformation. And they’ll steal all kinds of personal information—not to mention photos and chats in DMs. In all, a stolen social media account could lead to fraud, blackmail, and other crimes.
Yet you have a strong line of defense that can prevent it from happening to you: multi-factor authentication (MFA).
MFA goes by other names, such as two-factor authentication and two-step verification. Yet they all boost your account security in much the same way. They add an extra step or steps to the login process. Extra evidence to prove that you are, in fact, you. It’s in addition to the usual username/password combination, thus the “multi-factor” in multi-factor authentication.
Examples of MFA include:
With MFA, a hacker needs more than just your username and password to weasel their way into your account. They need that extra piece of evidence required by the login process, which is something only you should have.
This stands as a good reminder that you should never give out the information you use in your security questions—and to never share your one-time security codes with anyone. In fact, scammers cobble up all kinds of phishing scams to steal that information.
Major social media platforms offer MFA, although they might call it by other names. As you’ll see, several platforms call it “two-factor authentication.”
Given the way that interfaces and menus can vary and get updated over time, your best bet for setting up MFA on your social media accounts is to go right to the source. Social media platforms provide the latest step-by-step instructions in their help pages. A simple search for “multi-factor authentication” and the name of your social media platform should readily turn up results.
For quick reference, you can find the appropriate help pages for some of the most popular platforms here:
Another important reminder is to check the URL of the site you’re on to ensure it’s legitimate. Scammers set up all kinds of phony login and account pages to steal your info. Phishing scams like those are a topic all on their own. A great way you can learn to spot them is by giving our Phishing Scam Protection Guide a quick read. It’s part of our McAfee Safety Series, which covers a broad range of topics, from romance scams and digital privacy to online credit protection and ransomware.
In many ways, your social media account is an extension of yourself. It reflects your friendships, interests, likes, and conversations. Only you should have access to that. Putting MFA in place can help keep it that way.
More broadly, enabling MFA across every account that offers it is a smart security move as well. It places a major barrier in the way of would-be hackers who, somehow, in some way, have ended up with your username and password.
On the topic, ensure your social media accounts have strong, unique passwords in place. The one-two punch of strong, unique passwords and MFA will make hacking your account tougher still. Wondering what a strong, unique password looks like? Here’s a hint: a password with eight characters is less secure than you might think. With a quick read, you can create strong, unique passwords that are tough to crack.
Lastly, consider using comprehensive online protection software if you aren’t already. In addition to securing your devices from hacks and attacks, it can help protect your privacy and identity across your travels online—both on social media and off.
The post How to Protect Your Social Media Passwords from Hacks and Attacks appeared first on McAfee Blog.
Farewell, summer. Hello, back-to-school season! While the chill may not be in the air yet, parents may be feeling the slight shiver of unease as their kids, tweens, teens, and young adults return to school and become re-entangled with the technology they use for their education and budding social lives.
Before they hop on the bus or zoom off to college, alert your children to the following 10 online cybersecurity best practices to ensure a safe school year online.
It sounds obvious but impart the importance to your kids of keeping their eyes on their devices at all times. Lost cellphones and laptops are not only expensive to replace but you lose control of the valuable personally identifiable information (PII) they contain. Protect all devices with unique, hard-to-guess passwords. Even better, enable biometric passwords, such as fingerprint or face ID. These are the hardest passwords to crack and can keep the information inside lost or stolen devices safe.
Streaming services host the most buzzworthy shows. All their friends may be raving about the latest episodes of a zombie thriller or sci-fi visual masterpiece, but alas: Your family doesn’t have a subscription to the streaming service. Cash-conscious college students especially may attempt to save money on streaming by sharing passwords to various platforms. Alert your children to the dangers of doing so. Sharing a password with a trusted best friend might not seem like a cyberthreat, but if they share it with a friend who then shares it with someone else who may not be so trustworthy, you just handed the keys to a criminal to walk right in and help themselves to your PII stored on the streaming service’s dashboard.
Once the cybercriminal has your streaming service password, they may then attempt to use it to break into other sensitive online accounts. Criminals bank on people reusing the same passwords across various accounts. So, make sure that your children always keep their passwords to themselves and have unique passwords for every account. If they’re having a difficult time remembering dozens of passwords, sign them up for a password manager that can store passwords securely.
Walk down any city or suburban street, and you’re likely to see at least one Gen Zer filming themselves doing the latest dance trend or taking carefully posed pictures with their friends to share on social media. According to one survey, 76% of Gen Zers use Instagram and 71% are on social media for three hours or more every day.1 And while they’re on social media, your children are likely posting details about their day. Some details – like what they ate for breakfast – are innocent. But when kids start posting pictures or details about where they go to school, where they practice sports, and geotagging their home addresses, this opens them up to identity fraud or stalking.
Encourage your children to keep some personal details to themselves, especially their full names, full birthdates, address, and where they go to school. For their social media handles, suggest they go by a nickname and omit their birthyear. Also, it’s best practice to keep social media accounts set to private. If they have aspirations to become the internet’s next biggest influencer or video star, they can create a public account that’s sparse on the personal details.
Cyberbullying is a major concern for school-age children and their parents. According to McAfee’s “Life Behind the Screens of Parents, Tweens, and Teens,” 57% of parents worry about cyberbullying and 47% of children are similarly uneasy about it. Globally, children as young as 10 years old have experienced cyberbullying.
Remind your children that they should report any online interaction that makes them uncomfortable to an adult, whether that’s a teacher, a guidance counsellor, or a family member. Breaks from social media platforms are healthy, so consider having the whole family join in on a family-wide social media vacation. Instead of everyone scrolling on their phones on a weeknight, replace that time with a game night instead.
ChatGPT is all the rage, and procrastinators are rejoicing. Now, instead of spending hours writing essays, students can ask artificial intelligence to compose it for them. ChatGPT is just the latest tool corner-cutters are adding to their toolbelt. Now that most kids, tweens, and teens have cellphones in their pockets, that means they also basically have cheating devices under their desks.
To deter cheating, parents should consider lessening the pressure upon their kids to receive a good grade at any cost. School is all about learning, and the more a student cheats, the less they learn. Lessons often build off previous units, so if a student cheats on one test, future learning is built upon a shaky foundation of previous knowledge. Also, students should be careful about using AI as a background research tool, as it isn’t always accurate.
Phishing happens to just about everyone with an email address, social media account, or mobile phone. Cybercriminals impersonate businesses, authority figures, or people in dire straits to gain financially from unsuspecting targets. While an adult who carefully reads their online correspondences can often pick out a phisher from a legitimate sender, tweens and teens who rush through messages and don’t notice the tell-tale signs could fall for a phisher and give up their valuable PII.
Pass these rules onto your students to help them avoid falling for phishing scams:
Social engineering is similar to phishing in that it is a scheme where a cybercriminal ekes valuable PII from people on social media and uses it to impersonate them elsewhere or gain financially. Social engineers peruse public profiles and create scams targeted specifically to their target’s interests and background. For instance, if they see a person loves their dog, the criminal may fabricate a dog rescue fundraiser to steal their credit card information.
It’s important to alert your children (and remind your college-age young adults) to be on the lookout for people online who do not have pure intentions. It’s safest to deal with any stranger online with a hefty dose of skepticism. If their heartstrings are truly tugged by a story they see online, they should consider researching and donating their money or time to a well-known organization that does similar work.
With an election on the horizon, there will probably be an uptick in false new reports. Fake news spreaders are likely to employ AI art, deepfake, and ChatGPT-written “news” articles to support their sensationalist claims. Alert your students – especially teens and young adults who may be interested in politics – to be on the lookout for fake news. Impart the importance of not sharing fake news with their online followings, even if they’re poking fun at how ridiculous the report is. All it takes is for one person to believe it, spread it to their network, and the fake news proponents slowly gather their own following. Fake news turns dangerous when it incites a mob mentality.
To identify fake news, first, read the report. Does it sound completely outlandish? Are the accompanying images hard to believe? Then, see if any other news outlet has reported a similar story. Genuine news is rarely isolated to one outlet.
Parents with students who have a budding interest in current events should share a few vetted online news sources that are well-established and revered for their trustworthiness.
In a quest for free shows, movies, video games, and knockoff software, students are likely to land on at least one risky website. Downloading free media onto a device from a risky site can turn costly very quickly, as malware often lurks on files. Once the malware infects a device, it can hijack the device’s computing power for the cybercriminal’s other endeavors or the malware could log keystrokes and steal passwords and other sensitive information.
With the threat of malware swirling, it’s key to share safe downloading best practices with your student. A safe browsing extension, like McAfee Web Advisor, alerts you when you’re entering a risky site where malware and other shifty online schemes may be hiding.
Dorms, university libraries, campus cafes, and class buildings all likely have their own Wi-Fi networks. While school networks may include some protection from outside cybercriminals, networks that you share with hundreds or thousands of people are susceptible to digital eavesdropping.
To protect connected devices and the important information they house, connect to a virtual private network (VPN) whenever you’re not 100% certain of a Wi-Fi’s safety. VPNs are quick and easy to connect to, and they don’t slow down your device.
Dealing with technology is an issue that parents have always faced. While it used to be as simple as limiting TV time, they now deal with monitoring many forms of technology. From eyes glued to smartphones all day to hours spent playing video games, kids are immersed in technology.
Safe technology use doesn’t come as second nature — it needs to be taught. As a parent, the issues of when to get your child a phone, too much screen time and online harassment are top of mind. To address these concerns, it’s important to set boundaries and teach safe technology use. One way to do this is by creating a family media agreement or contract.
Family device agreements help teach proper technology use and set expectations. They allow you to start an open conversation with your kids and encourage them to be part of the decision making. By creating a family device agreement, your kids will know their boundaries and have concrete consequences for breaking them.
In today’s parenting, you may want to consider creating a McAfee Family Device Agreement. The most important thing is to have an agreement that is suitable for your kids’ ages and maturity and one that works for your family’s schedule. There’s no point making your kids sign an agreement that limits their time on Instagram when they’re probably quite happy visiting only the online sites that you have ‘bookmarked’ for them.
While diligence and good cyber habits can lessen the impact of many of these 10 threats, a cybersecurity protection service gives parents and their students valuable peace of mind that their devices and online privacy are safe. McAfee+ Ultimate Family Plan is the all-in-one device, privacy, and identity protection service that allows the whole family to live confidently online.
1Morning Consult, “Gen Z Is Extremely Online”
The post 10 Back-to-School Tech Tips for Kids, Teens and College Students appeared first on McAfee Blog.
The Russian government today handed down a treason conviction and 14-year prison sentence on Iyla Sachkov, the former founder and CEO of one of Russia’s largest cybersecurity firms. Sachkov, 37, has been detained for nearly two years under charges that the Kremlin has kept classified and hidden from public view, and he joins a growing roster of former Russian cybercrime fighters who are now serving hard time for farcical treason convictions.
Ilya Sachkov. Image: Group-IB.com.
In 2003, Sachkov founded Group-IB, a cybersecurity and digital forensics company that quickly earned a reputation for exposing and disrupting large-scale cybercrime operations, including quite a few that were based in Russia and stealing from Russian companies and citizens.
In September 2021, the Kremlin issued treason charges against Sachkov, although it has refused to disclose any details about the allegations. Sachkov pleaded not guilty. After a three-week “trial” that was closed to the public, Sachkov was convicted of treason and sentenced to 14 years in prison. Prosecutors had asked for 18 years.
Group-IB relocated its headquarters to Singapore several years ago, although it did not fully exit the Russian market until April 2023. In a statement, Group-IB said that during their founder’s detainment, he was denied the right to communicate — no calls, no letters — with the outside world for the first few months, and was deprived of any visits from family and friends.
“Ultimately, Ilya has been denied a chance for an impartial trial,” reads a blog post on the company’s site. “All the materials of the case are kept classified, and all hearings were held in complete secrecy with no public scrutiny. As a result, we might never know the pretext for his conviction.”
Prior to his arrest in 2021, Sachkov publicly chastised the Kremlin for turning a blind eye to the epidemic of ransomware attacks coming from Russia. In a speech covered by the Financial Times in 2021, Sachkov railed against the likes of Russian hacker Maksim Yakubets, the accused head of a hacking group called Evil Corp. that U.S. officials say has stolen hundreds of millions of dollars over the past decade.
“Yakubets has been spotted driving around Moscow in a fluorescent camouflage Lamborghini, with a custom licence plate that reads ‘THIEF,'” FT’s Max Seddon wrote. “He also ‘provides direct assistance to the Russian government’s malicious cyber efforts,’ according to US Treasury sanctions against him.”
In December 2021, Bloomberg reported that Sachkov was alleged to have given the United States information about the Russian “Fancy Bear” operation that sought to influence the 2016 U.S. election. Fancy Bear is one of several names (e.g., APT28) for an advanced Russian cyber espionage group that has been linked to the Russian military intelligence agency GRU.
In 2019, a Moscow court meted out a 22-year prison sentence for alleged treason charges against Sergei Mikhailov, formerly deputy chief of Russia’s top anti-cybercrime unit. The court also levied a 14-year sentence against Ruslan Stoyanov, a senior employee at Kaspersky Lab. Both men maintained their innocence throughout the trial, and the supposed reason for the treason charges has never been disclosed.
Following their dramatic arrests in 2016, some media outlets reported that the men were suspected of having tipped off American intelligence officials about those responsible for Russian hacking activities tied to the 2016 U.S. presidential election.
That’s because two others arrested for treason at the same time — Mikhailov subordinates Georgi Fomchenkov and Dmitry Dokuchaev — were reported by Russian media to have helped the FBI investigate Russian servers linked to the 2016 hacking of the Democratic National Committee.
FreshRSS 