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According to Pew, three-in-ten U.S. adults say they have used a dating site or app. That number climbs to 53% for people under the age of 30. More and more people are turning to digital platforms to find love and companionship or simply to expand their social circles. However, as the popularity of online dating grows, so do the potential risks associated with it. From privacy concerns to identity theft, the digital dating world can be fraught with peril if you’re not careful. But fear not, by following a few simple guidelines, you can navigate the online dating scene safely and securely.
This article is for you or anyone you know who may be hopping onto an online dating app like Match, Bumble, Plenty of Fish, eHarmony, Tinder, or OkCupid. Think of it as an advice column of a different sort, where we talk about dating in light of your online privacy and safety.
For starters, we have a couple of previous blogs that offer sound advice about online dating. The first covers ways you can protect your privacy when you’re using online dating apps, which starts with picking a dating app that has a good reputation. The second rounds out the topic with further online dating advice for adults and teens alike. Give them a look!
It starts with basic hygiene. Digital hygiene, that is. Before you dive into a dating app, ensure that your device (and all your connected devices while you’re at it) has a comprehensive security solution in place. As you surf, chat, and meet up online, you’ll want to know that you’re protected against malware, viruses, phishing attacks, sketchy links, and so forth. Other features will come in handy (and be necessary as well), like ones that help you manage your passwords, protect your identity, safeguard your privacy, and more—all of which we’ll talk about in a bit.
Picking the right app is like picking the right date. From a security standpoint, these apps are the keepers of highly personal information about you, so you’ll want to know how they handle data, what privacy protections are in place, what information they gather when you first sign up, and what they continue to gather as you use the app. Do your research. Read up on their privacy policies. See what other people have to say about their experiences. And get a sense of what the app is all about. What’s its approach to dating? What kind of relationships are they focusing on? Make sure all of it feels right to you.
Only give the app the information that’s absolutely necessary to sign up. Dating apps ask questions so that they can help you find an ideal match, yet only share what you feel comfortable sharing. This is true from a personal standpoint, but it’s true from a security standpoint too. Anything you share along those lines could be at risk of a hack or a breach, the likes of which were reported by Wired and Forbes last year. If your info is compromised, it could lead to anywhere from identity theft to harassment, so when you use a dating app, keep the sharing to a minimum—and keep your eyes peeled for any suspicious activity across your social media, online accounts, and even your finances.
Another password to remember! That’s just what you need, right? Right! It absolutely is, and a strong one is vital. You can create one and manage all of your passwords with McAfee+’s password manager. It’ll encrypt your passwords and use multi-factor authentication, which offers even further protection from hacks and attacks on your account.
You can help keep your chats more private, and just about anything else you’re doing online, by using a VPN (virtual private network). For example, our VPN uses bank-level encryption to keep your personal data and activities private from hackers. And it’ll hide other information associated with your dating account while you’re online, like personal details, credit card numbers, and so forth. Given the security risks we’ve talked about so far, you’ll want to look into a VPN.
If you’re not using a VPN on your device, don’t use your dating app on public Wi-Fi. The issue is this: plenty of public Wi-Fi hotspots aren’t secure. Someone else on the network could easily intercept the information you send over it, including your passwords, any photos you share, and any chats you have. In other words, using public Wi-Fi without protection is like opening a door that leads right to you and your most personal data. This applies to everything on public Wi-Fi, not just dating apps. If you use public Wi-Fi at all, you really should use a VPN.
In the ever-evolving landscape of online dating, safeguarding your privacy and security is paramount. By implementing strategies such as using strong passwords, employing a reliable VPN, and exercising caution on public Wi-Fi, you can navigate the digital dating sphere with confidence. Remember, your safety and privacy are non-negotiable priorities in the pursuit of love and companionship online.
The post How to Safely Date Online appeared first on McAfee Blog.
For years now, the popularity of online dating has been on the rise—and so have the number of online romance scams that leave people with broken hearts and empty wallets.
In a recent CBS News story, one Texan woman was scammed out of $3,200 by a scammer claiming to be a German Cardiologist. After months of exchanging messages and claiming to be in love with her, he said that he’d been robbed while on a business trip in Nigeria and needed her help.
According to the U.S. Federal Trade Commission (FTC), the reported cost of online romance scams was $1.14 billion in 2023.
Dating and romance scams aren’t limited to online dating apps and sites, they’ll happen on social media and in online games as well. However, the FTC reports that the scam usually starts the same way, typically through an unexpected friend request or a message that comes out of the blue.
With the phony relationship established, the scammer starts asking for money. The FTC reports that they’ll ask for money for several bogus reasons, usually revolving around some sort of hardship where they need a “little help” so that they can pay:
The list goes on, yet that’s the general gist. Scammers often employ a story with an intriguing complication that seems just reasonable enough, one where the romance scammer makes it sound like they could really use the victim’s financial help.
People who have filed fraud reports say they’ve paid their scammer in a few typical ways.
One is by wiring money, often through a wire transfer company. The benefit of this route, for the scammer anyway, is that this is as good as forking over cash. Once it’s gone, it’s gone. The victim lacks the protections they have with other payment forms, such as a credit card that allows the holder to cancel or contest a charge.
Another way is through gift cards. Scammers of all stripes, not just romance scammers, like these because they effectively work like cash, whether it’s a gift card for a major online retailer or a chain of brick-and-mortar stores. Like a wire transfer, once that gift card is handed over, the money on it is highly difficult to recover, if at all.
One more common payment is through reloadable debit cards. A scammer may make an initial request for such a card and then make several follow-on requests to load it up again.
In all, a romance scammer will typically look for the easiest payment method that’s the most difficult to contest or reimburse, leaving the victim in a financial lurch once the scam ends.
When it comes to meeting new people online, the FTC suggests the following:
Scammers, although arguably heartless, are still human. They make mistakes. The stories they concoct are just that. Stories. They may jumble their details, get their times and dates all wrong, or simply get caught in an apparent lie. Also, keep in mind that some scammers may be working with several victims at once, which is yet another opportunity for them to get confused and slip up.
As mentioned above, some romance scammers troll social media and reach out through direct messages or friend requests. With that, there are three things you can do to cut down your chances of getting caught up with a scammer:
Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy and give a romance scammer less information to exploit.
Be critical of the invitations you receive. Out-and-out strangers could be more than a romance scammer, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q4 of 2023 alone, Facebook took action on 693 million fake accounts. Reject such requests.
Online protection software like ours can help you spot fakes and scams. Features like McAfee Scam Protection use advanced AI to detect scam links in texts, email, and social media messages before you click. Our Personal Data Cleanup can keep you safer still by removing your personal info from sketchy data broker sites — places where scammers go to harvest useful info on their victims. And if the unfortunate happens, we offer $2 million in identity theft coverage and identity restoration support.
If you suspect that you’re being scammed, put an end to the relationship and report it, as difficult as that may feel.
Notify the FTC at ReportFraud.ftc.gov for support and next steps to help you recover financially as much as possible. Likewise, notify the social media site, app, or service where the scam occurred as well. In some cases, you may want to file a police report, which we cover in our broader article on identity theft and fraud.
If you sent funds via a gift card, the FTC suggests filing a claim with the company as soon as possible. They offer further advice on filing a claim here, along with a list of contact numbers for gift card brands that scammers commonly use.
Lastly, go easy on yourself. If you find yourself a victim of online dating or romance fraud, know that you won’t be the first or last person to be taken advantage of this way. By reporting your case, you in fact may help others from falling victim too.
The post How to Spot Dating Scams appeared first on McAfee Blog.
As with any major holiday or special occasion, Valentine’s Day is unfortunately not immune to scammers looking for an opportunity to exploit unsuspecting individuals. Their deceitful acts can break hearts and bank accounts. In this article, we spotlight some common Valentine’s Day scams, offer tips on how to protect yourself and navigate this romantic day with confidence and caution.
Valentine’s Day is a time when love is in the air. It’s a time to express your feelings for that special someone in your life, or perhaps even embark on a new romantic journey. But while you’re busy planning that perfect dinner or choosing the ideal gift, there’s an unromantic side to the day that you should be aware of – the potential for scams.
Scammers, always looking for new ways to trick people into parting with their money, use the heightened emotions of Valentine’s Day to their advantage. They prey on the unwary, the love-struck, and even the lonely – anyone who might let their guard down in the quest for love or the pursuit of the perfect gift. And in our increasingly digital world, these unscrupulous individuals have more ways than ever to reach potential victims.
→ Dig Deeper: AI Goes Dating: McAfee Study Shows 1 in 3 Men Plan to Use Artificial Intelligence to Write Love Letters this Valentine’s Day
Knowledge is power, as the saying goes, and that’s certainly true when it comes to protecting yourself from scams. By understanding the types of scams that are common around Valentine’s Day, you can be better prepared to spot them – and avoid falling victim.
One of the most common Valentine’s Day scams is the romance scam. Scammers, often posing as potential love interests on dating websites or social media, manipulate victims into believing they are in a romantic relationship. Once they have gained their victim’s trust, they ask for money – perhaps to pay for a flight so they can meet in person, or because of a sudden personal crisis. These scams can be emotionally devastating, and they can also result in significant financial loss.
→ Dig Deeper: Fraudulent Adult Dating Services Turn 10 Years Old, Still Evolving
Another popular scam around Valentine’s Day involves online shopping. With many people seeking the perfect gift for their loved ones, scammers set up fake websites that appear to sell everything from jewelry to concert tickets. After making a purchase, the unsuspecting victim either receives a counterfeit product or, in some cases, nothing at all. Additionally, these sites may be designed to steal credit card information or other personal data.
Phishing scams are also common. In these scams, victims receive emails that appear to be from a legitimate company – perhaps a florist or a candy company – asking them to confirm their account information or to click on a link. The goal is to steal sensitive information, such as credit card numbers or login credentials.
While the existence of these scams is unquestionably concerning, the good news is that there are steps you can take to protect yourself. Valentine’s Day should be a celebration of love, not a source of stress and worry.
One of the most important is to be aware that these scams exist and to be cautious when interacting with unfamiliar people or websites. If something seems too good to be true, it probably is.
When shopping online, make sure the website you are using is secure, and consider using a credit card, which offers greater protection against fraud compared to other forms of payment. Be wary of emails from unknown sources, especially those that ask for personal information or urge you to click on a link.
For shopping scams, it’s recommended to do research on any unfamiliar online retailer before making a purchase. Look for reviews or complaints about the retailer on independent consumer websites. If the website is offering items at a price that seems too good to be true, it likely is. Also, consider the website’s URL. A URL that begins with ‘https://’ indicates that the website encrypts user information, making it safer to input sensitive information than on websites with ‘http://’ URLs.
Forewarned is forearmed, and having advanced strategies to detect and avoid scams is also a strong line of defense. When it comes to online dating, be sure to thoroughly vet any potential romantic interests. This involves doing a reverse image search of profile photos, which can quickly reveal if a picture has been stolen from another online source. Additionally, be aware of red flags such as overly-flattering messages or requests to move the conversation to a private email or messaging app.
McAfee Pro Tip: If you’re considering using one of these for a bit of dating beyond a dating app or simply to stay connected with family and friends, the key advice is to do your homework. Look into their security measures and privacy policies, especially because some have faced security issues recently. For more information, take a look at this article on video conferencing to ensure you can keep hackers and uninvited guests away when you’re chatting.
If you come across a scam or fall victim to one, it’s crucial to report it to the appropriate authorities. This helps law enforcement track down scammers and alert others to the scam. In the U.S., you can report scams to the Federal Trade Commission through their website. If the scam involves a financial transaction, also report it to your bank or credit card company. They may be able to help recover your funds or prevent further losses.
Additionally, take steps to protect yourself after falling victim to a scam. This could involve changing passwords, monitoring your financial accounts for unusual activity, or even freezing your credit. It can also be beneficial to alert your friends and family to the scam, both to protect them and to gain their support and assistance in dealing with the aftermath of the scam.
→ Dig Deeper: How To Report An Online Scam
The unfortunate reality is that scammers are ever-present and always looking for new ways to exploit unsuspecting victims. However, by being informed, cautious, and proactive, you can significantly decrease your chances of falling victim to a Valentine’s Day scam. Whether you’re looking for love or shopping for the perfect gift, remember to always prioritize your safety and security.
And if you do encounter a scam, take comfort in knowing that you’re not alone and there are resources available to help. McAfee’s blogs and reports are just some of them. By reporting scams to the authorities, you’re doing your part to help stop scammers in their tracks and protect others from falling victim. Remember, Valentine’s Day is a day for celebrating love, not for worrying about scammers. Stay safe, stay informed, and don’t let a scammer ruin your Valentine’s Day.
Remember to always stay vigilant. Protect your heart and your bank account, and make sure your Valentine’s Day is filled with love and happiness, not regret and frustration. Don’t let scammers break your heart or your bank account – on Valentine’s Day or on any other day.
The post Valentine’s Alert: Don’t Let Scammers Break Your Heart or Your Bank Account appeared first on McAfee Blog.
Sarah didn’t see it coming.
A single mom in her late 40s, “Sarah” was especially lonely after her divorce (name changed to protect her identity). Her teenager had convinced her to join a dating site, so she created a profile on a popular app. After a handful of dates fell flat, she found Scott (name also changed). He was charismatic, kind. “We had an instant connection,” according to Sarah.
They spent hours on the phone sharing their deepest secrets and even started imagining a future together. But after about three months, Scott fell on hard times. At first, he needed to borrow $400 to pay for airfare to visit a dying relative, which he paid back immediately. Over the next few months, the numbers grew to $1,000 for rent and $3,000 for a business venture.
Repayments for those loans never came, and before long, Sarah had loaned her new love over $8,500. When she pressed him for the money, Scott ghosted Sarah online, moved out of town, and she never saw him again. She didn’t share her story with many people. She didn’t report it. She was too embarrassed and humiliated and even became depressed following what she calls “the Scott scam.” Painfully, she lost her trust in others.
Sarah isn’t alone. In the U.S. alone, about 70,000 people reported a romance scam in 2022, according to the Federal Trade Commission (FTC). Reported losses hit $1.3 billion, with a median loss of $4,400. And with such statistics, those figures reflect only what was reported. How many other “Sarahs” in the U.S. got scammed and never reported it? How many worldwide?
That’s the pain of online dating and romance scams. Feelings of embarrassment and humiliation compound financial and emotional pain. After all, the victims were looking for love and companionship.
And that’s what scammers count on. Yet that shouldn’t stop you from a romance that springs online. With a strong heart and sharp eye, you can spot a scam and put an end to it before any damage gets done.
Dating and romance scams can start in several ways. They might begin on dating apps and sites, just like in Sarah’s case. Yet they can happen elsewhere and even pop out of the blue too. Scammers prowl around on social media, texts, and online games by pinging potential victims with an unexpected introductory message — a sort of digital opening line. In fact, the FTC reports that 40% of online dating and romance scams began with a message on social media, versus only 19% on dating apps.
With the initial connection made, a chat begins, and a friendship (or more) blossoms from there. Along the way, the scammer will often rely on a mix of somewhat exotic yet believable storytelling to lure the victim in. Often, that will involve their job and where they’re working. Reports say that scammers will talk of being workers on an offshore oil rig, members of the military stationed overseas, doctors working alongside an international organization or working in the sort of jobs that prevent them from otherwise easily meeting up in person.
With the phony relationship established, the scammer starts asking for money. The FTC reports that they’ll ask for money for several bogus reasons, usually revolving around some sort of hardship where they need a “little help” so that they can pay:
The list goes on, yet that’s the general gist. Scammers often employ a story with an intriguing complication that seems just reasonable enough, one where the romance scammer makes it sound like they could really use the victim’s financial help.
People who have filed fraud reports say they’ve paid their scammer in a few typical ways.
One is by wiring money, often through a wire transfer company. The benefit of this route, for the scammer anyway, is that this is as good as forking over cash. When it’s gone, it’s gone. The victim lacks the protections they have with other payment forms, such as a credit card that allows the holder to cancel or contest a charge.
Another way is through gift cards. Scammers of all stripes like these because they effectively work like cash, whether it’s a gift card for a major online retailer or a chain of brick-and-mortar stores. Like a wire transfer, when that gift card is handed over, the money on it is highly difficult to recover, if at all.
One more common payment method is reloadable debit cards. A scammer might make an initial request for such a card and then make several follow-on requests to load it up again.
In all, a romance scammer typically looks for the easiest payment method that’s the most difficult to contest or reimburse, leaving the victim in a financial lurch when the scam ends.
When it comes to meeting new people online, the FTC suggests the following:
Scammers, although heartless, are still human. They make mistakes. The stories they concoct are just that. Stories. They might jumble their details, get their times and dates all wrong, or simply get caught in an apparent lie. Also, remember that some scammers might be grifting several victims at once, which is yet another opportunity for them to get confused and slip up. Keep an eye out for that. Inconsistencies are the watermarks of a scam.
Lastly, take note that romance scammers have an entirely new set of tricks at their disposal. AI deepfakes. With inexpensive and readily available AI tools, scammers can make themselves look and sound like an entirely different person. All in real-time. As striking as that sounds, keep it in mind. Romance deepfakes now exist in the realm of possibility.
It once was that if a person didn’t want to hop on a voice chat, it might count as a sign of a scam. That’s no longer the case with deepfake technology in play. Even so, many of the same tried-and-true means of avoiding a romance scam still apply.
1. Lock down your privacy on social media.
Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy and give a romance scammer less info to exploit. Using our Social Privacy Manager can make that even easier. With only a few clicks, it can adjust more than 100 privacy settings across their social media accounts — making them more private as a result.
2. Google yourself, and then remove what you find.
Have you ever googled yourself online? You’ll find personal info like your date of birth, previous addresses, names of your children and their ages, your estimated income, and more. This info is collected by data brokers and available for sell to advertisers or worse — like scammers. Sophisticated scammers use this info to profile and exploit their victims further. A Personal Data Cleanup service can help you remove this kind of personal data from the web.
3. Say “no” to strangers bearing friend requests.
Be critical of the invitations you receive. Out-and-out strangers might be more than a romance scammer. They might front fake accounts designed to gather info on users for cybercrime, or they can be an account designed to spread false info. There are plenty of them too. In fact, in Q4 of 2023 alone, Facebook took action on 691 million fake accounts. Reject such requests.
4. Go light on the details in your dating profile.
To the extent that you can, provide the minimum amount of details in your dating profile. Granted, this requires a bit of a balancing act. You want to put some info out there to help find a match, yet too much can give you and your location away. Same for your profile pics. Be sure yours have a generic-looking background, rather than anything that might identify where you live, work, or go to school.
5. Protect yourself and your devices.
Online protection software can steer you clear from clicking on malicious links that a scammer might send you online, while also steering you clear of other threats like viruses, ransomware, and phishing attacks in general. It can look out for your personal info as well, by protecting your privacy and monitoring your email, SSN, bank accounts, credit cards, and other info that a scammer or identity thief might put to use. With identity theft a rather commonplace occurrence today, security software is really a must.
If you suspect that you’re being scammed, put an end to the relationship and report it, as difficult as that might feel.
Notify the FTC at ReportFraud.ftc.gov for support and next steps to help you recover financially as much as possible. Likewise, notify the social media site, app, or service where the scam occurred as well. In some cases, you might want to file a police report, which we cover in our broader article on identity theft and fraud.
If you sent funds via a gift card, the FTC suggests filing a claim with the company as soon as possible. They offer further advice on filing a claim here, along with a list of contact numbers for gift card brands that scammers commonly use.
Lastly, go easy on yourself. If you find yourself a victim of online dating or romance fraud, know that you won’t be the first or last person to be taken advantage of this way. By reporting your case, you might help others from falling victim too.
The post How Online Dating Scams work and How to Spot Them appeared first on McAfee Blog.
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