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How to Spot a Fake GLP-1 Weight-Loss Drug Before You Buy

weight loss drugs

“I thought I was getting a trusted weight-loss medication, but instead, I ended up sick and scammed. I never imagined something like this could happen to me.” 

Fiona, like many others, turned to Ozempic as a way to lose weight. With high demand making it difficult to find and prices soaring, she turned to an online pharmacy she found on social media. After placing an order, she received the medication and began taking it, only to experience severe side effects, including migraines, dizziness, and nausea.

“When my symptoms got worse, I knew something was wrong,” she told McAfee. Concerned, she sought professional advice. “doctor friend showed me what real Ozempic packaging looks like—and it was nothing like what I had received.” 

“I was putting something in my body that I thought was safe. Instead, I was taking an unknown substance that made me seriously ill,” she told McAfee. “That’s terrifying.” 

When she reached out to the pharmacy for a refund, they cut off all communication. Nearly a year later, Fiona still avoids online shopping altogether and hopes her experience will warn others to research online pharmacies carefully before making a purchase. 

“As soon as I questioned the pharmacy about the product, they vanished. No refund, no explanation. Just silence. That’s when I knew I had been completely scammed.” 

Unfortunately, Fiona’s story is one of many as surging interest in GLP-1 medications spurs scammers into action. 

If you’ve searched for GLP-1 medications online, you’ve probably noticed how crowded and confusing it’s become. Between ads, telehealth offers, and social media posts promising easy access, it can be hard to tell what’s real. 

That confusion isn’t accidental. McAfee’s researchers previously reported a wave of fake pharmacy sites and scam messages designed to catch people in exactly that moment of uncertainty.  

What are GLP-1 medications? 

GLP-1 (glucagon-like peptide-1) medications are prescription drugs that help regulate blood sugar and appetite. Doctors have used them to treat Type 2 diabetes for nearly two decades, and some have also been approved to support weight management. 

Because these medications affect insulin levels and digestion, they require medical supervision and a valid prescription. There is currently no legitimate over-the-counter version that works the same way. 

Why GLP-1 scams are exploding 

GLP-1 drugs have moved from a specialized medical treatment to a mainstream topic almost overnight, with a recent poll finding that 1 in 8 U.S. adults say they are currently taking a GLP-1 for weight loss.  

Whenever high demand, high prices, and limited supply collide online, scammers move in 

McAfee’s threat researchers have previously found that phishing attempts and fake websites tied to GLP-1 drugs increased by more than 180% during periods when interest in these medications surged. Hundreds of risky domains and hundreds of thousands of scam messages have been linked to searches for weight-loss drugs. 

At the same time, consumer watchdogs such as the Better Business Bureau (BBB) report a spike in complaints from people who clicked on fake ads, visited fraudulent pharmacies, or received scam texts promising instant access to GLP-1 prescriptions. 

Google Trends data showing the growth in searches around weight-loss drugs.

Common GLP-1 scams to watch out for

1. AI-generated celebrity and doctor endorsements

Scammers are using artificial intelligence to create realistic-looking videos and images of public figures and medical professionals promoting weight-loss products. One recent incident saw a fake, AI Oprah selling scam weight loss drugs  

These ads often appear in social media feeds and look legitimate, but the endorsements are fabricated.  

The goal is to build trust quickly with a familiar face and then push people toward a purchase page. From there, you’re left with a fake product, or no product at all, and your information exposed. 

Red flag: Any ad claiming a celebrity or doctor is selling GLP-1 drugs through a link or social media page. 

2. Fake prescription texts and emails

Some scams arrive as urgent messages saying you are “approved” or “eligible” for GLP-1 treatment. These messages typically include a link to a fake medical website that collects personal, insurance, or payment information. 

Red flag: Real prescriptions are not issued through unsolicited texts, emails, or DMs. 

3. Fake online pharmacies

Fraudulent websites advertise GLP-1 medications at discounted prices. After payment, victims may receive nothing, diluted products, or face repeated unauthorized charges. 

Consumer reports describe sites that look professional but provide only chat-box support and ignore cancellation requests. 

Red flag: Pharmacies that don’t require a prescription or don’t list a physical U.S. address and phone number. 

4. Subscription traps

Some scam offers quietly enroll buyers in recurring billing. Be wary of a “company” trying to offer a minimal “membership” or free “trial” with plans locking you into larger, more expensive future subscription plan without your clear consent. 

Red flag: Vague billing terms or hidden subscription language.

5. Missing or fake shipments

Some scam sites provide tracking numbers that never update, claim packages were lost, or ask for more shipping fees … while continuing to charge customers. 

Red flag: No real customer service and no way to cancel or dispute orders. 

What makes these scams especially dangerous 

Unlike many online scams, GLP-1 fraud carries real health risks. 

Some victims report receiving substances that do not match what was advertised, including mislabeled or unverified injectables. 

Because GLP-1 medications affect blood sugar and metabolism, taking the wrong substance or dosage can be dangerous. 

In addition to the medical risks, illegitimate storefronts pose a real threat to your private information. During your purchase, you may be tricked into sharing our address, contact info, payment details, and insurance information.  

How to safely pursue GLP-1 treatment 

If you’re considering GLP-1 medications for health or weight management, these steps can help reduce risk: 

Step 1: Start with a licensed healthcare provider 

Only a doctor or licensed medical professional can determine if GLP-1 treatment is appropriate for you. 

Step 2: Use verified pharmacies 

If you use telehealth or online pharmacies, confirm they are properly licensed and require a prescription. 

Step 3: Research before you pay 

Look up unfamiliar pharmacies through trusted consumer-protection resources before entering payment or insurance information. If you’re in doubt, it’s better not to share any personal info. 

Step 4: Be skeptical of miracle claims 

There is no over-the-counter or legal “natural GLP-1,” patch, salt trick, or supplement that produces the same effect as prescription medication. 

What to do if you think you were targeted: 

If you clicked a link, entered information, or made a purchase: 

  1. Stop communicating with the seller 
  2. Monitor your bank and credit accounts for unusual activity 
  3. If you notice suspicious charges, contact your bank directly
  4. Change any passwords you shared 
  5. Run a security scan on your device (here’s our free trial) 
  6. Report the incident to consumer-protection agencies 

Reporting helps stop the same scams from spreading to others. This is where you can get more information from the FDA and report scams.

How to Spot a Fake GLP-1 Weight-Loss Drug If You’ve Already Bought One 

If you’ve already ordered a GLP-1 weight-loss drug and something feels off, trust that instinct. Counterfeit GLP-1 products are increasingly convincing at first glance, but many show clear warning signs once you look closely. 

Here’s what to check: 

Packaging and Label Red Flags 

Poor print quality or spelling errors
Examine the carton, label, and insert carefully. Misspelled words, inconsistent fonts, blurry printing, or incorrect manufacturer details are common signs of counterfeit medication. 

Packaging that looks tampered with or unfamiliar
Authentic GLP-1 medications come in sealed, tamper-resistant packaging. If the box appears opened, resealed, relabeled, or noticeably different from what you’ve received from a legitimate pharmacy before, stop using it and contact a pharmacist. 

Incorrect or missing language
Medications sold legally in the U.S. should include labeling and instructions in English. Missing inserts or foreign-language packaging can be a red flag. 

Unusual product form
Be especially cautious of GLP-1 products sold as powders in vials that require mixing. These formulations are not authorized and have been linked to serious health risks. 

Check Lot and Serial Numbers 

Most legitimate GLP-1 medications include lot numbers or serial information that can be verified. 

If your product includes these details, compare them against information published by the manufacturer or alerts from regulators. If the numbers don’t match, or are missing entirely, that’s a warning sign. 

What to Do If You’re Unsure 

If anything about your medication doesn’t match what you expect: 

  • Stop using the product 
  • Contact a licensed pharmacist or healthcare provider 
  • Avoid purchasing refills from the same source 

When it comes to injectable medications, uncertainty isn’t something to push through. If you can’t confidently verify what you have, it’s safer to assume it may not be real. 

Final Thoughts 

Wanting to get healthier in the new year is a good thing. Falling for fake prescriptions, AI-generated endorsements, or fraudulent pharmacies is not. 

McAfee is here to help keep your devices, identity, and finances safe while you focus on your goals in 2026. 

Frequently Asked Questions 

For clarity, and because these questions come up often, here’s the straightforward explanation: 

Are GLP-1 drugs available without a prescription?
No. Legitimate GLP-1 medications require a prescription and medical oversight. 
Are social media GLP-1 ads real?
It depends. While there are certainly real ads out there, many are fake. AI-generated celebrity and doctor endorsements are commonly used in scams. So be wary and verify who is behind a post. 
Are GLP-1 patches, gummies, or “salt tricks” legitimate?
No over-the-counter product works the same way as prescription GLP-1 medication. 
Why do scammers use crypto or payment apps?
These payment methods are harder to reverse, which makes them attractive for fraud. 

 

The post How to Spot a Fake GLP-1 Weight-Loss Drug Before You Buy appeared first on McAfee Blog.

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New Year Reset: A Quick Guide to Improving Your Digital Hygiene in 2026

Scams didn’t slow down in 2025—and all signs point to the problem getting worse in 2026.

While the final numbers aren’t in yet, reported losses are already on track to break records. Through just the first half of 2025, the Federal Trade Commission (FTC) cited nearly $6.5 billion in scam-related losses, putting the year on pace to surpass 2024’s total. And it’s not just isolated incidents: 73% of Americans say they’ve experienced at least one scam or online attack.

As scams become more convincing, often powered by AI and designed to blend into everyday digital life, basic “spot the red flag” advice isn’t enough anymore. Protecting yourself now means tightening up your digital hygiene: how you manage passwords, personal data, online accounts, and the everyday tools you rely on to stay safe.

The good news is that modern protection has evolved just as quickly as the threats. Many of the most effective safeguards can be set up quickly and then work in the background over time.

Below, we’ll walk through practical steps you can take to improve your digital hygiene for 2026, using protections included with McAfee+ to help reduce your exposure to scams, data misuse, and identity theft.

1) Replace every weak password, starting with your email. 

Think about your passwords and everything they give you access to … your finances, online shopping accounts, banking, and of course every important thing in your email account. 

Now are any of those passwords weak, re-used, or highly similar? Don’t worry if the answer to that is “yes.” You can switch them over to strong, unique passwords across all your accounts. Using a password manager like ours helps you create strong, unique while also storing them securely. Quickly. 

Q&A   Q: Should I use a password manager? 

A: Yes. It’s the easiest way to create strong, unique passwords for all your online accounts, which protects you from data breaches and hacks.  

 

So, what makes up a “strong and unique” password? 

It contains a mix of 16 uppercase and lowercase letters, numbers, and symbols while never reusing that password elsewhere. That makes the password incredibly tough to crack and protects your other accounts if that password gets caught up in a breach (it won’t work on any other account). 

Yes, creating strong and unique passwords for your dozens and dozens of accounts can be … demanding. But that’s where a password manager comes in. It does that work for you. 

2) Delete those old accounts and protect yourself from data breaches. 

Speaking of all the accounts you have, how many of them do you really need? And how many of them have you forgotten about altogether? It’s time to track them down and close them up. Why? Data breaches of various sizes hack into an estimated 3.5 million accounts on average each day, so the odds of an old account of yours getting compromised are better than you might think. But where do you even start? 

 

Q&A 

 Q: Should I delete my old accounts? 

A: Yes. When you delete old accounts, you reduce your digital footprint and lower the risk of exposure to data breaches, both of which help protect your personal info.  

 

Our Online Account Cleanup can track down those old accounts for you. It scans for accounts you no longer use and helps you delete the ones you choose, along with your personal info. In our McAfee+ Advanced and McAfee+ Ultimate plans, you get full-service Online Account Cleanup, which sends the data deletion requests for you. 

3) Keep spammers and scammers at bay by removing personal info from the internet. 

Data brokers sell all kinds of info that power all kinds of spam and scams. It’s one way spammers and scammers get contact info like emails and phone numbers, and it’s yet another way they get detailed info to target their ads and their attacks. 

For example, beyond your full name, home address, phone numbers, email addresses, and date of birth, many also have info about your family members, employment, and past purchases. Data brokers might gather and sell other info like religious and political leanings, health conditions, and employment history. Simply put, this detailed profile makes it easier for spammers and scammers to target you. 

 

Q&A 

 

 Q: Can people find my detailed personal info online?  

Yes, and some of the easiest places to find it are on data broker sites. They collect and analyze up to hundreds of bits of personal info, often without your knowledge or consent. Further, they’ll sell it to any buyer, including scammers. 

 

 

Where do they harvest this info? From public records, shopper loyalty programs, and even from app data—all kinds of sources. And that underscores the problem, some data brokers keep exhaustive amounts of data about people, all in one place.  

And they’ll sell it to anyone who pays for it. You can help reduce those scam texts and calls by removing your info from those sites. A service like our Personal Data Cleanup can do that work for you. It scans some of the riskiest data broker sites, shows you which ones are selling your personal info, and helps you remove it. 

4) Protect privacy with a VPN (it’s not just for travel anymore). 

One of the first things that comes to mind about VPNs is travel, a great way you can stay secure while using public Wi-Fi in airports and cafes. It works at home as well, giving you an extra layer of security when you bank, shop, or do anything that involves sensitive info. Yet it offers another big benefit. It helps make you more private, because it’s not just hackers who want to snoop on you online. 

 

Q&A Block 

 

 Q: What is a VPN? 

 A: A VPN, or Virtual Private Network, hides your IP address and encrypts your internet connection in a secure “tunnel” that shields your online activity from snoops, advertisers, and your Internet Service Provider (ISP). 

 

For example, some ISPs collect your browsing data. In the United States and many other countries, ISPs can legally monitor and record info about the websites you visit and the apps you use. They can use it for advertising and analytics purposes, and, in some cases, they may share it with third parties. 

When you use a VPN, it encrypts all the data leaving your device and routes it through a secure server. As a result, your ISP can only see that you are connected to a VPN server, and it can’t track which websites you visit or the data you send and receive. Without a doubt, going online with a VPN makes you safer and keeps you more private.  

5) As AI scams become the norm, get a scam detector working for you. 

We saw big spikes in several types of scams over the year, and naturally a spike in reported losses followed. One reason for the jump is that AI tools have made it even easier for scammers to create convincing texts, emails, and deepfake videos designed to rip people off.   

 

Q&A 

 Q: How bad are scams today? 

 A: According to a 2025 Pew Research Center survey, 73% of U.S. adults said they’ve experienced at least one online scam or attack, with 32% reporting an incident within the past year.iv  

 

They’re getting tougher to spot too. In the earlier days of AI-created content, you could often spot the telltale signs of a fake. That’s not always the case anymore, and scams are looking more and more sophisticated as AI tools evolve. 

But you have tools of your own. Our Scam Detector protects you across text, email, and video by spotting scams and detecting deepfake videos (like the one of a deepfaked Taylor Swift promoting a bogus cookware offer). You also have our Web Protection which detects links to scam sites and other sketchy corners of the internet while you browse. Both will alert you if a link might take you to a sketchy site. It’ll also block those sites if you accidentally tap or click on a bad link. 

6) And just in case, get the reassurance of identity theft protection. 

So, let’s say the unfortunate happens to you. You get scammed. Maybe it’s a few bucks, maybe it’s more. You’re faced with a couple issues. One, that money could be gone for good depending on how you paid the scammer. Two, also depending on the payment method, the scammer might have your financial info.   

 

Q&A Block 

 

 Q: What is the cost of identity theft? 

A: Based on reports to the FTC, the median loss was about $500 in 2024, with more than 10% of victims claiming they lost $10,000 or more. However, it levels an emotional cost as well. The time and stress involved in resolving identity theft can be significant. 

 

This is where something like our ID Theft & Restoration Coverage comes in. It gives you up to $2 million in identity theft coverage and identity restoration support if it’s determined you’re a victim of identity theft.​ Further, it puts a licensed recovery pro on the case to restore your credit and your identity, which takes that time-consuming burden off your shoulders. 

The post New Year Reset: A Quick Guide to Improving Your Digital Hygiene in 2026 appeared first on McAfee Blog.

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Black or Scrambled Phone Screen? Here’s How to Spot a Hacked vs Broken Phone

It’s the screen you never want to see.

Something is seriously wrong with your phone. Or is it? You might not have a broken phone at all. Instead, you might have a hacked phone.

This is a form of scareware, an attack that frightens you into thinking your device is broken or infected with a virus
Source: Mobile Hacker

What you see above is a form of scareware, an attack that frightens you into thinking your device is broken or infected with a virus. What the hacker wants you to do next is panic. They want you to tap on a bogus link that says it’ll run a security check, remove a virus, or otherwise fix your phone before the problem gets worse.

Of course, tapping that link takes you to a malware or phishing site, where the hacker takes the next step and installs an even nastier form of malware on your phone. In other cases, they steal your personal info under the guise of a virus removal service. (And yes, sometimes they pose as McAfee when they pull that move. In fact,

Note that in this example above, the hacker behind the phony broken screen is arguably going for a user who’s perhaps less tech savvy. After all, the message atop the “broken” screen appears clear as day. Still, in the heat of the moment, it can be convincing enough.

How does scareware get on phones?

Scareware typically finds its way onto phones through misleading ads, fake security alerts, or hacked websites. In other cases, downloading apps from places other than an official app store can lead to scareware (and other forms of malware too).

As for malware on phones, you’ll find different risk levels between Android and iOS phones. While neither platform is completely immune to threats, Android phones are reportedly more susceptible to viruses than iPhones due to differences in their app downloading policies. On Android phones, you can install apps from third-party sources outside the official Google Play Store, which increases the risk of downloading malicious software.

In contrast, Apple restricts app installations to its official App Store, making it harder for malware to get on iOS devices. (That’s if you haven’t taken steps to jailbreak your iPhone, which removes the software restrictions imposed by Apple on its iOS operating system. We absolutely don’t recommend jailbreaking because it may void warranties and make it easier for malware, including scareware, to end up on your phone.)

If you think you’ve wound up with a case of scareware, stay calm. The first thing the hacker wants you to do is panic and click that link. Let’s go over the steps you can take.

How to remove malware from your Android phone

If you don’t already have mobile security and antivirus for your phone, your best bet is to get the latest virus removal guidance from Android, which you can find on this help page.

Moving forward, you can get protection that helps you detect and steer clear of potential threats as you use your phone. You can pick up McAfee Security: Antivirus VPN in the Google Play store, which also includes our Scam Detector and Identity Monitoring. You can also get it as part of your McAfee+

How to remove malware from your iPhone

Step 1: Restart your phone

Hold down the iPhone power button until you see slide to power off on your screen. Slide it, wait for the phone to power down, and then press the power button to restart your iPhone.

Step 2: Download updates 

Having the latest version of iOS on your phone ensures you have the best protection in place. Open the Settings app.  Look for Software Update in the General tab. Select Software Update. Tap Download and Install to the latest iPhone update.

Step 3: Delete suspicious apps 

Press a suspicious app icon on your screen and wait for the Remove App to pop up. Remove it and repeat that as needed for any other suspicious apps.

More steps you can take …

If those steps don’t take care of the issue, there are two stronger steps you can take. The first involves restoring your phone from a backup as described by Apple here.

The most aggressive step you can take is to reset your phone entirely. You can return it to the original factory settings (with the option to keep your content) by following the steps in this help article from Apple.

How to avoid malware on your phone

Clearly these attacks play on fear that one of the most important devices in your life has a problem—your phone.

  1. Protect your phone.

Comprehensive online protection software can secure your phone in the same ways that it secures your laptops and computers. Installing it can protect your privacy, keep you safe from attacks on public Wi-Fi, automatically block unsafe websites and links, and detect scams, just to name a few things it can do.

  1. Update your phone’s operating system.

Along with installing security software, keeping your phone’s operating system up to date can greatly improve your security. Updates can fix vulnerabilities that hackers rely on to pull off their malware-based attacks. It’s another tried-and-true method of keeping yourself safe—and for keeping your phone running great too.

  1. Avoid third-party app stores.

Google Play and Apple’s App Store have measures in place to review and vet apps to help ensure that they are safe and secure. Third-party sites might very well not, and they might intentionally host malicious apps as part of a front. Further, Google and Apple are quick to remove malicious apps from their stores when discovered, making shopping there safer still.

The post Black or Scrambled Phone Screen? Here’s How to Spot a Hacked vs Broken Phone appeared first on McAfee Blog.

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How To Spot Health Insurance Scams This Open Enrollment Season

If you’re in the market for insurance right now, keep an eye out for scammers in the mix. They’re out in full force once again this open enrollment season.

As people across the U.S. sign up for, renew, or change their health insurance plans, scammers want to cash in as people rush to get their coverage set. And scammers have several factors working in their favor.

For starters, many people find the insurance marketplace confusing, frustrating, and even intimidating, all feelings that scammers can take advantage of. Moreover, concerns about getting the right level of coverage at an affordable price also play into the hands of scammers.

Amidst all this uncertainty and time pressure, health insurance scams crop up online. Whether under the guise of helping people navigate the complex landscape or by offering seemingly low-cost quotes, scammers prey on insurance seekers by stealing their personal information, Social Security numbers, and money.

According to the FBI, health insurance scams cost families millions each year. In some cases, the costs are up front. People pay for fraudulent insurance and have their personal info stolen. And for many, the follow-on costs are far worse, where victims go in for emergency care and find that their treatment isn’t covered—leaving them with a hefty bill.

Like so many of the scams we cover here in our blogs, you can spot health insurance scams relatively quickly once you get to know their ins and outs.

What Kind Of Health Insurance Scams Are Out There Right Now?

Here’s how some of those scams can play out.

The Phishing Strategy

Some are “one and done scams” where the scammer promises a policy or service and then disappears after stealing money and personal info—much like an online shopping scam. It’s a quick and dirty hit where scammers quickly get what they want by reaching victims the usual ways, such as through texts, emails, paid search results, and social media. In the end, victims end up on a phishing site where they think they’re locking in a good deal but handing over their info to scammers instead.

The Long Con

Other scams play a long con game, milking victims for thousands and thousands of dollars over time. The following complaint lodged by one victim in Washington state provides a typical example:

A man purchased a plan to cover himself, his wife, and his two children, only to learn there was no coverage. He was sold a second policy, with the same result, and offered a refund if he purchased a third policy. When he filed a complaint, his family still had no coverage, and he was seeking a refund for more than $20,000 and reimbursement for $55,000 in treatments and prescriptions he’d paid out of pocket.

Scams like these are known as ghost broker scams where scammers pose as insurance brokers who take insurance premiums and pocket the money, leaving victims thinking they have coverage when they don’t. In some cases, scammers initially apply for a genuine policy with a legitimate carrier, only to cancel it later, while still taking premiums from the victim as their “broker.” Many victims only find out that they got scammed when they attempt to file a claim.

The “Fake” Cancellation Scam

Another type of scam comes in the form of policy cancellation scams. These work like any number of other account-based scams, where a scammer pretends to be a customer service rep at a bank, utility, or credit card company. In the insurance version of it, scammers email, text, or call with some bad news—the person’s policy is about to get cancelled. Yet not to worry, the victim can keep the policy active they hand over some personal and financial info. It’s just one more way that scammers use urgency and fear to steal to commit identity theft and fraud.

What Are The Signs Of A Health Insurance Scam?

As said, health insurance scams become relatively easy to spot once you know the tricks that scammers use. The Federal Trade Commission (FTC) offers up its list of the ones they typically use the most:

1)Someone says they’re from the government and need money or your personal info.Government agencies don’t call people out of the blue to ask them for money or personal info. No one from the government will ask you to verify your Social Security, bank account, or credit card number, and they won’t ask you to wire money or pay by gift card or cryptocurrency.

If you have a question about Health Insurance Marketplace®, contact the government directly at: HealthCare.gov or 1-800-318-2596

2) Someone tries to sell you a medical discount plan. Legitimate medical discount plans differ from health insurance. They supplement it. In that way, they don’t pay for any of your medical expenses. Rather, they’re membership programs where you pay a recurring fee for access to a network of providers who offer their services at pre-negotiated, reduced rates. The FTC strongly advises thorough research before participating in one, as some take people’s money and offer very little in return. Call your caregiver and see if they really participate in the program and in what way. And always review the details of any medical discount plan in writing before you sign up.

3) Someone wants your sensitive personal info in exchange for a price quote. The Affordable Care Act’s (ACA’s) official government site is HealthCare.gov. It lets you compare prices on health insurance plans, check your eligibility for healthcare subsidies, and begin enrollment. But HealthCare.gov will only ask for your monthly income and your age to give you a price quote. Never enter personal financial info like your Social Security number, bank account, or credit card number to get a quote for health insurance.

4) Someone wants money to help you navigate the Health Insurance Marketplace. The people who offer legitimate help with the Health Insurance Marketplace (sometimes called Navigators or Assisters) are not allowed to charge you and won’t ask you for personal or financial info. If they ask for money, it’s a scam. Go to HealthCare.govand click “Find Local Help” to learn more.

How to Avoid Health Insurance Scams

1)For health insurance, visit a trusted source like HealthCare.gov or your state marketplace. Doing so helps guarantee that you’ll get the kind of fully compliant coverage you want.

2) Make sure the insurance covers you in your state. Not every insurer is licensed to operate in your state. Double-check that the one you’re dealing with is. A good place to start is to visit the site for your state’s insurance commission. It should have resources that let you look up the insurance companies, agents, and brokers in your state.

3) For any insurance, research the company offering it. Run a search with the company name and add “scam” or “fraud” to it. See if any relevant news or complaints show up. And if the plan you’re being offered sounds too good to be true, it probably is.

4) Watch out for high-pressure sales. Don’t pay anything up front and be cautious if a company is forcing you to make quick decisions.

5) Guard your personal info. Never share your personal info, account details, or Social Security number over text or email. Make sure you’re really working with a legitimate company and that you submit any info through a secure submissions process.

6) Block bad links to phishing sites. Many insurance scams rely on phishing sites to steal personal info. A  combination of our Web Protection and Scam Detector can steer you clear of them. They’ll alert you if a link might take you to one. It’ll also block those sites if you accidentally tap or click on a bad link.

7) Monitor your identity and credit. In some health insurance scams, your personal info winds up in wrong hands, which can lead to identity fraud and theft. And the problem is that you only find out once the damage is done. Actively monitoring your identity and credit can spot a problem before it becomes an even bigger one. You can take care of both easily with our identity monitoring and credit monitoring.

Additionally, our identity theft coverage can help if the unexpected happens with up to $2 million in identity theft coverage and identity restoration support if determined you’re a victim of identity theft.​

You’ll find these protections and more in McAfee+.

The post How To Spot Health Insurance Scams This Open Enrollment Season appeared first on McAfee Blog.

  •  

Why “Strong Passwords” Aren’t Enough Anymore—and What to Do Instead

Imagine a day where you didn’t have to juggle passwords.

No more sticky notes. No more notebooks with dozens of passwords scribbled in, crossed out, and scribbled in again. No more forgetting and resetting. No more typing them in all the time.

And even better, imagine secure accounts, likely even more secure than you could keep them on your own.

That’s the power of a password manager in your life.

A password manager does the work of creating strong, unique passwords for each and every one of your accounts. And considering the hundred or so accounts you have, that’s something that would take plenty of time if you did all that work on your own.

In all, a password manager can turn the pain of juggling passwords into a real comfort.

What’s a bad password?

Before we get into how a password manager can make your life easier while making your accounts more secure, let’s look at what makes up a bad password. Here are a few examples:

Obvious passwords: Password-cracking programs start by entering a list of common (and arguably lazy) passwords. These may include the simple “password” or “1234567”. Others include common keyboard paths like “qwerty.” Even longer keyboard paths like “qwertyuiop” are well known to hackers and their tools as well. 

Dictionary words: Hacking tools also look for common dictionary words strung together, which helps them crack longer passwords in chunks. The same goes for passwords that contain the name of the app or service in them. These are “no brainer” words found in passwords that make passwords even easier to crack.

Repeated passwords: You may think you have such an unbreakable password that you want to use it for all your accounts. However, this means that if hackers compromise one of your accounts, all your other accounts are vulnerable. This is a favorite tactic of hackers. They’ll target less secure accounts and services and then attempt to re-use those credentials on more secure services like online bank and credit card companies. 

Personal information passwords: Passwords that include your birthday, dog’s name, or nickname leave you open to attack. While they’re easy for you to remember, they’re also easy for a hacker to discover—such as with a quick trip to your social media profile, particularly if it is not set to private.

If any of the above sounds familiar, you’ll want to replace any of your bad passwords with strong ones.

What’s a good password?

We can point to three things that make up a strong password, which makes it difficult to hack.

Your password is:

Long: A longer password is potentially a stronger password when it comes to a “brute force” attack, where a hacker uses an automated trial-and-error system to break it. For example, an eight-character password using uppercase and lowercase letters, numbers, and symbols can get hacked in minutes. Kick it up to 16 characters and it becomes incredibly more difficult to break—provided it doesn’t rely on common words or phrases. McAfee can help you generate a strong password, for stronger security with our random password generator.

Complex: To increase the security of your password, it should have a combination of uppercase letters, lowercase letters, symbols, and numbers like mentioned above.

Unique: Every one of your accounts should have its own password.

Now, apply this to the hundred or so accounts you keep and creating strong passwords for all of them really does call for a lot of work.

Should I use a password manager?

Given its ease of use and the big security boost it gives you and all your accounts, the answer is yes.

A password manager does the work of creating strong, unique passwords for your accounts. These will take the form of a string of random numbers, letters, and characters. They won’t be memorable, but the manager does the memorizing for you. You only need to remember a single password to access the tools of your manager.

A strong password manager also stores your passwords securely. Our password manager protects your passwords by scrambling them with AES-256, one of the strongest encryption algorithms available. Only you can decrypt and access your info with the factors you choose. Additionally, our password manager uses multi-factor authentication (MFA), so you’ll be verified by at least two factors before being signed in.

Aside from the comfort of convenience a password manager can give you, it gives you another level of assurance—extra protection in an age of data breaches, because you’ll have unique passwords where one compromise won’t lead to others.

And whether or not you go with a password manager to create those strong and unique passwords, make sure you use MFA on every account that offers it. MFA offers another layer of protection by adding another factor into the login process, such as something you own like a text to your phone or notification to an authentication app. That way if a hacker has your password, they’ll still be locked out of your account because they lack that MFA code.

One more smart move: delete your old accounts

In some cases, you really don’t need some of your old accounts and the passwords that come along with them. Maybe they’re old and unused. Or maybe they were for a one-time purchase at an online store you won’t visit again. Deleting these accounts is a smart move because they’re yet more places where your personal info is stored—and subject to a data breach.

Our Online Account Cleanup can help, which you can find in all our McAfee+ plans. It scans for accounts in your name, gives you a full list, and shows you which types of accounts might be riskier than others. From there you can decide which ones you want to delete, along with the personal info linked to them. In our McAfee+ Ultimate plans, you get full-service Online Account Cleanup, which sends the data deletion requests for you.

Between this and a password manager, you’ll have one less thing to juggle—your passwords, and one less thing to worry about—if they’re secure from hackers.

The post Why “Strong Passwords” Aren’t Enough Anymore—and What to Do Instead appeared first on McAfee Blog.

  •  

Think That Party Invite Is Real? Fake E-Vite Scams Are the New Phishing Trap

It looks harmless enough.

A digital party invitation lands in your inbox or phone. You click to see the details. Then it asks you to log in or create an account before revealing the event. 

That’s where the scam begins. 

Fake e-vite phishing scams are on the rise, and they take advantage of something simple: social trust. You’re far more likely to click an invitation than a generic “account alert” or “delivery notice.” 

And that’s exactly why scammers are using them. 

In fact, here’s a screenshot of a fake phishing email I recently got this holiday season:

Screenshot of a Phishing Email sent this holiday season
Screenshot of a Phishing Email sent this holiday season

When you click the “open invitation” link, it immediately asks you to sign in or create an account with your personal information. That’s the step where scammers steal your private data. 

What Is a Fake E-Vite Scam? 

A fake e-vite scam is a phishing attack that pretends to be a real invitation from platforms like Paperless Post or other digital invitation services. 

The goal is to trick you into: 

  • Entering your email and password 
  • Creating a fake account on a malicious site 
  • Clicking links that lead to credential-stealing pages 
  • Downloading malware disguised as an invitation 

Once scammers have your login information, they can: 

  • Take over your email 
  • Reset passwords on other accounts 
  • Send scams to your contacts 
  • Launch identity theft attempts 

How These Fake Invitation Scams Usually Work 

Here’s the most common flow: 

  1. You receive a digital invitation that looks normal 
  2. The message prompts you to “view the invitation” 
  3. You’re redirected to a login or signup page 
  4. You enter your email, password, or personal info 
  5. The invitation never appears 
  6. Your credentials have now been stolen 

Because this starts with something familiar and social, many people don’t realize it’s phishing until accounts are already compromised. Plus, scammers then use your email and name to trick friends and family into trusting more fake e-vites from your account.

How to Tell If a Paperless Post Invite Is Real 

Paperless Post has publicly acknowledged these scams and shared what legitimate messages actually look like. 

Legitimate Paperless Post Emails Will Never: 

  • Include .EXE attachments 
  • Include .PDF attachments 
  • Include any attachments other than image files 

Official Paperless Post Email Domains: 

Legitimate invitations and account messages only come from: 

Official support emails only come from: 

If the sender does not match one of these exactly, it’s a scam. 

Paperless Post also notes that verified emails may display a blue checkmark in supported inboxes to confirm authenticity.  

The Biggest Red Flags of a Fake E-Vite 

If you see any of the following, do not click: 

  • You’re forced to log in to “see” who invited you 
  • The sender email doesn’t match the official domains above 
  • The invitation creates urgency 
  • You’re asked for payment to view the event 
  • The message feels generic instead of personal 
  • The site address looks slightly off 

Why These Scams Are So Effective Right Now 

Modern phishing attacks don’t rely on sloppy design anymore. Many now use: 

  • Polished branding 
  • Clean layouts 
  • Familiar platforms 
  • Friendly language 
  • Social pressure 

Invitation phishing is especially powerful because: 

  • It triggers curiosity 
  • It feels harmless 
  • It mimics real social behavior 
  • It doesn’t start with fear or threats 
  • By the time the scam turns risky, your guard is already down. 

What To Do If You Clicked a Fake E-Vite 

If you entered any information into a suspicious invitation page: 

  1. Immediately change your email password 
  2. Change any other account that reused that password 
  3. Enable two-factor authentication 
  4. Check for unknown login activity 
  5. Warn contacts if your email may have been compromised 
  6. Run a security scan on your device 

The faster you act, the more damage you can prevent. 

The post Think That Party Invite Is Real? Fake E-Vite Scams Are the New Phishing Trap appeared first on McAfee Blog.

  •  

How to Stay Safe on Your New AI Browser

AI-powered browsers give you much more than a window to the web. They represent an entirely new way to experience the internet, with an AI “agent” working by your side.

We’re entering an age where you can delegate all kinds of tasks to a browser, and with that comes a few things you’ll want to keep in mind when using AI browsers like ChatGPT’s Atlas, Perplexity’s Comet, and others.

What are agentic AI browsers?

So, what’s the allure of this new breed of browser? The answer is that it’s highly helpful, and plenty more.

By design, these “agentic” AI browsers actively assist you with the things you do online. They can automate tasks and interpret your intentions when you make a request. Further, they can work proactively by anticipating things you might need or by offering suggestions.

In a way, an AI browser works like a personal assistant. It can summarize the pages in several open tabs, conduct research on just about any topic you ask it to, or even track down the lowest airfare to Paris in the month of May. Want it to order ink for your printer and some batteries for your remote? It can do that too. And that’s just to name a few possibilities.

As you can see, referring to the AI in these browsers as “agentic” fits. It truly works like an agent on your behalf, a capability that promises to get more powerful over time.

Is it safe to use an AI browser?

But as with any new technology, early adopters should balance excitement with awareness, especially when it comes to privacy and security. You might have seen some recent headlines that shared word of security concerns with these browsers.

The reported exploits vary, as does the harm they can potentially inflict. That ranges from stealing personal info, gaining access to Gmail and Google Drive files, installing malware, and injecting the AI’s “memory” with malicious instructions, which can follow from session to session and device to device, wherever a user logs in.

Our own research has shown that some of these attacks are now tougher to pull off than they were initially, particularly as the AI browser companies continue to put guardrails in place. If anything, this reinforces a long-standing truth about online security, it’s a cat-and-mouse game. Tech companies put protections in place, bad actors discover an exploit, companies put further protections in place, new exploits crop up, and so on. It’s much the same in the rapidly evolving space of AI browsers. The technology might be new, but the game certainly isn’t.

While these reports don’t mean AI browsers are necessarily unsafe to use, they do underscore how fast this space is evolving…and why caution is smart as the tech matures.

How To Use an AI Browser Safely

It’s still early days for AI-powered browsers and understanding the security and privacy implications of their use. With that, we strongly recommend the following to help reduce your risk:

Don’t let an AI browser do what you wouldn’t let a stranger do. Handle things like your banking, finances, and health on your own. And the same certainly goes for all the info tied to those aspects of your life.

Pay attention to confirmations. As of today, agentic browsers still require some level of confirmation from the user to perform key actions (like processing a payment, sending an email, or updating a calendar entry). Pay close attention to them, so you can prevent your browser from doing something you don’t want it to do.

Use the “logged out” mode, if possible. As of this writing, at least one AI browser, Atlas, gives you the option to use the agent in the logged-out mode.i This limits its access to sensitive data and the risk of it taking actions on your behalf with your credentials.

If possible, disable “model learning.” By turning it off, you reduce the amount of personal info stored and processed by the AI provider for AI training purposes, which can minimize security and privacy risks.

Set privacy controls to the strictest options available. Further, understand what privacy policies the AI developer has in place. For example, some AI providers have policies that allow people to review your interactions with the AI as part of its training. These policies vary from company to company, and they tend to undergo changes. Keeping regular tabs on the privacy policy of the AI browser you use makes for a privacy-smart move.

Keep yourself informed. The capabilities, features, and privacy policies of AI-powered browsers continue to evolve rapidly. Set up news alerts about the AI browser you use and see if any issues get reported and, if so, how the AI developer has responded. Do routine searches pairing the name of the AI browser with “privacy.”

How McAfee Can Help

McAfee’s award-winning protection helps you browse safer, whether you’re testing out new AI tools or just surfing the web.

McAfee offers comprehensive privacy services, including personal info scans and removal plus a secure VPN.

Plus, protections like McAfee’s Scam Detector automatically alert you to suspicious texts, emails, and videos before harm can happen—helping you manage your online presence confidently and safeguard your digital life for the long term. Likewise, Web Protection can help you steer you clear of suspicious websites that might take advantage of AI browsers.

The post How to Stay Safe on Your New AI Browser appeared first on McAfee Blog.

  •  

Brushing Scams: What They Are and How to Stay Safe From Unsolicited Packages

It’s an increasingly common surprise: a package shows up at your door with your name and your address…but you never ordered it.  

These unsolicited deliveries may seem harmless, but they’re often tied to a scheme called a brushing scam. These scams occur year-round but tend to pick up around the holidays or peak shopping seasons, when shipping volume spikes and it’s easier for suspicious packages to blend in. 

Below is everything you need to know: how brushing scams work, what they mean for your personal information, and the exact steps to take if one shows up at your doorstep. 

 Takeaways 

  • A brushing scam is when a seller sends you an item you didn’t order so they can post a fake “verified purchase” review under your name. 
  • These scams usually involve low-value items like cheap jewelry, seeds, or trinkets. 
  • Unexpected packages can signal that your personal data was exposed in a breach or has been purchased illegally. 
  • You don’t have to return the item, but you should report it, update your passwords, and check for suspicious activity. 
  • These scams increase during busy shipping periods, including holidays. 

What Is a Brushing Scam? 

A brushing scam is when sellers send you unsolicited items so they can post fake reviews using your name, boosting their product’s ranking and credibility without your consent. 

How Brushing Scams Work 

A typical brushing scam looks like this: 

  1. A scammer creates or uses a seller account on a marketplace like Amazon or AliExpress. 
  2. They obtain your name and address, often through a breach, data leak, or illegal database. 
  3. They “order” their own product but send it to you at no cost. 
  4. Once shipping confirms delivery, they post a fake verified review under your identity to boost their seller rating. 
  5. The product gains more visibility, which drives more sales. 

In one sentence: Your delivery confirmation becomes their proof that a real customer received the item—even though you never ordered it. 

Why It’s Called “Brushing” 

The term comes from e-commerce, where sellers would “brush up” their sales by generating fake orders and reviews. Today, brushing scams are a global issue affecting major online marketplaces. 

Common Items Sent in Brushing Scams 

  • Costume jewelry 
  • Small electronics or keychain gadgets 
  • Random home goods 
  • Seeds (often unmarked) 
  • Low-cost accessories 

If the item feels random or unusually cheap, it fits the profile. 

Are Brushing Scams Dangerous? 

Personal Data Exposure

The biggest red flag is that someone had your name and address, and possibly more. Brushing scams often follow data breaches or third-party leaks. 

Account Risk

Some platforms may temporarily flag or freeze your account if someone posts fake reviews under your name. 

Misleading Products

Fake reviews inflate trust and push low-quality items higher in search results. That misleads other shoppers and props up fraudulent sellers.

Potential Safety Hazards

Some unsolicited items—cosmetics, supplements, electronics, or seeds—may be unsafe, expired, counterfeit, or banned. 

What To Do If You Receive an Unordered Package 

  1. Don’t use or consume the item, especially cosmetics, food, or electronics. 
  2. Check your marketplace account (Amazon, AliExpress, etc.) to confirm there’s no unauthorized order. 
  3. Report the brushing scam using the platform’s built-in reporting tools. 
  4. Update your passwords for your shopping account and linked email. 
  5. Enable two-factor authentication (2FA) for added security. 
  6. Monitor bank/credit card activity for unusual charges. 
  7. If the package came via USPS, you can mark it “Return to sender” without cost. 

How to Report a Brushing Scam on Amazon 

  1. Log into your Amazon account. 
  2. Go to the Report Unsolicited Package section. 
  3. Add your tracking number and package details. 
  4. Amazon may take up to 10 days to investigate. 

Should You Return the Package? 

Generally: No.

You are not legally required to return or pay for an unsolicited package. But reporting it helps platforms investigate fraudulent sellers. 

How To Protect Yourself From Brushing Scams

Secure Your Accounts

Report Every Unsolicited Package

This helps platforms identify abusive sellers.

Verify Reviews Before Buying

Genuine reviews mention specific details; fake ones are vague, repetitive, or overly positive.

Stick to Well-Reviewed, Long-Standing Sellers

Avoid newly created storefronts with few verified reviews.

Quick FAQ 

Why am I receiving random packages from overseas?
It’s often part of a brushing scam where sellers need a “delivered” status to post fake reviews.

Is a brushing scam identity theft?
Not exactly, but it does mean someone had access to your personal data, which increases your overall risk.

Should I throw the item away?
You can safely discard most brushing-scam items, but avoid using them and report the incident first.

Should I worry if I get seeds or soil?
Yes—never plant or dispose of unknown seeds improperly. Report them to the USDA or your state agriculture office.

Final Thoughts

Brushing scams may seem like a harmless freebie, but they’re a sign that your personal information was exposed and could potentially be misused.

Stay cautious, secure your accounts, report any unsolicited packages, and trust only reputable sellers. With simple steps, you can protect your identity, and avoid being pulled into a scammer’s fake review scheme.

The post Brushing Scams: What They Are and How to Stay Safe From Unsolicited Packages appeared first on McAfee Blog.

  •  

How to Spot Charity Scams and Donate Safely this Giving Season

The holidays are the season of giving; unfortunately, it’s also the season when scammers try to cash in on the spirit of generosity

If you’re seeing a heartfelt charity ad on social media, a touching email, or a surprise text asking you to donate, it’s worth pausing for a moment. Is it genuine charity—or a scam built to tug at your heartstrings?

The good news: staying safe doesn’t mean stopping your generosity. With a few quick checks, you can give confidently and protect yourself.

What is charity fraud?

Charity fraud is when scammers pose as legitimate nonprofits—or misuse the name of a real charity—to trick people into donating money or giving away personal information.

In some cases, the organization is completely fake. In others, it’s a real charity that uses donations in misleading or unethical ways, passing very little money to the actual cause.

Type 1: Fully fake charities

The first type involves flat-out fraud, where the organization is a front for a scam, through and through. Any money you give goes straight into the scammer’s pocket. As does your personal and payment info, which can lead to further fraud.

Type 2: Low impact “charities”

These are real, registered charities. But They keep the majority of donations for overhead instead of helping the cause.

This second type often involves questionable practices by the organization. According to the Better Business Bureau, reputable organizations keep 35% or less of their funds for operations.

Meanwhile, some less-than-reputable organizations keep up to 95% of funds, leaving only 5% for advancing the cause they advocate. (For a closer look at some examples, the independent watchdog group Charity Watch published a blog highlighting some of the worst charities they audited in 2024.)

Common to both, they’ll indeed play on your emotions, and they’ll urge you to donate now. As it is with so many scams and shady deals on the internet, you’ll find a sense of urgency central to their message.

How to spot a charity scam

1. Look for a dot-org domain

For starters, reputable charities often have dot-org as their domain extension—versus dot-com or any one of the hundreds of permutations available today.

2. Research the organization

Charities leave a paper trail, one that can get audited. And fake ones won’t leave a trail at all. With a quick look at some reputable online resources, you can quickly find out if the charity you want to support is legit.

In the U.S., the Federal Trade Commission (FTC) has a site full of resources so that you can make your donation truly count. Resources like Charity Watch and Charity Navigator, along with the BBB’s Wise Giving Alliance can also help you identify the best charities. You can also look up a charity’s Form 990 tax return online.

3. Take your time

This goes hand-in-hand with the above. If you feel like you’re getting rushed to donate, it could be a sign of a scam. Step back and indeed do your research with a few clicks to the resources listed above.

4. Pay with a credit card

This protects you in two ways. If you fall victim to a scam, you can contest the charges with your credit card company. And if a scammer tries to use your card again for other purchases, you can contest those too. Also, in the U.S., credit cards offer you additional protection that debit cards don’t. That’s thanks to the Fair Credit Billing Act (FCBA). It limits your liability to $50 for fraudulent charges on a credit card if you report the loss to your issuer within 60 days.

5. Avoid sketchy payment methods

The following is a sure-fire red flag: requests for payment in cash, gift cards, cryptocurrency, or wire transfers. Don’t ever use these forms of payment for charities, let alone anything else online.

6. Donate directly

Better yet, donate directly. Rather than respond to calls, ads, emails or texts, donate on your terms. After you give your possible donation some time and thought, you can go directly to the website of a charitable organization that you’ve researched.

And here’s how McAfee can help you stay safer still.

Get a scam detector. You can combine your healthy skepticism and awareness with the right technology, like our Scam Detector and Web Protection.

Both will alert you if a link you received might take you to a sketchy site. It’ll also block those sites if you accidentally tap or click on a bad link.

Clean up your personal info online. Scams over email, phone, and text all require the same thing: your contact info.

In many cases, scammers get it from data broker sites. Data brokers buy, collect, and sell detailed personal info, which they compile from several public and private sources, such as local, state, and federal records, plus third parties like supermarket shopper’s cards and mobile apps that share and sell user data.

Moreover, they’ll sell it to anyone who pays for it, including people who’ll use that info for scams. You can help reduce those scam texts and calls by removing your info from those sites. Our Personal Data Cleanup scans some of the riskiest data broker sites and shows you which ones are selling your personal info.

Monitor your identity and credit. The problem with many scams is that you only find out about it once the damage is done, like when a scammer uses your phished card number to make additional purchases in your name.

Actively monitoring your identity and credit can spot a problem before it becomes an even bigger one. You can take care of both easily with our credit monitoring and identity monitoring.

Additionally, our identity theft coverage can help if the unexpected happens with up to $2 million in identity theft coverage and identity restoration support if determined you’re a victim of identity theft.​

You’ll find these protections, and plenty more, in McAfee+.

A safe way to support the fight against cybercrime

If you want to give back and help protect people from online fraud, McAfee has partnered with Fight Cyber Crime, a legitimate U.S. nonprofit dedicated to helping victims of online scams.

You might remember them from our Scam Stories partnership earlier this year, sharing real stories from real scam victims to raise awareness about threats facing us every day on and offline.

Why we recommend them

  • They provide free support and recovery guidance to scam victims.
  • They raise nationwide awareness about cybercrime.
  • They’re a vetted, established organization doing real work in online safety.

How you can help

Visit their site to learn more or make a donation: https://fightcybercrime.org/about/donate/

Supporting validated charities like Fight Cyber Crime is one way to make a real impact this holiday season—without putting yourself at risk.

The post How to Spot Charity Scams and Donate Safely this Giving Season appeared first on McAfee Blog.

  •  

How To Protect Yourself from Black Friday and Cyber Monday AI Scams 

It usually starts with something small.

You’re scrolling TikTok or Instagram, half-paying attention, when a Black Friday ad pops up. It looks like the brand you love—same logo, same photos, same “limited-time deal” language you’ve seen in real promos. The link takes you to a site that looks identical to the real one. The checkout page works. The confirmation email looks legit.

Then the payment clears, and the merchant name on your bank statement doesn’t match the store at all.

That moment, wait, what did I just buy from?, is becoming the defining holiday-shopping scam of 2025.

This year, fake ads and cloned storefronts aren’t sketchy one-offs or typo-filled red flags. They’re polished. They’re identical. And increasingly, they’re powered by AI.

McAfee’s 2025 holiday research found that nearly half of Americans (46%) have already encountered AI-altered or AI-generated scams while shopping. And with 96% of people planning to shop online, many doing so daily, scammers know this is peak opportunity.

Here’s how fraudsters are blending into the busiest shopping season of the year, what the data shows, and how to stay one step ahead.

Why Scammers Are So Effective Right Now

A perfect storm is happening:

People are shopping more often.
Nearly half of U.S. adults expect to shop online daily or multiple times per day during the holidays.

People are rushed.
From early Black Friday “price drop” alerts to Cyber Monday countdowns, shoppers don’t slow down to verify what they’re seeing.

AI makes scam content nearly flawless.
McAfee found technology email scams surging ~85%, retail email scams rising ~50%, and fraudulent URLs climbing across the board—from counterfeit Apple support pages to fake Costco refund portals.

Holiday deals are already rolling out—and so are the scams.

McAfee’s 2025 holiday research shows major spikes in email scams (~50% increase), technology scams (~85% increase), and fake storefronts that mimic trusted retailers. AI tools are making these scams faster, more realistic, and harder to spot.

It’s not that shoppers suddenly got careless.

It’s that scammers suddenly got good.

This shows a SMishing text from a fake Amazon. Companies won't text you like this.
This shows a SMishing text from a fake Amazon. Companies won’t text you like this.

The 2025 Scams Hitting Shoppers the Hardest

1. Fake Retail Sites & “Deal” Pages That Look Real

This is the big one, and it’s getting cleaner every year.

Scammers lift entire storefronts:

  • Logos
  • Product photos
  • Sale graphics
  • Checkout flows
  • Even fake customer service pages

The only giveaway? A URL that’s juuust slightly off—“target-sale.com” instead of “target.com,” or a link ending in “.shop” or “.store” rather than a brand’s normal domain.

Once you enter your payment info, it goes directly into a database that criminals resell or use to make purchases.

How to spot and avoid this scam: Skip the ad. Type the retailer’s name into your browser yourself. If it’s a real deal, you’ll find it on their actual site.

2. TikTok, Instagram & Social Video Scams

Short-form videos are now a prime scam vehicle.

Scammers steal influencer footage, use AI voice clones, or generate deepfake “promo” videos with celebrities offering huge holiday discounts. When someone clicks the link, it leads straight to a counterfeit store.

According to McAfee:

  • 46% have encountered fake influencer/celebrity endorsements
  • Younger shoppers (18–34) see them most
  • Many appear during holiday-sale cycles on TikTok Shop and Instagram Shopping
  • US – Holiday Shopping 2025 fact…

How to spot and avoid this scam: Check the creator’s account history. Real brands don’t drop one-off promo videos from accounts you’ve never seen before. Same as our initial advice, skip the ad entirely and go directly to the official brand website rather than clicking any links.

3. Delivery & Shipping Text Scams

The classic delivery scam is back, with McAfee researchers finding dozens of examples of fake messages attempting to scam holiday shoppers.

You’ll receive a text saying a package can’t be delivered or that a small fee is needed to confirm your address.

McAfee found that 43% of people have encountered fake delivery notifications, and many victims say they entered credit card information thinking they were resolving a legitimate issue.

How to spot and avoid this scam: UPS, USPS, and FedEx will never send a clickable payment link in a text. If you’re wondering about a specific delivery, go directly to the site you ordered it from, or your original receipt in your email to find your tracking information.

4. Account Verification & Gift Card Scams

These hit during the weeks leading up to the holidays.

Messages claim:

  • Your Amazon account is locked
  • Your Apple ID has “suspicious activity”
  • Your loyalty points are expiring
  • You must verify your payment information
  • You must pay a fee or gift card to resolve an issue

How to spot and avoid this scam:
No legitimate company will ever resolve account issues through gift cards or text-confirmation codes.

How AI Is Supercharging These Scams

Not long ago, scam emails had broken English and pixelated logos.

Now scammers use generative AI to:

  • Clone real brand websites
  • Rewrite perfect phishing emails
  • Fake customer service chatbots
  • Produce Hyper-real video ads
  • Replicate influencer voices
  • Generate thousands of unique scam texts instantly

And people are noticing.

57% of shoppers say they’re more concerned about AI scams this year than last.

Yet 38% believe they can spot scams—even though 22% have fallen for one.

Confidence ≠ protection.

Fake designer websites like this page for Gucci shirts are deceptive and look close to the real thing.
Fake designer websites like this page for Gucci shirts are deceptive and look close to the real thing.

What to Do if You Think You’ve Encountered a Scam

If something feels off—a message, a link, a charge on your bank statement—don’t panic. Most holiday scams rely on speed and confusion. Slowing down and taking a few simple steps can keep a bad situation from turning into real damage.

1. Stop engaging immediately

Close the tab, delete the message, and don’t click anything else.
Scammers often stack multiple pop-ups or redirects to pressure you into acting fast.

2. Don’t enter any additional information

If you started typing in a password or card number but didn’t hit “submit,” back out.
If you did enter details, move to the next steps right away.

3. Change your passwords (starting with the affected account)

Use a strong, unique password—especially for accounts tied to:

  • email
  • shopping apps
  • banking
  • cloud storage

A reused password is how one compromised login unlocks everything else. McAfee offers a password manager to help you make and store strong, unique passwords.

4. Check your bank or credit card for unexpected charges

Fraud usually starts small: $1–$5 “test” charges, odd merchant names, or tiny withdrawals.
If you see anything suspicious, contact your bank and request:

  • a card replacement
  • a fraud alert
  • a temporary account freeze, if necessary

5. Run a security scan on your device

Some fake sites drop malware or spyware quietly in the background.
A quick scan can detect:

  • malicious downloads
  • browser hijackers
  • unsafe extensions
  • keyloggers

McAfee offers a free antivirus trial that you can use to scan your device and check for compromises.

6. Report the scam

Reporting helps stop other shoppers from being targeted.
You can report scams to:

  • the retailer being impersonated
  • the platform where you saw the ad (TikTok, Instagram, Facebook)
  • your national fraud reporting center

7. Let technology help you clean up

McAfee can automatically detect whether the link, message, or site you interacted with is malicious—and alert you if your information may have been exposed.
Tools like:

can help contain an issue before it turns into identity theft.

We offer a free antivirus trial to help protect your devices.
We offer a free antivirus trial to help protect your devices.

Need a Gift for the Practical Person in Your Life? Consider Giving Them Scam Protection

There’s always someone on your holiday list who doesn’t want more stuff, they want something useful. The friend who loves a clean inbox. The sibling who’s constantly traveling. The parent who keeps forwarding you suspicious texts asking, “Is this real?”

For them, security might actually be the most thoughtful gift you can give this year.

Online safety tools aren’t flashy, but they are the thing people reach for the moment they click the wrong link, lose a password, or get a sketchy delivery text. And with scams more believable than ever, digital protection has quietly become a new “practical essential,” like a good VPN or a reliable password manager.

Gifting McAfee means giving someone:

Scam protection that works quietly in the background
Scam Detector flags dangerous messages, deepfake-style content, and fake shopping sites before they ever interact with them.

Identity & financial monitoring
A huge help for anyone who’s been burned by fraud in the past — or is tired of checking bank statements manually.

Password security that doesn’t require them to remember anything
Perfect for the person who uses the same password everywhere (and you know exactly who I mean).

Device protection for laptops, phones, and tablets
Which is especially relevant for people shopping, traveling, or working remotely through the holiday season.

It’s practical. It’s protective. And unlike most presents, it’s something they’ll use all year.

The post How To Protect Yourself from Black Friday and Cyber Monday AI Scams  appeared first on McAfee Blog.

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How to Follow McAfee on Google News in One Simple Step

Want McAfee’s latest scam alerts, cybersecurity tips, and safety updates to show up automatically in your Google News feed? You can follow McAfee directly on Google News with a single tap.

Google News now gives every official publisher a dedicated page — and McAfee has one. Once you follow us, our newest articles will appear in your Following tab and throughout your personalized news feed whenever they’re relevant to you.

Here’s how to do it in seconds.

Follow McAfee on Google News

Step 1: Go to our official Google News page

Tap or click this link:

McAfee Official Google News Source Page

This opens McAfee’s verified publisher page inside Google News.

Image shows McAfee's Google News source page.
Image shows McAfee’s Google News source page.

Step 2: Tap the ⭐ “Follow” button

You’ll see a star icon at the top of the page.

Tap Follow and you’re done.

That’s it — McAfee is now part of your personalized news feed.

What happens after you follow McAfee

When you tap the star:

  • McAfee appears under Following → Sources in Google News
  • Our stories show up more often when you search for cybersecurity topics
  • You’ll see McAfee alerts, safety tips, and threat updates sooner
  • Google prioritizes McAfee when we publish on topics you care about (AI scams, malware, identity theft, etc.)

No settings menus. No advanced search. Just one tap.

How to Unfollow or Manage Your Sources

If you ever want to update your feed:

  1. Open Google News

  2. Go to Following → Sources

  3. Tap the star again to unfollow

  4. Or rearrange which sources matter most to you

 

Image shows how to find your preferred sources in Google News


FAQs

Do I need the Google News app?

No. Following works in both browsers and the app.

Will this make McAfee show up first for every search?

Not automatically — but Google does prioritize publishers you follow when the content is relevant.

Can I follow McAfee on multiple devices?

Yes. It’s tied to your Google account, not your phone or laptop.

Is the follow button safe?

Absolutely. This is Google’s built-in publisher follow system.

Stay Updated, Stay Safer

Cyber threats move fast — following McAfee on Google News makes it easier to stay ahead of scams, breaches, and emerging AI risks.

The post How to Follow McAfee on Google News in One Simple Step appeared first on McAfee Blog.

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Ghost Tapping: What It Is, How It Works, and How to Stay Safe

Contactless payments make everyday purchases fast and easy. Yet with that convenience comes a risk: ghost tapping.

In crowded spaces or rushed moments, a scammer could trigger a small tap-to-pay charge or push through a higher amount without your clear consent. Understanding what ghost tapping is, how it happens, and what to do next helps you keep your money and identity secure.

What Is Ghost Tapping?

Ghost tapping is a form of contactless fraud where someone attempts to initiate a tap-to-pay transaction without your approval.

Tap-to-pay cards and mobile wallets on phones use a technology called “near-field communication,” or NFC. That lets them communicate with things like a point-of-sale device for payment at a very close range. It’s generally quite safe, particularly because of the “near” part. You have to get very close to make the connection.

Even so, proximity and distraction can be exploited. Attackers may try to skim limited details from RFID (Radio Frequency Identification technology) cards or NFC cards, or nudge you into approving a payment you didn’t intend. If you’ve ever wondered what ghost tapping is, think of it as an opportunistic, in-person scam that abuses the tap-to-pay moment rather than a remote hack.

How Ghost Tapping Happens

Most schemes rely on getting close and catching you off guard. A criminal might carry a portable reader, press into a pocket or bag, and attempt a low-value charge. Others set up tampered terminals, rushing you so you don’t check the amount.

Consider These Two Scenarios:

You’re at a busy farmer’s market. A scammer with a phone equipped with a point-of-sale app stumbles into you and gets close enough to your card to trigger a transaction. It’s almost like a modern-day pickpocket move, where the bump distracts the victim from the theft as it happens.

In another case, you might come across a phony vendor. Maybe someone’s selling cheap hats outside a football game or someone’s going around your neighborhood selling candy, supposedly to support a charity. In scenarios like these, you tap to pay with your phone just as you’d expect… but with one exception: the “vendor” jacks up the purchase price. They hurry you through the transaction, so quickly that you don’t review the screen before you confirm payment.

We’ve also seen reports of people getting Apple Pay scammed by impostor merchants who exploit quick taps and small screens. While mobile wallets add strong safeguards, poor visibility and social pressure can still lead to losses.

The Better Business Bureau on Ghost Tapping:

A report posted on the Scam Tracker at the Better Business Bureau (BBB) shows how the phony vendor version of this scam allegedly played out:

“An individual is going door to door in [location redacted] claiming to be selling chocolate on behalf of [redacted] to support special needs students. He says that he can only accept tap-to-pay to get people to pay with a card. He then charges large amounts to the card without the cardholder being able to see the amount. He got my mother for $537… Another victim for $1100… He changes neighborhoods frequently to avoid getting caught.”

Signs of Ghost Tapping and Common Myths

Early ghost detecting starts with vigilance. Watch for unfamiliar small charges, especially after crowded events, and alerts tied to contactless transactions. If you see odd activity tied to RFID cards or NFC cards, act quickly.

Common myths persist. Attackers can’t drain accounts from far away, clone full cards via a tap, or bypass wallet protections easily. Most successful cases hinge on proximity, distraction, and human error. Meanwhile, Apple Pay scam stories often involve rushed taps and unverified totals.

Effective ghost detecting focuses on timely alerts, careful review, and immediate response.

How to Protect Yourself from Ghost Tapping Scams

The BBB, which recently broke the story of these scams, offers several pieces of advice. We have some advice we can add as well.

From the BBB…

  • Store your cards securely. An RFID-blocking wallet or sleeve can help stop wireless skimming.
  • Always confirm payment details. Before tapping your card or phone, check the merchant’s name and amount on the terminal screen.
  • Set up transaction alerts. Many banks allow real-time notifications for every charge.
  • Keep an eye on your accounts. Daily checks help you spot fraud faster.
  • Limit tap-to-pay use in high-risk areas. Consider swiping or inserting your card instead.

From us at McAfee…

Monitor your identity and your credit.

The problem with many card scams is that they can lead to further identity theft and fraud, which you only find out about once the damage is done. Actively monitoring your identity and credit goes beyond single transaction alerts from your bank and can spot an emerging problem before it becomes an even bigger one. You can take care of both easily with timely notifications from our credit monitoring and identity monitoring features, all as part of our McAfee+ plans.

When you’re out and about, consider what you’re carrying—and where you carry it.

The physical safety of your phone and cards counts as well. While ghost tapping scams are new, old-school physical pickpocketing attempts persist. When it comes to devices and things like debit cards, credit cards, and even cash, keep what you bring with you to the bare minimum when you go out. This can cut your losses if the unfortunate happens. If you have a credit card and ID holder attached to the back of your phone, you may want to remove your cards from it. That way, if your phone gets snatched, those important cards don’t get snatched as well.

When in doubt, shop with a credit card.

In the U.S., credit cards offer you additional protection that debit cards don’t. That’s thanks to the Fair Credit Billing Act (FCBA). It limits your liability to $50 for fraudulent charges on a credit card if you report the loss to your issuer within 60 days.

The post Ghost Tapping: What It Is, How It Works, and How to Stay Safe appeared first on McAfee Blog.

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Venmo 101: Making Safer Payments with the App

As the holiday season ramps up, so do group dinners, shared travel costs, gift exchanges, and all the little moments where someone says, “Just Venmo me.”

With more people sending and splitting money this time of year, scammers know it’s prime time to target payment apps. Here’s how to keep your Venmo transactions safe during one of the busiest — and riskiest — payment seasons.

What kind of scams are on Venmo?

Venmo scams come in all shapes, and many of them look like variations of email phishing and text scams. The scammers behind them will pose as Venmo customer service reps who ask for your login credentials. Other scammers offer bogus cash prizes and pyramid schemes that lure in victims with the promise of quick cash. Some scammers will use the app itself to impersonate friends and family to steal money.

Venmo has a dedicated web page on the topic of scams, and lists the following as the top Venmo scams out there:

·       Fake Prize or Cash Reward

·       Call from Venmo

·       Call from Tech Support

·       Fake Payment Confirmation

·       Pre-payment for Goods and Services

·       Stranger Posing as a Friend

·       Payments from Strangers

·       Offers to Make Money Fast

·       Paper Check Scam

·       Romance Scam

 

Venmo has thorough instructions to combat these scams and breaks them down in detail on its site. They also provide preventative tips and steps to take if you unfortunately fall victim to one of these scams. Broadly speaking, though, avoiding Venmo scams breaks down into a few straightforward steps.

How to avoid getting scammed on Venmo

1) Never share private details.

Scammers often pose as customer service reps to pump info out of their victims. They’ll ask for things like bank account info, debit card or credit card numbers, or even passwords and authentication codes sent to your phone. Never share this info. Legitimate reps from legitimate companies like Venmo won’t request it.

2) Know when Venmo might ask for your Social Security number.

In the U.S., Venmo is regulated by the Treasury Department. As such, Venmo might require your SSN in certain circumstances. Venmo details the cases where they might need your SSN for reporting, here on their website. Note that this is an exception to what we say about sharing SSNs and tax ID numbers. As a payment app, Venmo might have legitimate reasons to request it. However, don’t send this info by email or text (any email or text that asks you to do that is a scam). Instead, always use the mobile app by going to Settings  –> Identity Verification.

3) Keep an eye out for scam emails and texts.

Venmo always sends communications through its official “venmo.com” domain name. If you receive an email that claims to be from Venmo but that doesn’t use “venmo.com,” it’s a scam. Never click or tap on links in emails or texts supposedly sent by Venmo.

4) Be suspicious of the messages you get. Imposters are afoot.

Another broad category of scams includes people who aren’t who they say they are. In the case of Venmo, scammers will create imposter accounts that look like they might be a friend or family member but aren’t. If you receive an unexpected and likely urgent-sounding request for payment, contact that person outside the app. See if it’s really them.

5) When sending money, keep an eye open for alerts from the app.

Just recently, Venmo added a new feature, dynamic alerts, which helps protect people when sending money via the “Friends and Family” option. It pops up an alert if the app detects a potentially fraudulent transaction and includes info that describes the level of risk involved. In the cases of highly risky payments, Venmo might decline the transaction altogether. This adds another level of protection to Friends and Family payments, which are non-refundable in cases of fraud. Further, this underscores another important point about using Venmo: only pay people you absolutely know and trust.

More ways to stay safe on Venmo

Keep your transactions private. Venmo has a social component that can display a transaction between two people and allow others to comment on it. Payment amounts are always secret. Yet you have control over who sees what by adjusting your privacy settings:

  • Public – Everyone on the internet can see and comment on the transaction.
  • Friends – Only your Venmo friends and the other participant’s friends can see and comment on the transaction. (Note that the friends of the other participant might be strangers to you, so “friends and friends of friends” is more accurate here.)
  • Private – Here, only the participants can view and comment on the transaction.

This brings up the question, what if the participants in the transaction have different privacy settings? Venmo uses the most restrictive one. So, if you’re paying someone who has their privacy set to “Public” and you have yours set to “Private,” the transaction will indeed be private.

We suggest going private with your account. The less financial information you share, the better. You can set your transactions to private by heading into the Settings of the Venmo app, tapping on Privacy, and then selecting Private.

In short, just because something is designed to be social doesn’t mean it should become a treasure trove of personal data about your spending habits.

Add extra layers of security. Take extra precautions that make it difficult for others to access your Venmo app.

  • First off, lock your phone. Whether with a PIN or other form of protection, locking your phone prevents access to everything you keep on it, which is important in the case of loss or theft. Our own research found that only 58% of adults take the vital step of locking their phones. If you fall into the 42% of people who don’t, strongly consider changing that.
  • Within the Venmo app, you can also enable Face ID and a PIN (on iOS) or a PIN and biometric unlock (Android). These add a further layer of security by asking for identification each time you open the app. That way, even if someone gets access to your phone, they’ll still have to leap through that security hurdle to access your Venmo app.
  • Use a strong, unique password for your account. That’s a password with at least 13 characters using a mix of cases, numbers, and symbols that you don’t use anywhere else. You can also have a password manager do that work for you across all your accounts.

Keep your online finances even more secure with the right tools

Online protection software like ours offers several additional layers of security when it comes to your safety and finances online.

For starters, it includes Web Protection and Scam Detector that can block malicious and questionable links that might lead you down the road to malware or a phishing scam, such as a phony Venmo link designed to steal your login credentials. It also includes a password manager that creates and stores strong, unique passwords for each of your accounts.

Moreover, it further protects you by locking down your identity online. Transaction Monitoring and Credit Monitoring help you spot any questionable financial activity quickly. And if identity theft unfortunately happens to you, up to $2 million in ID theft coverage & restoration can help you recover quickly.

The post Venmo 101: Making Safer Payments with the App appeared first on McAfee Blog.

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How Agentic AI Will Be Weaponized for Social Engineering Attacks

We’re standing at the threshold of a new era in cybersecurity threats. While most consumers are still getting familiar with ChatGPT and basic AI chatbots, cybercriminals are already moving to the next frontier: Agentic AI. Unlike the AI tools you may have tried that simply respond to your questions, these new systems can think, plan, and act independently, making them the perfect digital accomplices for sophisticated scammers. The next evolution of cybercrime is here, and it’s learning to think for itself.

The threat is already here and growing rapidly. According to McAfee’s latest State of the Scamiverse report, the average American sees more than 14 scams every day, including an average of 3 deepfake videos. Even more concerning, detected deepfakes surged tenfold globally in the past year, with North America alone experiencing a 1,740% increase.

At McAfee, we’re seeing early warning signs of this shift, and we believe every consumer needs to understand what’s coming. The good news? By learning about these emerging threats now, you can protect yourself before they become widespread.

A Real-World Example: How Anthropic’s Claude AI Was Used for Espionage

A new case disclosed by Anthropic, first reported by Axios, marks a turning point: a Chinese state-sponsored group used the company’s Claude Code agent to automate the majority of an espionage campaign across nearly thirty organizations. Attackers allegedly bypassed guardrails through jailbreaking techniques, fed the model fragmented tasks, and convinced it that it was conducting defensive security tests. Once operational, the agent performed reconnaissance, wrote exploit code, harvested credentials, identified high-value databases, created backdoors, and generated documentation of the intrusion. In all, they completed 80–90% of the work without any human involvement.

This is the first publicly documented case of an AI agent running a large-scale intrusion with minimal human direction. It validates our core warning: agentic AI dramatically lowers the barrier to sophisticated attacks and turns what was once weeks of human labor into minutes of autonomous execution. While this case targeted major companies and government entities, the same capabilities can, and likely will, be adapted for consumer-focused scams, identity theft, and social engineering campaigns.

Understanding AI: From Simple Tools to Autonomous Agents

Before we dive into the threats, let’s break down what we’re actually talking about when we discuss AI and its evolution:

Traditional AI: The Helper

The AI most people know today works like a very sophisticated search engine or writing assistant. You ask it a question, it gives you an answer. You request help with a task, it provides suggestions. Think of ChatGPT, Google’s Gemini, or the AI features on your smartphone. They’re reactive tools that respond to your input but don’t take independent action.

Generative AI: The Creator

Generative AI, which powers many current scams, can create content like emails, images, or even fake videos (deepfakes). This technology has already made scams more convincing by cloning real human voices and eliminating telltale signs like poor grammar and obvious language errors.

The impact is already visible in the data. McAfee Labs found that for just $5 and 10 minutes of setup time, scammers can create powerful, realistic-looking deepfake video and audio scams using readily available tools. What once required experts weeks to produce can now be achieved for less than the cost of a latte—and in less time than it takes to drink it.

Agentic AI: The Independent Actor

Agentic AI represents a fundamental leap forward. These systems can think, make decisions, learn from mistakes, and work together to solve tough problems, just like a team of human experts. Unlike previous AI that waits for your commands, agentic AI can set its own goals, make plans to achieve them, and adapt when circumstances change

Key Characteristics of Agentic AI:

  • Autonomous operation: Works without constant human guidance from a cybercriminal
  • Goal-oriented behavior: Actively pursues specific objectives without requiring regular input.
  • Adaptive learning: Improves performance based on experience through previous attempts.
  • Multi-step planning: Can execute complex, long-term strategies based on the requirements of the criminal.
  • Environmental awareness: Understands and responds to changing conditions online.

Gartner predicts that by 2028, a third of our interactions with AI will shift from simply typing commands to fully engaging with autonomous agents that can act on their own goals and intentions. Unfortunately, cybercriminals won’t be far behind in exploiting these capabilities.

The Scammer’s Apprentice: How Agentic AI Becomes the Perfect Criminal Assistant

Think of agentic AI as giving scammers their own team of tireless, intelligent apprentices that never sleep, never make mistakes, and get better at their job every day. Here’s how this digital apprenticeship makes scams exponentially more dangerous.

Traditional scammers spend hours manually researching targets, scrolling through social media profiles, and piecing together personal information. Agentic AI recon agents operate persistently and autonomously, self-prompting questions like “What data do I need to identify a weak point in this organization?” and then collecting it from social media, breach data, exposed APIs and cloud misconfigurations.

What The Scammer’s Apprentice Can Do

  • Continuous surveillance: Monitors your social media posts, job changes, and online activity 24/7.
  • Pattern recognition: Identifies your routines, interests, and vulnerabilities from scattered digital breadcrumbs.
  • Relationship mapping: Understands your connections, colleagues, and family relationships.
  • Behavioral analysis: Learns from your communication style, preferred platforms, and response patterns.

Unlike traditional phishing that uses static messages, agentic AI can dynamically update or alter their approach based on a recipient’s response, location, holidays, events, or the target’s interests, marking a significant shift from static attacks to highly adaptive and real-time social engineering threats.

An agentic AI scammer targeting you might start with a LinkedIn message about a job opportunity. If you don’t respond, it switches to an email about a package delivery. If that fails, it tries a text message about suspicious account activity. Each attempt uses lessons learned from your previous reactions, becoming more convincing with every interaction.

AI-generated phishing emails achieve a 54% click-through rate compared to just 12% for their human-crafted counterparts. With agentic AI, scammers can create messages that don’t just look professional, they sound exactly like the people and organizations you trust.

The technology is already sophisticated enough to fool even cautious consumers. As McAfee’s latest research shows, social media users shared over 500,000 deepfakes in 2023 alone. The tools have become so accessible that scammers can now create convincing real-time avatars for video calls, allowing them to impersonate anyone from your boss to your bank representative during live conversations.

Advanced Impersonation Capabilities:

  • Voice cloning: Create phone calls that sound exactly like your boss, family member, senator, or bank representative
  • Writing style mimicry: Craft emails that perfectly match your company’s communication style.
  • Visual deepfakes: Generate fake video calls for “face-to-face” verification.
  • Context awareness: Reference specific projects, recent conversations, or personal details

Perhaps most concerning is agentic AI’s ability to learn and improve. As the AI interacts with more victims over time, it gathers data on what types of messages or approaches work best for certain demographics, adapting itself and refining future campaigns to make each subsequent attack more powerful, convincing, and effective. This means that every failed scam attempt makes the AI smarter for its next victim. Understanding how agentic AI will transform specific types of scams helps us prepare for what’s coming. Here are the most concerning developments:

Multi-Stage Campaign Orchestration

Agentic AI can potentially orchestrate complex multi-stage social engineering attacks, leveraging data from one interaction to drive the next one. Instead of simple one-and-done phishing emails, expect sophisticated campaigns that unfold over weeks or months.

Automated Spear Phishing at Scale

Traditional spear phishing required manual research and customization for each target. In the new world order, malicious AI agents will autonomously harvest data from social media profiles, craft phishing messages, and tailor them to individual targets without human intervention. This means cybercriminals can now launch thousands of highly personalized attacks simultaneously, each one crafted specifically for its intended victim.

Real-Time Adaptive Attacks

When a target hesitates or questions an initial approach, agents adjust their tactics immediately based on the response. This continuous refinement makes each interaction more convincing than the last, wearing down even skeptical targets through persistence and learning. Traditional red flags like “This seems suspicious” or “Let me verify this” no longer end the attack, they just trigger the AI to try a different approach.

Cross-Platform Coordination

These autonomous systems now independently launch coordinated phishing campaigns across multiple channels simultaneously, operating with an efficiency human attackers cannot match. An agentic AI scammer might contact you via email, text message, phone call, and social media—all as part of a coordinated campaign designed to overwhelm your defenses.

How to Protect Yourself in the Age of Agentic AI Scams

The rise of agentic AI scams requires a fundamental shift in how we think about cybersecurity. Traditional advice like “watch for poor grammar” no longer applies. Here’s what you need to know to protect yourself:

  • The Golden Rule: Never act on urgent requests without independent verification, no matter how convincing they seem.
  • Use different communication channels: If someone emails you, call them back using a number you look up independently
  • Verify through trusted contacts: When your “boss” asks for something unusual, confirm with colleagues or HR
  • Check official websites: Go directly to company websites rather than clicking links in messages
  • Trust your instincts: If something feels off, it probably is—even if you can’t identify exactly why

Understanding a New Era of Red Flags

Since agentic AI eliminates traditional warning signs, focus on these behavioral red flags:

High-Priority Warning Signs:

Emotional urgency: Messages designed to make you panic, feel guilty, or act without thinking

Requests for unusual actions: Being asked to do something outside normal procedures

Isolation tactics: Instructions not to tell anyone else or to handle something “confidentially”

Multiple contact attempts: Being contacted through several channels about the same issue

Perfect personalization: Messages that seem to know too much about your specific situation

How McAfee Fights AI with AI: Your Defense Against Agentic Threats

At McAfee, we understand that fighting AI-powered attacks requires AI-powered defenses. Our security solutions are designed to detect and stop sophisticated scams before they reach you. McAfee’s Scam Detector provides lightning-fast alerts, automatically spotting scams and blocking risky links even if you click them, with all-in-one protection that keeps you safer across text, email, and video. Our AI analyzes incoming messages using advanced pattern recognition that can identify AI-generated content, even when it’s grammatically perfect and highly personalized.

Scam Detector keeps you safer across text, email, and video, providing comprehensive coverage against multi-channel agentic AI campaigns. Beyond analyzing message content, our system evaluates sender behavior patterns, communication timing, and request characteristics that may indicate AI-generated scams. Just as agentic AI attacks learn and evolve, our detection systems continuously improve their ability to identify new threat patterns.

Protecting yourself from agentic AI scams requires combining smart technology with informed human judgment. Security experts believe it’s highly likely that bad actors have already begun weaponizing agentic AI, and the sooner organizations and individuals can build up defenses, train awareness, and invest in stronger security controls, the better they will be equipped to outpace AI-powered adversaries.

We’re entering an era of AI versus AI, where the speed and sophistication of both attacks and defenses will continue to escalate. According to IBM’s 2025 Threat Intelligence Index, threat actors are pursuing bigger, broader campaigns than in the past, partly due to adopting generative AI tools that help them carry out more attacks in less time.

Hope in Human + AI Collaboration

While the threat landscape is evolving rapidly, the combination of human intelligence and AI-powered security tools gives us powerful advantages. Humans excel at recognizing context, understanding emotional manipulation, and making nuanced judgments that AI still struggles with. When combined with AI’s ability to process vast amounts of data and detect subtle patterns, this creates a formidable defense.

Staying Human in an AI World

The rise of agentic AI represents both a significant threat and an opportunity. While cybercriminals will certainly exploit these technologies to create more sophisticated scams, we’re not defenseless. By understanding how these systems work, recognizing the new threat landscape, and combining human wisdom with AI-powered protection tools like McAfee‘s Scam Detector, we can stay ahead of the threats.

The key insight is that while AI can mimic human communication and behavior with unprecedented accuracy, it still relies on exploiting fundamental human psychology—our desire to help, our fear of consequences, and our tendency to trust. By developing better awareness of these psychological vulnerabilities and implementing verification protocols that don’t depend on technological red flags, we can maintain our security even as the threats become more sophisticated.

Remember: in the age of agentic AI, the most important security tool you have is still your human judgment. Trust your instincts, verify before you act, and never let urgency override prudence, no matter how convincing the request might seem.

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What Is Internet Security?

Internet security refers to the tactics that protect your online activities from various cyber threats, including malware, phishing attacks, scams, and unauthorized access by hackers. In this article, we will highlight the importance of internet security in safeguarding your digital network and outline the steps you can take to establish a comprehensive online security system.

Why internet security matters

Internet usage has become central to our daily lives. In 2024 alone, DataReportal reported that around 5.56 billion, that’s 67.9% of the world’s population, were connected to the internet. This was 136 million more than the year before, resulting in the creation of approximately 402.7 million terabytes of data each day. With this wealth of information, it is no wonder that cybercriminals are scrambling to make billions of dollars off the internet.

Globally, the average cost of data breaches rose by 10% between 2023 and 2024, totaling an estimated $4.88 million. This staggering amount included not only the loss in business revenues but also recovery costs and regulatory fines. For this reason, it has become important to implement internet security to protect our online personal data, activities, and devices from cyber threats and unauthorized access.

While internet security is sometimes confused with it, it’s important to point out their subtle distinctions. Internet security focuses on protecting your activities and data as they travel across the web. In contrast, cybersecurity focuses on protecting digital assets, including systems, networks, and data, from cyber threats. These two concepts work together to create your complete digital protection environment.

The importance of internet security

Internet security threats come in a variety of forms, complexities, and detectability. Some of the common threats we face today include:

  • Malware: Malicious software is an umbrella term that refers to any program that exploits system vulnerabilities to damage a computer system or network and steal sensitive information from users. Examples of malware include viruses, Trojans, ransomware, spyware, and worms.
  • Phishing: Phishing is a social engineering scam that involves stealing a user’s sensitive data by deceiving them into opening an email or an instant message and clicking a malicious link or attachment. The data that cybercriminals target can range from login credentials to credit card numbers and other sensitive information. You may unknowingly provide access codes to fake tech support or transfer money to scammers posing as family members in emergency situations. Phishing attacks are often used for identity theft purposes.
  • Spam: Spam refers to unwanted email messages sent in bulk to your email inbox. This tactic is generally used to promote goods and services that users aren’t interested in. Spam emails can also contain links to malicious websites that automatically install harmful programs that help hackers gain access to your data.
  • Botnets: This contraction of “robot network” refers to a network of computers that have been infected with malware. The computers are then prompted to perform automated tasks without permission, such as sending spam and carrying out denial-of-service (DDoS) attacks.
  • Wi-Fi threats: Hackers exploit unprotected public Wi-Fi connections to breach data security and obtain sensitive information, including login credentials, emails, and browsing activity. Your personal information could be stolen when you check your email, shop online, or access your bank accounts on public networks.
  • Ransomware: This malicious software locks your files and demands payment for their release. You could lose precious family photos, important documents, or access to your devices until you pay, with no guarantee you’ll get your files back. The FBI reported nearly $12.5 billion in ransomware losses in 2024.
  • Credential stuffing: Cybercriminals use automated tools to test stolen username and password combinations across multiple sites, hoping you’ve reused the same login credentials. This can give hackers access to your online banking, shopping accounts, and social media profiles.
  • Account takeovers: When criminals gain control of your online accounts through stolen passwords or security vulnerabilities, they can lock you out while using your accounts for fraudulent activities such as draining your bank account, making unauthorized purchases, or damaging your reputation on social media. In the U.S. alone, approximately 77 million Americans fell victim to account takeover fraud in 2024.
  • Browser hijacking: This occurs when unwanted software changes your browser settings, redirecting you to malicious websites, flooding you with unwanted ads and pop-ups, then stealing your information or installing more malware on your device. A recent investigation revealed that at least 16 malicious extensions in Chrome alone have affected over 3.2 million users.

While internet security threats may seem overwhelming at first glance, solutions are available to safeguard your computer or mobile devices. Below is a detailed look at some security measures.

Network security basics

Your home network serves as the foundation of your digital life, connecting all your devices and enabling your online activities. Having a strong network security foundation with multiple layers of protection will keep your connections and data safe from cyber threats.

Secure the router

Your router serves as the gateway between your home devices and the internet, making it a critical security component. Start by changing your router’s default administrator username and password immediately after setup. These factory defaults are widely known and easily exploited by attackers. Choose a strong, unique password that combines letters, numbers, and symbols to prevent unauthorized access to your router’s settings.

Encrypt your Wi-Fi

Enable WPA3 encryption on your wireless network, as it provides the strongest protection for your Wi-Fi connections. If your router doesn’t support WPA3, use WPA2 as a minimum standard. These protocols scramble your data as it travels between devices and your router, making it unreadable to anyone attempting to intercept your communications.

Fortify network names and passwords

Create a unique network name or service set identifier (SSID) that doesn’t reveal your router manufacturer or model number, and pair it with a complex Wi-Fi password at least 12 characters long with a mix of uppercase and lowercase letters, numbers, and special characters. Avoid using personal information such as your address or name in either your network name or password, as this information can help attackers guess your password.

Update firmware

Regularly update your router’s firmware to patch security vulnerabilities and improve performance. Check your router manufacturer’s website quarterly for updates if automatic updates aren’t available, as outdated firmware often contains known security flaws that cybercriminals actively exploit.

Set up guest networks

Separate the guest network for visitors and smart home devices to protect your primary network where you store sensitive data. If a guest’s device is compromised or if a smart device has security vulnerabilities, the threat can’t easily spread to your main computers and phones. Configure your guest network with a strong password and consider time limits for access.

Isolate devices and segment the network

Enable access point isolation, also called client isolation, on your wireless network to prevent potentially compromised devices from attacking other devices on the same network. If you are an advanced user, consider creating separate virtual networks (VLANs) for different device types, such as keeping work computers on a different network segment than entertainment devices.

Activate the firewall

Modern routers include built-in firewalls that monitor suspicious activity in both incoming and outgoing network traffic, blocking potentially harmful connections and unnecessary ports and services.

Install an antivirus

Antivirus programs are engineered to prevent, detect, and remove viruses and other types of malicious software. Antivirus software can run automatic scans on specific files or directories to make sure no malicious activity is present, and no network or data breach has occurred.

McAfee’s antivirus software features key security capabilities, including malware detection, quarantine, and removal, as well as options for scanning files and applications, and an advanced firewall for home network security.

Use multi-factor authentication when possible

Multi-factor authentication is an authentication method that requires at least two pieces of evidence before granting access to a website. Using this method adds another layer of security to your applications and reduces the likelihood of a data breach.

Choose a safe web browser

Web browsers vary widely in terms of the security features, with some offering just the basics and others providing a more complete range of features. Ideally, you should opt for a browser that offers the following security features:

  • Private session browsing
  • Pop-up blocking
  • Privacy features
  • Anti-phishing filter
  • Automatic blocking of reported malicious sites
  • Cross-site script filtering

When properly implemented, these steps help ensure that your internet connection remains private, your data stays secure, and unauthorized users can’t access your network resources. Regular maintenance of these security settings, combined with staying informed about emerging threats, provides a solid foundation for safe and confident internet use.

Internet mobile security

These days, smartphones and tablets hold more personal information than ever before—from banking details and photos to work emails and location data. While this convenience makes life easier, it also creates new opportunities for cybercriminals to target your mobile devices. As you secure your network and desktop or laptop devices, so should you treat your mobile devices with the same care. Here are some straightforward security practices that you can implement to reduce your exposure to mobile threats significantly:

  • Keep your operating system and apps updated: Software updates often include critical security patches that fix vulnerabilities criminals could exploit. Enable automatic updates for your device’s operating system and apps if possible, or check regularly for available updates in your device settings.
  • Download apps only from official stores: Stick to official app stores, such as Google Play Store or Apple App Store, which employ security measures to screen for malicious apps. Before downloading, read app reviews, check the developer’s reputation, and review what permissions the app requests.
  • Manage app permissions carefully: Regularly review and adjust app permissions in your device settings, limiting access to sensitive data like your camera, microphone, contacts, and location, unless absolutely necessary for the app’s core functionality.
  • Stay alert to SMS and messaging scams: Text message scams are increasingly becoming sophisticated, often impersonating legitimate companies or services. Never click links in unexpected text messages, and verify requests for personal information by contacting the company directly through official channels.
  • Use secure mobile browsers and settings: Configure your mobile browser with privacy and security settings that protect your data. Enable features such as pop-up blocking, disable location sharing unless needed, and consider using private browsing modes.
  • Activate device locks and biometric security: Use screen locks with PINs, passwords, patterns, or biometric authentication such as fingerprints or face recognition. Set your device to lock automatically after a short period of inactivity, and avoid using easily guessable codes, such as “1234” or your birthday.
  • Encrypt devices and backups: Turn on your device’s built-in encryption and create secure, encrypted backups of your important data to protect your information even if your smartphone is lost or stolen.
  • Set up remote lock and wipe capabilities: Enable remote tracking, lock, and wipe features on your devices. Services like Find My iPhone or Google’s Find My Device allow you to locate, lock, or remotely erase your entire device if it’s lost or stolen.
  • Exercise caution on public Wi-Fi networks: Avoid accessing sensitive accounts or conducting financial transactions on public networks, and consider using your phone’s mobile hotspot feature instead when you need internet access.

FAQs about internet security

Here are answers to the most frequently asked questions about online protection.

What does internet security cover?

Internet security protects you from a wide range of online threats, including viruses, malware, phishing attacks, identity theft, and data breaches. It also covers your devices, personal information, online accounts, and network connections to help you browse, shop, and communicate safely online.

How is internet security different from antivirus software?

While antivirus software focuses specifically on detecting and removing malicious programs, internet security provides comprehensive protection that includes antivirus software plus additional features such as firewalls, web protection, email security, identity monitoring, and safe browsing tools.

Do Macs and smartphones need internet security protection?

Yes, all devices that connect to the internet can be targeted by cybercriminals. Mobile devices and Macs face increasing security threats, including malicious apps, phishing attempts, and network attacks, making protection essential regardless of your device type.

How can I stay safe on public Wi-Fi?

Avoid accessing sensitive accounts or making purchases on public Wi-Fi networks. When using public Wi-Fi, stick to encrypted websites with “https” in the URL, avoid automatic connections, and consider using a VPN for added protection.

How can you keep children safe online?

As children grow older, their internet use becomes more extensive. To keep them safe online, educate them about the risks of web browsing and best practices to avoid online threats, such as not sharing passwords. Explain which information should be shared and which should be kept private. Instruct them to never click on links from unknown sources. Set up parental controls on certain websites to filter out inappropriate content and maintain a child-friendly interface.

What are the signs that my account has been compromised?

Watch for unexpected password reset emails, unfamiliar login notifications, unusual account activity, friends receiving spam from your accounts, or unauthorized charges on your financial statements. If you notice any of these signs, change your passwords immediately and contact the relevant service providers.

How often should I update my software and devices?

Enable automatic updates whenever possible and install security patches as soon as they become available. Regular updates address security vulnerabilities that criminals actively exploit, making staying current one of your best defenses against cyber threats.

Final thoughts

As more cyber threats emerge and expand in both scope and sophistication, it’s essential that you protect your online activities. Adequate protection doesn’t have to be complicated. Taking steps to install antivirus software, create strong and unique passwords, enable your firewall, and use multi-factor authentication will help build a strong defense against online threats.

Start implementing these internet security measures today and enjoy the peace of mind that comes with knowing you’re protected online.

For added security, consider using an all-in-one antivirus solution, such as McAfee, to safeguard your devices from online threats. Let McAfee handle your security, so you can focus on enjoying the internet.

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15 Vital Tips To Better Password Security

better password security

Even as passkeys and biometric sign-ins become more common, nearly every service still relies on a password somewhere in the process—email, banking, social media, health portals, streaming, work accounts, and device logins.

Most people, however, don’t realize the many ways we make our accounts vulnerable due to weak passwords, enabling hackers to easily crack them. In truth, password security isn’t complicated once you understand what attackers do and what habits stop them.

In this guide, we will look into the common mistakes we make in creating passwords and offer tips on how you can improve your password security. With a few practical changes, you can make your accounts dramatically harder to compromise.

Password security basics

Modern password strength comes down to three truths. First, length matters more than complexity. Every extra character multiplies the number of guesses an attacker must make. Second, unpredictability matters because attack tools prioritize the most expected human choices first. Third, usability matters because rules that are painful to follow lead to workarounds like reuse, tiny variations, or storing written passwords in unsafe ways. Strong password security is a system you can sustain, not a heroic one-time effort.

Protection that strong passwords provide

Strong passwords serve as digital barriers that are more difficult for attackers to compromise. Mathematically, password strength works in your favor when you choose well. A password containing 12 characters with a mix of uppercase letters, lowercase letters, numbers, and symbols creates over 95 trillion possible combinations. Even with advanced computing power, testing all these combinations requires substantial time and resources that most attackers prefer to invest in easier targets.

This protection multiplies when you use a unique password for each account. Instead of one compromised password providing access to multiple services, attackers must overcome several independent security challenges, dramatically reducing your overall risk profile.

Benefits of good password habits

Developing strong password security habits offers benefits beyond protecting your accounts. These habits contribute to your overall digital security posture and create positive momentum for other security improvements, such as:

  • Reduced attack success: Strong, unique passwords make you a less attractive target for cybercriminals who prefer easier opportunities.
  • Faster recovery: When security incidents do occur, good password practices limit the scope of damage and accelerate recovery.
  • Peace of mind: Knowing your accounts are well-protected reduces anxiety about potential security threats.
  • Professional credibility: Good security habits demonstrate responsibility and competence in professional settings.
  • Family protection: Your security practices often protect family members who share devices or accounts.

The impact of weak passwords

On the other hand, weak passwords are not just a mild inconvenience. They enable account takeovers and identity theft, and can become the master key to your other accounts. Here’s a closer look at the consequences:

Your digital identity becomes someone else’s

Account takeover happens when cybercriminals gain unauthorized access to your online accounts using compromised credentials. They could impersonate you across your entire digital presence, from email to social media. For instance, they can send malicious messages to your contacts, make unauthorized purchases, and change your account recovery information to lock you out permanently.

The effects of an account takeover can persist for years. You may discover that attackers used your accounts to create new accounts in your name, resulting in damaged relationships and credit scores, contaminated medical records, employment difficulties, and legal complications with law enforcement.

The immediate and hidden costs of financial loss

Financial losses from password-related breaches aren’t limited to money stolen from your accounts. Additional costs often include:

  • Bank penalty fees from overdrawn accounts
  • Needing to hire credit monitoring services to prevent future fraud
  • Legal fees for professional help resolving complex cases
  • Lost income from time spent dealing with fraud resolution
  • Higher insurance premiums due to damaged credit

The stress and time required to resolve these issues also affect your overall well-being and productivity.

Your personal life becomes public

Your passwords also guard your personal communications, private photos, confidential documents, and intimate details about your life. When these barriers fail, you could find your personal photos and messages shared without consent, confidential business information in competitors’ hands. The psychological, emotional, and professional impact of violated trust can persist long after the immediate crisis passes.

15 tips for better password security: Small steps, big impact

You can dramatically improve your password security with relatively small changes. No need to invest in expensive or highly technical tools to substantially improve your security. Here are some simple tips for better password security:

1) Long passwords are better than short, “complex” passwords

If you take away only one insight from this article, let it be this: password length is your biggest advantage. A long password creates a search effort that brute force tools will take a long time to finish. Instead of trying to remember short strings packed with symbols, use passphrases made of several unrelated words. Something like “candle-river-planet-tiger-47” is both easy to recall and extremely hard to crack. For most accounts, 12–16 characters is a solid minimum; for critical accounts, longer is even better.

2) Never reuse passwords

Password reuse is the reason credential stuffing works. When one site is breached, attackers immediately test those leaked credentials on other services. If you reuse those credentials, you have effectively given the keys to your kingdom. Unique passwords can block that entry. Even if a shopping site leaks your password, your email and banking stay protected because their passwords are different.

3) Don’t use your personal information

Attackers always try the obvious human choices first: names, birthdays, pets, favorite teams, cities, schools, and anything else that could be pulled from social media or public records. Even combinations that feel “creative,” such as a pet name plus a year, tend to be predictable to cracking tools. Your password should be unrelated to your life.

4) Avoid patterns and common substitutions

In the past, security experts encouraged people to replace letters with symbols such as turning “password” into “P@ssw0rd” and calling it secure. That advice no longer holds today, as attack tools catch these patterns instantly. The same goes for keyboard walks (qwerty, asdfgh), obvious sequences (123456), and small variations like “MyPassword1” and “MyPassword2.” If your password pattern makes sense to a human, a modern cracking tool will decipher it in seconds.

5) Use a randomness method you trust

Humans think they’re random, but they aren’t. We pick symbols and words that look good together, follow habits, and reuse mental templates. Two reliable ways to break that habit are using Diceware—an online dice-rolling tool that selects words from a list—and password generators, which create randomness better than your human brain. In addition, the variety of characters in your password impacts its strength. Using only lowercase letters gives you 26 possible characters per position, while combining uppercase, lowercase, numbers, and symbols expands this to over 90 possibilities.

6) Match password strength to account importance

Not every account needs the same level of complexity, but every account needs to be better than weak. For email, banking, and work systems, use longer passphrases or manager-generated passwords of 20 characters or more. For daily convenience accounts such as shopping or social media, a slightly shorter but still unique passphrase is fine. For low-stakes logins you rarely use, still keep at least a 12-character unique password. This keeps your accounts secure without being mentally exhausting.

7) Turn on multi-factor authentication where possible

Multi-factor authentication (MFA) adds a second checkpoint in your security, stopping most account takeovers even if your password leaks. Authenticator apps are stronger than SMS codes, which can be intercepted in SIM-swap attacks. Hardware or physical security keys are even stronger. Start with your email and financial accounts, then expand to everything that offers MFA.

8) Learn to spot phishing scams to prevent stolen passwords

A perfect password is useless if you type it into the wrong place. Phishing attacks work by imitating legitimate login pages or sending urgent messages that push you to click. Build the habit of checking URLs in unsolicited emails or texts, being wary of pressure tactics, and taking a moment to question the message. When in doubt, open a fresh tab and navigate to the service directly.

9) Avoid signing in on shared devices

You may not know it, but shared computers may carry keyloggers, unsafe browser extensions, or saved sessions from other users. If you have no choice but to sign in using a shared device, don’t allow the browser to save your log-in details, log out fully afterward, and change the password later from your own device.

10) Be careful with public Wi-Fi

On public networks in places like such as cafes or airports, cybercriminals could be prowling for their next victim. Attackers sometimes create fake hotspots with familiar names to trick people into connecting. Even on real public Wi-Fi, traffic can be intercepted. The safest choice is to avoid logging into sensitive accounts on public networks. If you must use public Wi-Fi, protect yourself by using a reputable virtual private network and verify the site uses HTTPS.

11) Ensure your devices, apps, and security tools are updated

Many password thefts happen as a result of compromised devices and software. Outdated operating systems and browsers can contain security vulnerabilities known to hackers, leading to malware invasion, session hijacking, or credential harvesting. The best recourse is to set up automatic updates for your OS, browser, and antivirus tool to remove a huge chunk of risk with no additional effort from you.

12) Use a reputable password manager

Password managers solve two hard problems at once: creating strong unique passwords and remembering them. They store credentials in an encrypted vault protected by a master password, generate high-entropy passwords automatically, and often autofill only on legitimate sites (which also helps against phishing). In practice, password managers are what make “unique passwords everywhere” feasible.

13) Protect your password manager like it’s your digital vault

Among all others, your master password that opens your password manager is the one credential you must memorize. Make it long, passphrase-style, and make sure you have never reused it anywhere else. Then add MFA to the manager itself. This makes it extremely difficult for someone to get into your vault even if they somehow learn your master password.

14) Audit and update passwords when there’s a reason

The old “change every 90 days no matter what” guideline could backfire, leading to password-creation fatigue and encouraging people to make only tiny predictable tweaks. A smarter approach is to update only when something changes in your risk: a breach, a suspicious login alert, or a health warning from your password manager. For critical accounts, doing a yearly review is a reasonable rhythm.

15) Reduce your attack surface by cleaning up old accounts

Unused accounts are easy to forget and easy to compromise. Delete services you don’t use anymore, and review which third-party apps are connected to your Google, Apple, Microsoft, or social logins. Each unnecessary connection is another doorway you don’t need open.

Practical implementation strategies for passphrases

As mentioned in the tips above, passphrases have become the better, more secure alternative to traditional passwords. A passphrase is essentially a long password made up of multiple words, forming a phrase or sentence that’s meaningful to you but not easily guessed by others.

Attackers use sophisticated programs that can guess billions of predictable password combinations per second using common passwords, dictionary words, and patterns. But when you string together four random words, you create over 1.7 trillion possible combinations, even though the vocabulary base contains only 2,000 common words.

Your brain, meanwhile, is great at remembering stories and images. When you think “Coffee Bicycle Mountain 47,” you might imagine riding your bike up a mountain with your morning coffee, stopping at mile marker 47. That mental image sticks with you in ways that “K7#mQ9$x” never could.

The approach blending unpredictability and the human ability to remember stories offers the ideal combination of security and usability.

To help you create more effective passphrases, here are a few principles you can follow:

  • Use unrelated words: Choose words that don’t naturally go together. “Sunset beach volleyball Thursday” is more predictable than “elephant tumbler stapler running” because the first phrase contains related concepts.
  • Add personal meaning: While the words shouldn’t be personally identifiable, you can create a mental story or image that helps you remember them. This personal connection makes the passphrase memorable without making it guessable.
  • Avoid quotes and common phrases: Don’t use song lyrics, movie quotes, or famous sayings. These appear in dictionaries and can be vulnerable to specialized attacks.
  • The sentence method: Create a memorable sentence and use the first letter of each word, plus some numbers or punctuation. “I graduated from college in 2010 with a 3.8 GPA!” becomes “IgfCi2010wa3.8GPA!” This method naturally creates long, unique passwords.
  • The story method: Create a memorable short story using random elements and turn it into a passphrase. “The purple elephant drove a motorcycle to the library on Tuesday” becomes “PurpleElephantMotorcycleLibraryTuesday” or can be used as-is with spaces.
  • The combination method: Combine a strong base passphrase with site-specific elements. For example, if your base is “CoffeeShopRainbowUnicorn,” you might add “Amazon” for your Amazon account: “CoffeeShopRainbowUnicornAmazon.”
  • Use mixed case: For maximum security, the mixed-case approach capitalizes on random letters within words: “coFfee biCycLe mouNtain 47.” This dramatically increases entropy while remaining typeable.
  • Add symbols: When used sparingly, this technique adds complexity. You can separate the words or substitute some letters with random symbols. But make sure you will remember them.
  • Use words from other languages: Multi-language passphrases offer a layer of security, assuming you’re comfortable with multiple languages. “Coffee Bicicleta Mountain Vier” combines English, Spanish, and German words, creating combinations that appear in no standard dictionary.
  • Personalize it: For the security-conscious, consider adding random elements that hold personal meaning, as long as this information isn’t publicly available. It could be the coordinates of a special place or a funny inside story within your family.

Password managers: Your password vault

Password managers are encrypted digital vaults that store all your login credentials behind a single master password. They are your personal security assistant that never forgets, never sleeps, and constantly works to keep your accounts protected with unique, complex passwords.

Modern password managers create passwords that are truly random, combining uppercase and lowercase letters, numbers, and special characters in patterns that are virtually impossible for cybercriminals to guess or crack through brute force attacks. These passwords typically range from 12 to 64 characters long, exceeding what most people could realistically remember or type consistently.

Encryption scrambles your passwords

The encrypted format scrambles your passwords using advanced cryptographic algorithms before being saved. This means that even if someone gained access to your password manager’s servers, your actual passwords would appear as meaningless strings of random characters without the encryption key. Only you possess this key through your master password.

The auto-fill functionality also offers convenience, recognizing the login page of your account and instantly filling in your username and password with a single click or keystroke. This seamless process happens across operating systems, browsers, and devices—your computer, smartphone, and tablet—keeping your credentials synchronized and accessible wherever you need them.

Choose a reputable password manager

Selecting the right password manager requires careful consideration of several factors that directly impact your security and user experience.

The reputation and track record of the company offering the password manager should be your first consideration. Look for companies that have been operating in the security space for several years and have a transparent approach to security practices.

Reputable companies regularly undergo independent security audits by third-party cybersecurity firms to examine the password manager’s code, encryption methods, and overall security architecture. Companies that publish these audit results demonstrate transparency and commitment to security.

Also consider password managers that use AES-256 encryption, currently the gold standard for data protection used by government agencies and financial institutions worldwide. Additionally, ensure the password manager employs zero-knowledge architecture, meaning the company cannot access your passwords even if they wanted to.

Intuitive user interface, reliable auto-fill functionality, responsive customer support, and ease of use should be checked as well. A password manager that is confusing to navigate or constantly malfunctions will likely be abandoned, defeating the purpose of improved password security.

Choose a solution that offers other features aside from the basic password storage. Modern password managers often include secure note storage for sensitive information such as Social Security numbers, passport details, password sharing capabilities for family accounts, and dark web monitoring that alerts you if your credentials appear in data breaches.

Final thoughts

Strong password security doesn’t have to be complicated. Small changes you make today can dramatically improve your digital security. By creating unique, lengthy passwords or passphrases for each account and enabling multi-factor authentication on your most important services, you’re taking control of your online safety.

Consider adopting a reputable password manager to simplify the process while maximizing your protection. It’s one of the smartest investments you can make for your digital security.

The post 15 Vital Tips To Better Password Security appeared first on McAfee Blog.

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15 Critical Tips to Stay Safe on Social Media

woman checking her social media on mobile

Social media platforms connect you to thousands of people worldwide. But while these platforms offer incredible opportunities for bonding, learning, and entertainment, they also present personal security challenges. Navigating them safely requires being aware of risks and proactively protecting your accounts.

The three most common risks you’ll encounter are privacy exposure, account takeover, and scams. Privacy exposure occurs when your personal information becomes visible to unintended audiences, potentially leading to identity theft, stalking, or professional damage. You have control over your social media security. By implementing safe social media practices, you can dramatically reduce your risk exposure.

This guide rounds up 15 practical, everyday tips to help you secure your accounts and use them more safely. It covers smart posting habits, safer clicking and app-permission choices, stronger privacy settings, and core security basics like using updated browsers, reliable protection tools, and identity-theft safeguards—so you can enjoy social media without making yourself an easy target.

Before we dive in, we want to remind you first that our strongest recommendation amid anything and everything unsolicited, unusual, or suspicious on social media is this: verify, verify, verify through separate communication channels such as phone, email, and official websites.

15 top tips to stay safer on social media

1. Realize that you can become a victim at any time.

Not a day goes by when we don’t hear about a new hack. With 450,000 new pieces of malware released to the internet every day, security never sleeps. For your increased awareness, here’s a short list of the most common social media scams:

  • Giveaway and lottery scams: Fake contests promising expensive prizes like iPhones, gift cards, or cash in exchange for personal information or payment of “processing fees” before you can claim your prize.
  • Impersonation scams: Criminals create fake profiles mimicking friends, family members, celebrities, or trusted organizations to build false relationships and extract money or information from you. One warning sign is that the direct message, link, or post will originate from accounts with limited posting history or generic profile photos.
  • Romance scams: Fraudsters develop fake romantic relationships on social platforms over time, eventually requesting money for emergencies, travel, or other fabricated situations. Never send money to someone you’ve only met online and use reverse image searches to verify profile photos aren’t stolen.
  • Fake job offers: Scammers will post attractive employment opportunities, promising unrealistic salaries for minimal work. During your “onboarding,” the fake HR person will require upfront payments for equipment, training, or background checks, or use job interviews to harvest personal information such as Social Security numbers.
  • Cryptocurrency and investment scams: Fraudulent investment schemes promise guaranteed returns through cryptocurrency trading, forex, or other financial opportunities, often using fake testimonials and urgent time pressure. The fraudsters will promise guaranteed high returns, pressure you to invest quickly, and ask you to recruit friends and family into the “opportunity.”
  • Charity and disaster relief scams: Fake charitable organizations exploit current events, natural disasters, or humanitarian crises to solicit donations that never reach legitimate causes. They will pressure you for immediate donations, offer vague descriptions about how funds will be used, and request cash, gift cards, or cryptocurrency payments.
  • Shopping and marketplace spoofing: Phony online stores or marketplace sellers advertise products at suspiciously low prices, then collect payment but will never deliver the goods. If they do, it will likely be counterfeit. Be on guard for prices that are way below market value, poorly presented websites or badly written advertisements, pressure tactics, and limited payment options.

2. Think before you post.

Social media is quite engaging, with all the funny status updates, photos, and comments. However, all these bits of information can reveal more about you than you intended to disclose. The examples below might be extreme, but they are real-world scenarios that continue to happen to real people daily on social media:

  • Social engineering attacks: When you post details about your daily routine, workplace, or family members, scammers can use this information to build trust and manipulate you into revealing more sensitive information. Limit sharing specific details about your schedule and locations.
  • Employment and reputation damage: Potential employers increasingly review social media profiles during hiring processes, and controversial opinions, inappropriate content, or unprofessional behavior can eliminate your chances of being hired for job opportunities or damage your professional reputation. Similarly, personal relationships may be strained when private information is shared publicly or when posts reveal information that others expected to remain confidential.
  • Financial scams and fraud: Sharing details about expensive purchases, vacations, or financial situations makes you a target for scammers who craft personalized fraud attempts. Apply safe social media practices by avoiding posts about money, luxury items, or financial struggles that could attract unwanted attention from fraudsters.

3. Nothing good comes from filling out a “25 Most Amazing Things About You” survey.

Oversharing on social media creates significant risks that extend beyond embarrassment or regret. Identity thieves actively monitor social platforms for personal information they can use to answer security questions, predict passwords, or impersonate you in social engineering attacks.

Avoid publicly answering questionnaires with details like your middle name, as this is the type of information financial institutions—and identity thieves—may use to verify your identity.

  • Password reset clues: Sharing your birth date, hometown, or pet’s name gives cybercriminals the answers to common security questions used in password resets. Do your best to keep personal details private and use unique, unguessable answers for security questions that only you would know.
  • Identity theft: Oversharing personal information such as your full name, address, phone number, and family details gives identity thieves the building blocks to impersonate you or open accounts in your name. In addition, these details frequently serve as backup authentication methods for your email or bank accounts. You wouldn’t want identity thieves to know them, then. Protect your accounts by tightening privacy settings and limiting the information in your profile and posts.
  • Doxxing: This publication of your private information without consent is another malicious consequence of oversharing. Your seemingly harmless social media posts can be combined with other public records to reveal your home address, workplace information, and family details, which can then be used to harass, intimidate, or endanger you and your loved ones as part of a scam or revenge scheme.
  • Data collection: The scope of data collection and its potential for misuse continues to evolve. Anything you share on social media becomes data for hundreds of third-party companies for advertising and analytics purposes that you may not realize. This widespread distribution of your personal information increases the odds that your data will be involved in a breach or used in nefarious ways.

4. Think twice about applications that request permission to access your data.

Third-party apps with excessive permissions can access your personal data, post to social media at any time on your behalf, or serve as entry points for attackers, regardless of whether you’re using the application. To limit app access and reduce your attack surface significantly, review all apps and services connected to your social media accounts. Revoke permissions to applications you no longer use or don’t remember authorizing.

5. Don’t click on short links that don’t clearly show the link location.

Shortened links can be exploited in social media phishing attacks as they hide the final destination URL, making it difficult for you to determine where it actually leads. These tactics mimic legitimate communications from trusted sources and come in the form of direct messages, comments, sponsored posts, and fake verification alerts, all in an effort to steal your personal information, login credentials, or financial details. Often, these attacks appear as urgent messages claiming your account will be suspended or fake prize notifications.

When you identify phishing attempts, immediately report and block the suspicious accounts using the platform’s built-in reporting features. This will protect not only you but other users on the platform.

If the link is posted by a product seller or service provider, it is a good idea to:

  1. Verify the link independently: Don’t click suspicious links or download files from unknown sources. Instead, navigate to official websites directly by typing the URL yourself or using trusted search engines.
  2. Verify the profile before engaging: Look for verified checkmarks, consistent posting history spanning several months or years, and mutual connections. As scammers often use stolen photos, check if the photo appears elsewhere online by doing a reverse image search.
  3. Use only trusted payment methods: Stick to secure payment platforms with buyer protection such as PayPal, credit cards, or official app payment systems. Never send money through wire transfers, gift cards, cryptocurrency, or peer-to-peer payment apps to strangers, as these transactions are irreversible and untraceable.
  4. Research sellers and causes thoroughly: Before making any purchase or donation, search for the business name online, check reviews on multiple sites, and verify charity registration numbers through official databases. Look up the organization’s official website and ensure that the business has verifiable contact information, a physical address, and good reviews.
  5. Keep conversations on the platform: Legitimate sellers and organizations rarely need to move discussions to private messaging apps, email, or phone calls immediately. When scammers push you off-platform, they’re avoiding security measures and community reporting systems.

6. Beware of posts with subjects along the lines of, “LOL! Look at the video I found of you!”

You might think the video or link relates directly to you. But when you click it, you get a message saying that you need to upgrade your video player in order to see the clip. When you attempt to download the “upgrade,” the malicious page will instead install malware that tracks and steals your data. As mentioned, don’t click suspicious links or download files from unknown sources before verifying independently. Visit the official websites by directly typing the URL yourself or using trusted search engines.

This also brings us to the related topic of being tagged on other people’s content. If you don’t want certain content to be associated with you, adjust the settings that enable you to review posts and photos before they appear on your profile. This allows you to maintain control over your digital presence and prevents embarrassing or inappropriate content associations.

7. Be suspicious of anything that sounds unusual or feels odd.

If one of your friends posts, “We’re stuck in Cambodia and need money,” keep your radar up as it’s most likely a scam. It is possible that a scammer has taken over your friend’s account, and is using it to impersonate them, spread malicious content, or extract sensitive information from their contacts, including you. Don’t engage with this post or the fraudster, otherwise the next account takeover could be yours.

In this kind of scam, some critical areas of your life are affected:

  • Financially, successful attacks can result in unauthorized purchases, drained bank accounts, or damaged credit scores through identity theft.
  • Your reputation faces threats from impersonation, where attackers post harmful content under your name, or from oversharing personal information that employers, colleagues, or family members might frown upon.
  • In terms of misusing your identity, criminals could further exploit your social media profile by collecting data from your posts to conduct other fraudulent activities, from opening accounts in your name to bypassing security questions on other services.

When you encounter suspicious activity, always use official support pages rather than responding to questionable messages. Major social media platforms provide dedicated help centers and verified contact methods.

  • Configure message and comment filtering: Set up keyword filters to automatically block suspicious messages and enable message request filtering from unknown users. This helps you verify suspicious messages on social media before they reach your main inbox.
  • Watch for urgency and pressure tactics: Scammers create false urgency through “limited time offers” or “emergency situations” to prevent you from thinking clearly. Legitimate opportunities and genuine emergencies allow time for verification.

8. Understand your privacy settings.

Select the most secure options and check periodically for changes that can open up your profile to the public. Depending on your preference and the privacy level you are comfortable with, you can choose from these options:

  • Public profiles make your content searchable and accessible to anyone, including potential employers, strangers, and data collectors. This setting maximizes your visibility and networking potential but also increases your exposure to unwanted contact and data harvesting.
  • Friends-only profiles limit your content to approved connections, balancing your social interaction and privacy protection. This setting, however, doesn’t prevent your approved friends from reposting your content or protect you from data collection.
  • Private profiles provide the highest level of content protection, requiring approval for anyone to see your posts. While this setting offers maximum control over your audience, it can limit legitimate networking opportunities and may not protect you from all forms of data collection.

We suggest that you review your privacy settings every three months, as platforms frequently update their policies and default settings. While you are at it, take the opportunity to audit your friend lists and remove inactive or suspicious accounts.

9. Reconsider broadcasting your location.

Posting real-time locations or check-ins can alert potential stalkers to your whereabouts and routine patterns, while geo-tagged photos can reveal where you live, study, work, shop, or work out. Location sharing creates patterns that criminals can exploit for security threats such as stalking, harassment, and other physical crimes.

To avoid informing scammers of your whereabouts, turn off location tagging in your social media apps and avoid posting about your routine. You might also consider disabling “last seen” or “active now” indicators that show when you’re online. This prevents others from monitoring your social media activity patterns and reduces unwanted contact attempts, significantly improving your personal and family safety while maintaining your ability to share experiences.

10. Use an updated browser, social media app, and devices.

Older browsers tend to have more security flaws and often don’t recognize newer scam patterns, while updated versions are crucial for security by patching vulnerabilities. Updates add or improve privacy controls such as tracking prevention, cookie partitioning, third-party cookie blocking, stronger HTTPS enforcement, transparent permission prompts. They also support newer HTML/CSS/JavaScript features, video and audio codecs, payment and login standards, and accessibility features.

In terms of performance, new browser versions offer faster performance, better memory management, and more efficient rendering, so you get fewer freezes, less fan noise, and longer battery life and better extension compatibility.

11. Choose unique logins and passwords for each of the websites you use.

Consider using password managers, which can create and store secure passwords for you. Never reuse passwords across platforms. This practice ensures that if one account is compromised, your other accounts remain secure. Password managers also help you monitor for breached credentials and update passwords regularly.

In addition, implement multi-factor authentication (MFA)on every social media account using authenticator apps. This single step can protect social media accounts from 99% of automated attacks. MFA enforcement should be non-negotiable for both personal and business accounts, as it adds critical security that makes account takeovers exponentially more difficult.

12. Check the domain to be sure that you’re logging into a legitimate website.

Scammers build fake login pages that look identical to real ones. The only obvious difference is usually the domain. They want you to type your username/password into their site, so they can steal it. So if you’re visiting a Facebook page, make sure you look for the https://www.facebook.com address.

The rule is to read the domain from right to left because the real domain is usually the last two meaningful segments before the slash. For instance, https://security.facebook.com—read from right to left—is legitimate because the main domain is facebook.com, and “security” is just a subdomain.

Watch out for scam patterns such as:

  • Look-alike domains such as faceboook.com (extra “o”), facebook-login.com, fb-support.com.
  • Subdomain tricks that hide the real domain such as https://facebook.com.login-security-check.ru.

13. Be cautious of anything that requires an additional login.

Within the social media platform, scammers often insert a “second” sign-in step to capture your credentials. A common trick is sending you to a page that looks like a normal email, business, or bank website but then suddenly asks you to log in again “to continue,” “to verify your identity,” or “because your session expired.” That extra login prompt is frequently a fake overlay or a malicious look-alike page designed to steal passwords.

Clicking a shared document link, viewing a receipt, or checking a delivery status usually shouldn’t require you to re-enter your email and password—especially if you’re already signed in elsewhere. Another example is a fake security notification claiming your account has been compromised, directing you to another page or website that requires a new login. Attackers usually rely on urgency, panic, and habit; you might be so used to logging in all the time, that you could do it automatically without noticing the context is wrong.

A safer habit is to stop and reset the flow. If something unexpectedly asks for another login, don’t use the embedded prompt. Instead, open a new tab, type the site’s official address yourself, check account status, and log in there if needed. If the request was legitimate, it will still work once you’re signed in through the official site; if it was a trap, you’ve just avoided handing over your credentials.

14. Make sure your security suite is up to date.

Your suite should include an antivirus, anti-spyware, anti-spam, a firewall, and a website safety advisor. Keeping your security suite up to date is essential as threats evolve daily, and outdated protection can miss new malware, phishing kits, ransomware variants, and scam techniques. Updates also patch security weaknesses in the software itself, improve detection technologies, and add protections for newer attack methods.

The McAfee Social Privacy Manager extends “security updates” beyond your device and into your social media footprint by scanning your privacy settings across supported platforms, flagging exposures, and recommending safer configurations. Because social platforms frequently change their settings and defaults, Social Privacy Manager also needs to stay updated to recognize and apply the right privacy protections.

15. Invest in identity theft protection.

Regardless of how careful you may be or any security systems you put in place, there is always a chance that you can be compromised in some way. It’s nice to have identity theft protection watching your back.

McAfee+ combines every day device security with identity monitoring in one suite. Depending on the plan, McAfee+ can watch for your personal info on the dark web and breach databases, monitor financial and credit activity, and send real-time alerts for anomalies. The Advanced and Ultimate plans add wider support such as credit monitoring and tracking for bank or investment accounts, as well as tools that reduce your exposure such as Personal Data Cleanup that removes your info from data broker sites. It doesn’t just warn you after a breach; it helps shrink the chances your data gets misused in the first place.

Final thoughts

Social media brings incredible opportunities, but privacy exposure, scams, and account takeovers remain real challenges that can impact your finances, reputation, and personal security. The tips outlined above give you practical ways to recognize the risks and protect your social media accounts. By raising your level of awareness and applying safe social media practices, you are building a stronger defense against evolving threats.

Make security a family affair by sharing these safe social media practices with everyone in your household—especially children and teens who use social media—so they can enjoy a safer experience.

The post 15 Critical Tips to Stay Safe on Social Media appeared first on McAfee Blog.

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Ways to Tell if a Website Is Fake

Unfortunately, scammers today are coming at us from all angles, trying to trick us into giving up our hard-earned money. We all need to be vigilant in protecting ourselves online. If you aren’t paying attention, even if you know what to look for, they can still catch you off guard. There are numerous ways to detect fake sites, phishing, and other scams, including emails.

Before we delve into the signs of fake websites, we will first take a closer look at the common types of scams that use websites, what happens when you accidentally access a fake website, and what you can do in case you unknowingly purchased items from it.

What are fake or scam websites?

Fake or scam websites are fraudulent sites that look legitimate while secretly attempting to steal your personal information, money, or account access.

These deceptive platforms masquerade as trustworthy businesses or organizations, sending urgent messages that appear to be from popular shopping websites offering fantastic limited-time deals, banking websites requesting immediate account verification, government portals claiming you owe taxes or are eligible for refunds, and shipping companies asking for delivery fees.

The urgency aims to trick you into logging in and sharing sensitive information, such as credit card numbers, Social Security details, login credentials, and personal data. Once you submit your data, the scammers will steal your identity, drain your accounts, or sell your details to other criminals on the dark web.

These scam websites have become increasingly prevalent because they’re relatively inexpensive to create and can reach millions of potential victims quickly through email and text campaigns, social media ads, and search engine manipulation.

Cybersecurity researchers and consumer protection agencies discover these fraudulent sites through various methods, including monitoring suspicious domain registrations, analyzing reported phishing attempts, and tracking unusual web traffic patterns. According to the FBI’s Internet Crime Complaint Center, losses from cyber-enabled fraud totaled $13.7 billion, with fake websites accounting for a significant portion of these losses.

Consequences of visiting a fake website

Visiting a fake website, accidentally or intentionally, can expose you to several serious security risks that can impact your digital life and financial well-being:

  • Credential theft: Scammers can capture your login information through fake login pages that look identical to legitimate sites. Once they have your username and password, they can access your real accounts and steal personal information or money.
  • Credit card fraud: When you enter your bank or credit card details on fraudulent shopping or fake service portals, scammers can use your payment information for unauthorized purchases or sell these to other criminals on the dark web.
  • Malware infection: Malicious downloads, infected ads, or drive-by downloads may happen automatically when you visit certain fake sites. These, in turn, can steal personal files, monitor your activity, or give criminals remote access to your device.
  • Identity theft: Fake sites can collect personal information, such as Social Security numbers, addresses, or birthdates, through fraudulent forms or surveys.
  • Account takeovers: Criminals can use stolen credentials to access your email, banking, or social media accounts, potentially locking you out and using your accounts for further scams.

Common types of scam websites

Scammers employ various tactics to create fake websites that appear authentic, but most of these techniques follow familiar patterns. Knowing the main types of scam sites helps you recognize danger faster. This section lists the most common categories of scam websites, explains how they operate, and identifies the red flags that alert you before they can steal your information or money.

  • Fake shopping stores: These fraudulent e-commerce sites steal your money and personal information without delivering products. They offer unrealistic discounts (70%+ off), have no customer service contact information, or accept payments only through wire transfers or gift cards. These sites often use stolen product images and fake customer reviews to appear legitimate.
  • Phishing login pages: These sites mimic legitimate services such as banks, email providers, or social media platforms to harvest your credentials. Their URLs that don’t match the official domain, such as “bankofamerica-security.com” instead of “bankofamerica.com.” Their urgent messages claim your account will be suspended unless you log in immediately.
  • Tech support scam sites: These fake websites claim to detect computer problems and offer remote assistance for a fee. They begin with a pop-up ad with a loud alarm to warn you about viruses, providing phone numbers to call “immediately” or requesting remote desktop access from unsolicited contacts.
  • Investment and crypto sites: These sites guarantee incredible returns on cryptocurrency or investment opportunities, feature fake celebrity endorsements, or pressure you to invest quickly before a “limited-time opportunity” expires.
  • Giveaway and lottery pages: You receive notifications with a link to a page that claims you’ve won prizes In contests you never entered, but require upfront fees or personal information to receive them. They will request bank account details to “process your winnings” or upfront processing fees.
  • Shipping and parcel update portals: These typically appear as tracking pages that mimic delivery services, such as USPS, UPS, or FedEx, to steal personal information or payment details. The pages ask for immediate payment to release and deliver the packages, or for login credentials to accounts you don’t have with that carrier.
  • Malware download pages: These ill-intentioned sites offer “free” but uncertified software, games, or media files that contain harmful code to infect your device once you click on the prominent “Download” button.
  • Advance fee and loan scams: These sites claim to guarantee approved loans or financial services, regardless of your credit score. But first, you will have to post an upfront payment or processing fees before any actual assistance is rendered.

Understanding these common scam types helps you recognize fake sites before they can steal your information or money. When in doubt, verify legitimacy by visiting official websites directly through bookmarks or search engines rather than clicking suspicious links.

For the latest warnings and protection guidance, check resources from the Federal Trade Commission and the FBI’s Internet Crime Complaint Center.

Recognize a fake site

You can protect yourself by learning to recognize the warning signs of fake sites. By understanding what these scams look like and how they operate, you’ll be better equipped to shop, bank, and browse online with confidence. Remember, legitimate companies will never pressure you to provide sensitive information through unsolicited emails or urgent pop-up messages.

  1. Mismatched domain name and brand: The website URL doesn’t match the company name they claim to represent, like “amazoon-deals.com” instead of “amazon.com.” Scammers use similar-looking domains to trick you into thinking you’re on a legitimate site.
  2. Spelling mistakes and poor grammar: Legitimate businesses invest in professionally created content to ensure clean and error-free writing or graphics. If you are on a site with multiple typos, awkward phrasing, or grammatical errors, this indicates that it was hastily created and not thoroughly reviewed, unlike authentic websites.
  3. Missing or invalid security certificate: The site lacks the “https://” prefix in the URL or displays security warnings in your browser. Without proper encryption, any information you enter can be intercepted by criminals.
  4. Fantastic deals: Look out for prices that are dramatically low—like designer items at 90% off or electronics at impossibly low costs. Scammers use unrealistic bargains to lure victims into providing payment information.
  5. High-pressure countdown timers: The site displays urgent messages such as “Only 2 left!” or countdown clocks with limited-time offers that reset when you refresh the page. These fake urgency tactics push you to make hasty decisions without proper research.
  6. No physical address, contact information, or legitimate business details: The site provides only an email address or contact form. In the same vein, any email address they provide may look strange, like northbank@hotmail.com. Any legitimate business will not use a public email account, such as Hotmail, Gmail, or Yahoo.
  7. Missing or vague return policy: Legitimate businesses want satisfied customers and provide clear policies for returns and exchanges. Scams, however, often fail to provide clear refund policies, return instructions, or customer service information.
  8. Stolen or low-quality images: Scammers often steal images from legitimate sites without permission, making their product photos look pixelated, watermarked, or inconsistent in style and quality.
  9. Fake or generic reviews: Authentic reviews include specific details and a mix of ratings and comments. On fake websites, however, customer reviews are often overly positive, using generic language, posted on the same dates, or containing similar phrasing patterns.
  10. Limited payment options: Legitimate businesses offer secure payment options with buyer protection. Fake websites, however, only accept wire transfers, cryptocurrency, gift cards, or other non-reversible or untraceable payment methods.
  11. Recently registered domain: The website was created very recently—often just days or weeks ago, whereas established businesses typically have older, stable web presences.
  12. Fake password: If you’re at a fake site and type in a phony password, the fake site is likely to accept it.

Recognize phishing, SMiShing, and other fake communications

Most scams typically start with social engineering tactics, such as phishingsmishing, and fake social media messages containing suspicious links, before directing you to a fake website.

From these communications, the scammers impersonate legitimate organizations before finally executing their malevolent intentions. To avoid being tricked, it is essential to recognize the warning signs wherever you encounter them.

Email phishing red flags

Fake emails are among the most common phishing attempts you’ll encounter. If you see any of these signs in an unsolicited email, it is best not to engage:

  • One way to recognize a phishing email is by its opening greeting. A legitimate email from your real bank or business will address you by name rather than a generic greeting like “Valued Customer” or something similar.
  • In the main message, look for urgent language, such as “Act now!” or “Your account will be suspended immediately.” Legitimate organizations rarely create artificial urgency around routine account matters. Also, pay attention to the sender’s email address. Authentic companies use official domains, not generic email services like Gmail or Yahoo for business communications.
  • Be suspicious of emails requesting your credentials, Social Security number, or other sensitive information. Banks and reputable companies will never ask for passwords or personal details via email.
  • Look closely at logos and formatting. Spoofed emails often contain low-resolution images, spelling errors, or slightly altered company logos that don’t match the authentic versions.

SMS and text message scams

Smishing messages bear the same signs as phishing emails and have become increasingly sophisticated. These fake messages often appear to come from delivery services, banks, or government agencies. Common tactics include fake package delivery notifications, urgent banking alerts, or messages claiming you’ve won prizes or need to verify account information.

Legitimate organizations typically don’t include clickable links in unsolicited text messages, especially for account-related actions. When in doubt, don’t click the link—instead, open your banking app directly or visit the official website by typing the URL manually.

Social media phishing

Social media platforms give scammers new opportunities to create convincing fake profiles and pages. They might impersonate customer service accounts, create fake giveaways, or send direct messages requesting personal information. These fake sites often use profile pictures and branding that closely resemble legitimate companies.

Unusual sender behavior is another indicator of a scam across all platforms. This includes messages from contacts you haven’t heard from in years, communications from brands you don’t typically interact with, or requests that seem out of character for the supposed sender.

Examples of fake or scam websites

Scammers have become increasingly cunning in creating fake websites that closely mimic legitimate businesses and services. Here are some real-life examples of how cybercriminals use fake websites to victimize consumers:

USPS-themed scams and websites

Scammers exploit your trust in the United States Postal Service (USPS), designing sophisticated fake websites to steal your personal information, payment details, or money. They know you’re expecting a package or need to resolve a delivery issue, making you more likely to enter sensitive information without carefully verifying the site’s authenticity.

USPS-themed smishing attacks arrive as text messages stating your package is delayed, undeliverable, or requires immediate action. Common phrases include “Pay $1.99 to reschedule delivery” or “Your package is held – click here to release.”

Common URL tricks in USPS scams

Scammers use various URL manipulation techniques to make their fake sites appear official. Watch for these red flags:

  • Misspelled domains: Sites like “uspps.com,” “uspo.com,” or “us-ps.com” instead of the official “usps.com”
  • Extra characters: URLs containing hyphens, numbers, or additional words like “usps-tracking.com” or “usps2024.com”
  • Different extensions: Domains ending in .net, .org, .info, or country codes instead of .com
  • Subdomain tricks: URLs like “usps.fake-site.com” where “usps” appears as a subdomain rather than the main domain
  • HTTPS absence: Legitimate USPS pages use secure HTTPS connections, while some fake sites may only use HTTP

Verify through official USPS channels

Always verify package information and delivery issues through official USPS channels before taking any action on suspicious websites or messages:

  • Official USPS website: Report the incident directly to usps.com by typing the URL into your browser rather than clicking links from emails or texts. Use the tracking tool on the homepage to check your package status with the official tracking number.
  • Official USPS mobile app: The USPS mobile app, available from official app stores, provides secure access to tracking, scheduling, and delivery management. Verify that you are downloading from USPS by checking the publisher name and official branding.
  • USPS Customer Service: If you receive conflicting information or suspect a scam, call USPS Customer Service at 1-800-ASK-USPS (1-800-275-8777) to verify delivery issues or payment requests.
  • Your local post office: When you need definitive verification, speak with postal workers at your local USPS location who can access your package information directly in their systems.

Where and how to report fake USPS websites

Reporting fake USPS websites helps protect others from falling victim to these scams and assists law enforcement in tracking down perpetrators.

  • Report to USPS: Forward suspicious emails to the United States Postal Inspection Service and report fake websites through the USPS website’s fraud reporting section. The Postal Inspection Service investigates mail fraud and online scams targeting postal customers.
  • File with the Federal Trade Commission: Report the fraudulent website at ReportFraud.ftc.gov, providing details about the fake site’s URL, any money lost, and screenshots of the fraudulent pages.
  • Contact the Federal Bureau of Investigation: Submit reports through the FBI’s Internet Crime Complaint Center, especially if you provided personal information or lost money to the scam.
  • Alert your state attorney general: Many state attorneys general’s offices track consumer fraud and can investigate scams targeting residents in their jurisdiction.

Remember that legitimate USPS services are free for standard delivery confirmation and tracking. Any website demanding payment for basic package tracking or delivery should be treated as suspicious and verified through official USPS channels before providing any personal or financial information.

Tech support pop-up ads scams

According to the Federal Trade Commission, tech support scams cost Americans nearly $1.5 billion in 2024. These types of social engineering attacks are increasingly becoming sophisticated, making it more important than ever to verify security alerts through official channels.

Sadly, many scammers are misusing the McAfee name to create fake tech support pop-up scams and trick you into believing your computer is infected or your protection has expired, and hoping you’ll act without thinking.

These pop-ups typically appear while you’re browsing and claim your computer is severely infected with viruses, malware, or other threats. They use official-looking McAfee logos, colors, and messaging to appear legitimate to get you to call a fake support number, download malicious software, or pay for unnecessary services.

Red flags of fake McAfee pop-up

Learning to detect fake sites and pop-ups protects you from scams. Be on the lookout for these warning signs:

  • Offering phone numbers to call immediately: Legitimate McAfee software never displays pop-ups demanding you call a phone number right away for virus removal.
  • Requests for remote access: Authentic McAfee alerts won’t ask you for permission to control your computer to “fix” issues remotely.
  • Immediate payment demands: Real McAfee pop-ups don’t require instant payment to resolve security threats.
  • Countdown timers: Fake alerts often include urgent timers claiming your computer will be “locked” or “damaged” if you don’t act immediately.
  • Poor grammar and spelling: Many fraudulent pop-ups contain obvious spelling and grammatical errors.
  • Browser-based alerts: Genuine McAfee software notifications appear from the actual installed program, not through your web browser.

Properly close a McAfee-themed pop-up ad

If you see a suspicious pop-up claiming to be from McAfee, here’s exactly what you should do:

  1. Close the tab immediately: Don’t click anywhere on the pop-up, not even the “X” button, as this might trigger malware downloads.
  2. Use keyboard shortcuts: Press Ctrl+Alt+Delete or Command+Option+Escape (Mac) to force-close your browser safely.
  3. Don’t call any phone numbers: Never call support numbers displayed on the pop-ups, as these connect you directly to scammers.
  4. Avoid downloading software: Don’t download any “cleaning” or “security” tools offered through pop-ups.
  5. Clear your browser cache: After closing the pop-up, clear your browser’s cache and cookies to remove any tracking elements.

Verify your actual McAfee protection status

To check if your McAfee protection is genuinely active and up-to-date:

  • Open your installed McAfee software directly: Click on the McAfee icon in your system tray or search for McAfee in your start menu.
  • Visit the official McAfee website: Go directly to mcafee.com by typing it into your address bar.
  • Log in to your McAfee account: Check your subscription status through your official McAfee online account.
  • Use the McAfee mobile app: Download the official McAfee Mobile Security app to monitor your protection remotely.

Remember, legitimate McAfee software updates and notifications come through the installed program itself, not through random browser pop-ups. Your actual McAfee protection works quietly in the background without bombarding you with alarming messages.

Crush fake tech support pop-ups

Stay protected by trusting your installed McAfee software and always verifying security alerts through official McAfee channels, such as your installed McAfee dashboard or the official website.

  1. Close your browser safely. If you see a fake McAfee pop-up claiming your computer is infected, don’t click anything on the pop-up. Instead, close your browser completely using Alt+F4 (Windows) or Command+Q (Mac). If the pop-up does not close, open Task Manager (Ctrl+Shift+Esc) and end the browser process. This prevents any malicious scripts from running and stops the scammers from accessing your system.
  2. Clear browser permissions. Fake security pop-ups often trick you into allowing notifications that can bombard you with more scam alerts. Go to your browser settings and revoke notification permissions for suspicious sites. In Chrome, go to Settings > Privacy and Security > Site Settings > Notifications, then remove any unfamiliar or suspicious websites from the list of allowed sites.
  3. Remove suspicious browser extensions. Malicious extensions can generate fake McAfee alerts and redirect you to scam websites. Check your browser extensions by going to the extensions menu and removing any that you don’t recognize or that you didn’t intentionally install.
  4. Reset your browser settings. If fake pop-ups persist, reset your browser to its default settings to remove unwanted changes made by malicious websites or extensions, while preserving your bookmarks and saved passwords. In most browsers, you can find the reset option under Advanced Settings.
  5. Run a complete security scan. Use your legitimate antivirus software to perform a full system scan. If you don’t have security software, download a reputable program from the official vendor’s website only, such as McAfee Total Protection, to detect and remove any malware that might be generating the fake pop-ups.
  6. Update your operating system and browser. Ensure your device has the latest security and web browser updates installed, which often include patches for vulnerabilities that scammers exploit. Enable automatic updates to stay protected against future threats.
  7. Review and adjust notification settings. Configure your browser to block pop-ups and block sites from sending you notifications. You could be tempted to allow some sites to send you alerts, but we suggest erring on the side of caution and just block all notifications.

Steps to take if you visited or purchased from a fake site

Be prepared and know how to respond quickly when something doesn’t feel right. If you suspect you’ve encountered a fake website, trust your instincts and take these protective steps immediately.

  1. Disconnect immediately: Close your browser by using Alt+F4 (Windows), Ctrl + W (Chrome), or Command+Q (Mac) on your keyboard.
  2. Run a comprehensive security scan: If you suspect a virus or malware, disconnect from the internet to prevent data transmission. Conduct a full scan using your antivirus software to detect and remove any potential threats that may have been downloaded.
  3. Contact your credit card issuer: Call the number on the back of your card and report the fraudulent charges for which you can receive zero liability protection. Card companies allow up to 60 days for charge disputes under federal law and can refund payments made to the fake store. Consider requesting a temporary freeze on your account while the investigation proceeds.
  4. Cancel your credit card: Request a replacement card with a new number to give you a fresh start. Your card issuer can expedite the request if needed, often within 24-48 hours.
  5. Document everything thoroughly: Save all emails, receipts, order confirmations, and screenshots of the fake website before it potentially disappears. This documentation will be crucial for your chargeback and insurance claims, and any legal proceedings.
  6. Update passwords on other accounts: Scammers often test stolen credentials across multiple platforms, so if you reused the same password on the fake site that you use elsewhere, change those passwords immediately. Enable two-factor authentication on important accounts like email, banking, and social media.
  7. Stay alert for follow-up scams: Scammers may attempt to contact you via phone, email, or text claiming to “resolve” your situation through fake shipping notifications, additional payments to “release” your package, or “refunds” on your money in exchange for personal information.
  8. Monitor your credit and financial accounts. Keep a close eye on your bank and credit card statements for several months and place a fraud alert on your credit reports through one of the three major credit bureaus—TransUnion, Equifax, and Experian. Consider a credit freeze for maximum protection.
  9. Check for legitimate alternatives. If you were trying to purchase a specific product, research authorized retailers or the manufacturer’s official website. Verify business credentials, secure payment options, and return policies before making new purchases.

Report a scam website, email, or text message

  • Federal Trade Commission: Report fraudulent websites to the FTC, which investigates consumer complaints and uses this data to identify patterns of fraud and take enforcement action against scammers.
  • FBI’s Internet Crime Complaint Center: Submit detailed reports to the IC3 for suspected internet crimes. IC3 serves as a central hub for reporting cybercrime and coordinates with law enforcement agencies nationwide.
  • State Attorney General: If the fake store claimed to be located in your state, consider reporting to your state attorney general’s office, as these have dedicated fraud reporting systems and can take action against businesses operating within state boundaries. Find your state’s reporting portal through the National Association of Attorneys General website.
  • Domain registrar, hosting provider, social media: Look up the website’s registration details using a WHOIS tool, then report abuse to both the domain registrar and web hosting company. Most providers have dedicated abuse reporting emails and will investigate violations of their terms of service. If the fake page is on social media, you can report it to the platform to protect other consumers.
  • Search engines: Report fraudulent sites to Google through their spam report form and to Microsoft Bing via their webmaster tools to prevent the fake sites from appearing in search results.
  • The impersonated brand: If scammers are impersonating a legitimate company, report directly to that company’s fraud department or customer service. Most brands have dedicated channels for reporting fake websites and will work to shut them down.
  • Share your experience to protect others: Leave reviews on scam-reporting websites such as the Better Business Bureau’s Scam Tracker or post about your experience on social media to warn friends and family. Your experience can help others avoid the same trap and contribute to the broader fight against online fraud.
  • Essential evidence to gather:
    • Full website URL and any redirected addresses
    • Screenshots of the fraudulent pages, including fake logos or branding
    • Transaction details, if you made a purchase (receipts, confirmation emails, payment information)
    • Email communications from the scammers
    • Date and time when you first encountered the site
    • Any personal information you may have provided
  • Additional reporting resources: The CISA maintains an updated list of reporting resources, while the Anti-Phishing Working Group investigates cases of fake sites that appear to be collecting personal information fraudulently. For text message scams, forward the message to 7726 (SPAM).

Final thoughts

Recognizing fake sites and emails becomes easier with practice. The key is to trust your instincts—if something feels suspicious or too good to be true, take a moment to verify through official channels. With the simple verification techniques covered in this guide, you can confidently navigate the digital world and spot fake sites and emails before they cause harm.

Your best defense is to make these quick security checks a regular habit—verify URLs, look for secure connections, and trust your instincts when something feels off. Go directly to the source or bookmark your most frequently used services and always navigate to them. Enable two-factor authentication on important accounts, and remember that legitimate companies will never ask for sensitive information via email. Maintaining healthy skepticism about unsolicited communications will protect not only your personal information but also help create a safer online environment for everyone.

For the latest information on fake websites and scams and to report them, visit the Federal Trade Commission’s scam alerts or the FBI’s Internet Crime Complaint Center.

The post Ways to Tell if a Website Is Fake appeared first on McAfee Blog.

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How to Protect Your Digital Identity

People under 60 are losing it online. And by it, I mean money, due to digital identity theft.

In its simplest form, your digital identity consists of a set of attributes that can be traced back to you and your identity. That can range from photos you post online to online shopping accounts, email accounts, telephone numbers, bank accounts, and your tax ID.

In this way, your digital identity is like dozens upon dozens of puzzle pieces made up of different accounts, ID numbers, and so forth. When put together, they create a picture of you. And that’s why those little puzzle pieces of your identity are such attractive targets for hackers. If they get the right combination of them, you can end up a victim of theft or fraud.

In this article, we’ll look into the kinds of information that include your digital identity, tactics to protect you from identity theft, signs that your identity has been stolen, and the steps to take to reclaim your identity.

What is digital identity?

Your digital identity is much more comprehensive than a simple username or password. Think of it as your complete digital existence, a unique combination of your information, behaviors, and digital traces that collectively represent who you are online. Unlike a single account that you create for one website, your digital identity encompasses every piece of data connected to you across the entire digital landscape.

Information that comprises your digital identity

  • Personal identifiers: The foundation of your digital identity includes personal data such as your full name, address, phone numbers, Social Security number, and date of birth. These are the pieces hackers need to impersonate you for financial gain, making you a prime target for identity theft.
  • Digital identifiers: Your usernames, email addresses, and social media handles create your online presence. These identifiers link your various accounts together, so when one gets breached, criminals can often trace their way to your other accounts.
  • Authentication factors: Your passwords, security questions, passkeys, and multi-factor authentication (MFA) settings are the locks that protect your digital doors. When these are weak or reused across multiple accounts, you’re essentially giving criminals a universal key to your digital life.
  • Device and network data: Your computer’s IP address, device fingerprints, browser settings, and network connections help legitimate services recognize you, but they also help criminals track your movements online and potentially hijack your sessions or attack you. Your phone’s unique device ID and browser’s specific settings and installed plugins also contribute to your digital identity.
  • Behavioral signals: Beyond personal data, your digital identity extends to your behavioral patterns, such as the websites you visit, shopping and banking habits, the times you’re typically online, and even how you type or move your mouse. Each day you access healthcare portals or interact with government services online, you add data that creates a picture of who you are.
  • Biometric information: Your facial recognition data and fingerprints also create a unique digital signature. While these enhance your security when used properly, they also represent permanent identifiers that can’t be changed if compromised. 
  • Linked accounts and services: Your banking, shopping, healthcare, and government service accounts all connect to your core identity. Each account holds pieces of your identity that criminals can exploit. The more accounts you have, the more entry points exist for potential breaches.

The more aware you are of what makes up your digital identity, the better equipped you’ll be to keep those puzzle pieces secure and out of the wrong hands.

Applications of digital identity

Your digital identity is constantly at work in ways you don’t notice. Every time you log in to your bank, check your medical records, book a flight, or shop online, your digital identity verifies who you are and grants access to the services you need. With that convenience comes responsibility: the more places your identity appears, the more important it becomes to protect it.

  • Banking and fintech: Your digital identity enables instant transfers, mobile check deposits, and personalized financial insights. While you gain convenience and speed, you’re sharing sensitive financial data and behavioral patterns online.
  • Healthcare portals: Patient portals use your digital identity to provide secure access to medical records, prescription refills, and telehealth appointments. You benefit from coordinated care and easy access to your health information, but medical data breaches can have lasting consequences. 
  • Government services: Digital identity streamlines tax filing, driver’s license renewals, and benefit applications through secure government portals. You save time and reduce paperwork, but government databases are high-value targets for cybercriminals.
  • Travel and transportation: Your digital identity powers everything from Transportation Security Administration (TSA) PreCheck to mobile boarding passes and hotel check-ins. This creates seamless travel experiences and reduces wait times, but travel data reveals your location patterns and personal habits.
  • E-commerce and shopping: Online retailers use your digital identity to offer one-click purchasing, personalized recommendations, and targeted promotions. You get convenience and a tailored shopping experience, but companies collect extensive data on your preferences and spending habits.
  • Social media and messaging platforms: Social networks leverage your digital identity to connect you with friends, share content, and build communities around shared interests. However, these platforms collect comprehensive data about your personal life and relationships.

People under 60 are major targets for fraud

Here’s what’s happening: People under 60 were twice as likely to report losing money to online scams, and more than four times more likely to report losing money to an investment scam, and the majority of those losses happened in scams involving some form of cryptocurrency investments.

It’s no surprise that younger adults get targeted this way. They’re far more likely than any other age group to use mobile apps for peer-to-peer payments, transferring money between accounts, depositing checks, and paying bills. In short, there’s a lot of money flowing through the palms of their hands thanks to their phones, as well as their computers.

Protecting yourself from hackers and fraud means safeguarding your digital identity. And that can feel like a significant task, given all the information your digital identity contains. It can be done, though, especially if you think about your identity like a puzzle. A piece here, another piece there, can complete the picture (or complete it just enough) to give a hacker what they need to separate you from your money. Thus, the way to stay safe is to keep those puzzle pieces out of other people’s hands.

Signs your identity has been stolen

As I mentioned, the quickest way to understand what’s happening with your identity is to check your credit report. Identity theft goes beyond money. Crooks will steal identities to rent apartments, access medical services, and even get jobs. Things like that can show up on a credit report, such as when an unknown address shows up in a list of your current and former residences or when a company you’ve never worked for shows up as an employer. If you spot anything strange, track it down right away. Many businesses have fraud departments with procedures in place that can help you clear your name if you find a charge or service wrongfully billed under your name.

Other signs are far more obvious. You may find collection agencies calling or even see tax notices appearing in your mailbox (yikes). Clearly, cases like those are telltale signs that something is really wrong. In that case, report it right away:

Likewise, many nations offer similar government services. A quick search will point you in the right direction.

Another step you can take is to ask each credit bureau to freeze your credit, which prevents crooks from using your personal information to open new lines of credit or accounts in your name. Fraud alerts offer another line of protection for you as well.

Ways to protect your digital identity from hackers and fraud

It’s actually not that tough. With a few new habits and a couple of apps to help you out, you can protect yourself from the headaches and flat-out pain of fraud. Here’s a list of straightforward things that you can get started on right away:

1. Start with the basics: security software

Protect yourself by protecting your stuff. Installing and using security software on your computers and phones can help prevent a range of attacks and keep you safer while you surf, bank, and shop online. I should emphasize it again: protect your phone. Only about half of people protect their phones even though they use them to hail rides, order food, send money to friends, and more. Going unprotected on your phone means you’re sending all that money on the internet in a way that’s far, far less safe than if you use online protection.

2. Create strong passwords

You hear this one all the time, and for good reason: strong, unique passwords offer one of your best defenses against hackers. Never reuse them (or slight alterations of them) across the different platforms and services you use. Don’t forget to update them regularly (at least every 60 days)! While that sounds like a lot of work, a password manager can keep on top of it all for you. If your platform or service supports two-factor authentication, enable it. It’s an additional layer of security that makes hacking more difficult for cybercriminals.

3. Keep up to date with your updates

Updates pop up on our phones and computers nearly every day. Resist the urge to put them off until later. In addition to improvements, updates often include important security fixes. So, when you receive an alert on your device, update the operating system or app. Think of it as adding another line of defense against hackers who are looking to exploit old flaws in your apps.

4. Think twice when you share

Social media is a common channel for hackers to harvest personal information because people sometimes share more than they should. With info like your birthday, the name of your first school, your mother’s maiden name, or even the make of your first car, they can answer common security questions that could hack into your accounts. Crank up the privacy settings on your accounts so only friends and family can see your posts—and realize the best defense here is not to post any potentially sensitive info in the first place. Also, steer clear of those “quizzes” that sometimes pop up in your social feeds. Those are other ways that hackers try to gain bits of info that can put your identity at risk.

5. Shred it

Even though so many of us have gone paperless with our bills, identity theft by digging through the trash or “dumpster diving” is still a thing. Items such as medical bills, tax documents, and checks may still arrive in your mailbox. You’ll want to dispose of them properly when you’re through with them.

First, invest in a paper shredder. Once you’ve deposited the check or paid the odd bill online, shred it so that any personal or account information on it can’t be read (and can be recycled securely).

Second, if you’re out of town for a bit, have a friend collect your mail or have the post office place a temporary hold on it. That’ll prevent thieves from lifting personal info right from your mailbox while you’re away.

6. Check your credit

Even if you don’t think there’s a problem, go ahead and check your credit. The issue is that someone could be charging expenses to your name without you even knowing it. Depending on where you live, different credit reporting agencies keep tabs on people’s credit. In the U.S., the big ones are Equifax, Experian, and TransUnion.

Also in the U.S., the Fair Credit Reporting Act requires these agencies to provide you with a free credit check at least once every 12 months. Canada, the UK, and other nations likewise offer ways to get a free credit report. Review your options; you may be surprised by what you find.

7. Audit your public profiles

Do an inventory of your online presence by searching for your name, email addresses, and phone numbers across major search engines and social platforms. Review what information appears publicly on your social media accounts, professional profiles, and any other online accounts. This is your chance to remove the information that’s not relevant to the account. The FTC recommends conducting these searches regularly to understand what personal information is visible to others online.

8. Remove old and unused accounts

Web technology changes so fast that some websites become outdated. If you have accounts on any such website, delete them, especially on platforms that may have obsolete security measures. This reduces the number of places where your personal information could be compromised. If you can’t remember all your accounts, check your email for old account creation confirmations. There might also be tools that identify forgotten accounts across various services.

9. Opt out of data brokers

Data brokers collect and sell your personal information to advertisers and other companies. You can opt out of major data brokers like Acxiom, LexisNexis, and Spokeo by visiting their websites and following their opt-out procedures. The FTC provides guidance on how consumers can limit data-broker activities, though this process requires ongoing effort as new brokers emerge.

10. Monitor data exposures

Set up Google Alerts for your name and other personal information to track when your data appears online. Consider using identity monitoring services that alert you to potential data breaches involving your information. Regularly check your credit reports and bank statements for unusual activity, as these can be early indicators that your digital footprint has been compromised.

Taking control of your digital footprint requires ongoing attention, but these steps significantly reduce your exposure to identity theft and online privacy violations. Start with the actions that feel most manageable, then gradually work through the complete checklist to build stronger protection for your online presence.

Final thoughts

Protecting your digital identity is an ongoing commitment that requires constant vigilance and smart habits. By regularly monitoring your credit reports, using strong authentication methods, maintaining your privacy on social media, keeping your software up to date, and responding promptly to any suspicious activity, you’re building a robust defense against identity theft. With consistency, these protective measures will become your second nature over time. 

Safeguarding your identity becomes even easier with the right tools. Consider exploring comprehensive digital identity protection services that monitor your personal information across multiple platforms and alert you to potential threats in real time. With the combination of vigilant habits and reliable protection tools, you can confidently continue with your digital activities knowing your identity is secure.

The post How to Protect Your Digital Identity appeared first on McAfee Blog.

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Best Ways to Check for a Trojan on Your PC

Trojan horse malware was recently in the news after researchers discovered that an email contained an innocent-looking .pdf file attachment. CSO Online magazine reported that when the attachment was clicked, a permission request popped up, and the email recipient clicked “allow,” initiating the document download and save, and executing the malware.

Trojans continue to be one of the most widespread cyber threats globally, accounting for 58% of all malware, as reported by Dataprot.net, as criminals adapt their methods to bypass increasingly advanced security measures. But all is not lost. In this guide, we will take a closer look at how you can detect Trojans on your computer and share ways to detect and remove them.

What is a Trojan?

A Trojan, often referred to as a Trojan horse, is a type of malicious software that disguises itself as a legitimate program to deceive users into installing it on their devices. Its name is taken from the story of Odysseus, who hid his Greek soldiers inside a wooden gift horse to infiltrate the city of Troy.

While the term “Trojan virus” is commonly used, a Trojan is not technically a virus. Both are types of malware, but they behave differently. A virus is a piece of code that attaches itself to other programs and, when run, replicates itself to spread to other files and systems. A Trojan, however, is a standalone program that cannot self-replicate. It relies entirely on tricking the user into downloading and executing it.

From their beginnings in the 1980s as simple social engineering tricks with limited technical sophistication, modern Trojans have dramatically transformed to become multi-stage campaigns that use legitimate-looking emails, fake software updates, and compromised websites to deliver malware that can remain undetected for months. Recently, Trojan attacks have exploited the supply chain to target software vendors directly, allowing criminals to distribute the malware through channels that consumers trust.

The dangers that Trojans bring

The dangers of a Trojan are extensive, ranging from direct financial loss to a complete invasion of your privacy. Once a Trojan enters your PC, cybercriminals can steal sensitive credentials for your banking and credit card accounts, which can lead directly to theft. They can also access and exfiltrate personal files, photos, and documents, creating a severe privacy exposure.

Beyond theft, an attacker can use this access to take complete control of your device. They might install other types of malware, such as ransomware or spyware, use your computer as part of a botnet to attack others, or simply monitor your every keystroke. This total loss of device control and privacy is one of the biggest dangers. However, these risks are manageable if caught early. This demonstrates the importance of layered protection with real-time monitoring and community intelligence. As cybercrime attack methods evolve, your security needs to evolve as well.

Methods of spreading Trojans

  • Phishing emails: These legitimate-looking emails contain malicious attachments or links that, when opened, install the Trojan. To avoid getting infected, never open attachments from unsolicited sources.
  • Cracked software: Websites offering free versions of paid software often bundle malware, including Trojans, with the download. That “free” software could cost you everything. View such offers with a healthy dose of skepticism. Always use legitimate, official software.
  • Fake updates: Pop-ups pretending to be legitimate updates for software like Adobe Flash Player can trick you. To update your software, it is best to visit the official website directly.
  • Malvertising: Malicious ads on legitimate websites can redirect you to pages that automatically download malware. When these online ads pop up, be cautious about clicking them.

The Trojan invasion process

A Trojan infection follows a stealthy, multi-stage process. The delivery stage begins with a lure, where social engineering tactics, such as a convincing email or a free software offer, trick you into downloading and opening a malicious file. In the execution stage, you run the seemingly harmless program and unknowingly trigger the Trojan’s installation. The malware then often embeds itself into your system’s startup processes to ensure it persistently runs every time you turn on your PC. From there, it connects to a remote command-and-control server operated by the attacker, awaiting instructions for its malicious actions, such as stealing your credentials or monitoring your activity.

Types of Trojan malware

Trojans come in different forms, each with their own process of attack. Here are some of them:

  • Backdoor Trojans: These create a hidden backdoor, bypassing normal authentication measures. These backdoors often remain hidden for long periods, allowing attackers to steal files, or install additional malware without your knowledge.
  • Keylogger Trojans: Once installed, these Trojans persistently remotely control your PC, recording your keyboard strokes to capture passwords, accessing your files, and taking screen captures.
  • Banker Trojans: As the name suggests, these Trojans are designed to steal your login credentials for online banking, payment systems, and credit card accounts. They work by hijacking browser sessions, injecting fake login pages, or capturing keystrokes to steal your credentials and manipulate your transactions.
  • Downloader Trojans: These Trojans act as delivery mechanisms for other malware. One type, downloaders, connect to remote servers to fetch additional malicious payloads after initial infection. Another type, known as droppers, carries other malware within their code and deploy it directly upon execution.
  • DDoS Trojans: They turn infected computers into zombie-like “bots” that participate in Distributed Denial-of-Service attacks that overwhelm and crash websites, servers, and online services, causing outages or financial damage.
  • Scareware or fake antivirus Trojans: This type of malware mimics legitimate security software, showing fake virus alerts to scare you into paying for a “premium” but useless version or further compromise the device.

Real-life Trojan attacks

  • Banking credential theft: The Zeus Trojan family spread through fake banking emails with links to infected websites. Once installed, it secretly captured online banking passwords and credit card details as users typed them. This led to millions of dollars in stolen funds and compromised accounts worldwide, forcing banks to implement stronger authentication measures.
  • Corporate data exfiltration: Emotet initially appeared as urgent invoice attachments and shipping notifications in business emails. After infection, it silently collected email contacts, login credentials, and sensitive documents from corporate networks. Companies faced significant data breaches, regulatory fines, and damaged customer trust as their confidential information was sold on criminal marketplaces.
  • Botnet recruitment: The Mirai Trojan targeted smart home devices by exploiting default login credentials on routers and security cameras. Infected devices became part of massive botnets used to launch devastating attacks that temporarily shut down major websites and services. At the same time, users remained unaware that their gadgets were being exploited for cyberattacks.
  • Multi-stage attacks: TrickBot masqueraded as software updates and legitimate business documents. Aside from stealing banking information, it installed ransomware that encrypted entire networks. Organizations faced operational shutdowns, hefty ransom demands, and costly recovery efforts that sometimes took months to complete.

By understanding the signs of a Trojan virus presence on your computer and using comprehensive security software, you dramatically reduce the danger and protect your digital life.

Signs of Trojan presence on your PC

A Trojan attack isn’t just a single event; it’s the entire process a cybercriminal uses to trick you into running malicious software. Recognizing the early warning signs is key. Here are some of the most common cues that can help you know if you have a Trojan virus attack in progress.

  • Slower-than-usual computer performance: Trojans often install additional malware that consumes computer processing units and memory resources. This can significantly slow your computer down and cause your operating system to become unstable and sluggish.
  • Unauthorized apps appear: A common symptom of Trojan infection is the sudden appearance of apps you don’t recall downloading or installing. If you notice an unfamiliar app from an unverified developer in your Windows Task Manager, there’s a good chance that it is malicious software installed by a Trojan.
  • Operating system crashes and freezes: Trojans can overwhelm your system, causing recurring crashes and freezes. An example of this is the Blue Screen of Death, a Windows error screen that means the system can no longer operate due to hardware failure or the termination of an important process.
  • Frequent browser redirects: A Trojan can manipulate your browser or modify the Domain Name System settings to redirect the user to malicious websites. Frequent redirects are a red flag, so scan your computer immediately if you notice an increase in these redirect patterns.
  • Aggressive popups: If you’re noticing more pop-up ads than usual, especially those claiming your web browser or a media player is out of date, there’s a strong possibility that a Trojan has installed a malicious adware program on your PC. These fake alerts trick you into installing the Trojan instead of a real update.
  • Disabled security and other software. Trojans can interfere with applications and prevent them from running. A common mid-attack behavior is the Trojan deactivating your browser, as well as apps such as word processing and spreadsheet software, or your antivirus or firewall. It’s a major red flag.
  • Unexpected password requests: The Trojan may display a fake system prompt asking you to re-enter your computer password or credentials for an online account, which it then captures.
  • Constant, unexplained network activity: Your computer’s internet connection may seem unusually busy even when you’re not using it. This could be the Trojan communicating with a remote server.

Recognizing these signs early allows you to act quickly. If something feels off, trusting your instincts and running a scan can help you identify and contain a threat before it causes significant harm.

4 best ways to check for a Trojan on your PC

If you’re noticing any of the symptoms above, it’s time to investigate further using automated tools and manual checks. A layered approach is the most effective way to identify and confirm a Trojan infection. To get started, follow the steps below:

1. Scan your PC

The first step is to scan your PC using an antivirus software. Plenty of scan options are available on the market offering real-time protection from all types of malicious software threats, including viruses, rootkits, spyware, adware, ransomware, and Trojans. Some even feature on-demand and scheduled scanning of files and apps, an advanced firewall for home network security, and compatibility with Windows, macOS, Android, and iOS devices.

2. Search for Trojans while in safe mode

The next step is to search for Trojans while your computer is in safe mode. In this phase, your device will run only the basic programs necessary for Microsoft Windows operation, making it easier to identify any unfamiliar or suspicious programs. Here’s how to do it:

  1. Type “MSCONFIG.” in the search bar from the Start menu.
  2. Click on the “Boot” tab in the System Configuration box.
  3. Tick “Safe Mode” and click “Apply,” then “OK.”
  4. After the system restarts, re-open the configuration box.
  5. Click on “Startup.”
  6. Examine the list and see if there are any suspicious files.
  7. Disable any you deem suspicious.

3. Check processes in Windows Task Manager

Another effective way to detect if Trojans are in your system is to check the processes running in Windows Task Manager. This will allow you to see if there are any unfamiliar and unauthorized malicious programs or suspicious activity.

To go to the Task Manager, press Ctrl+Alt+Del and click on the “Processes” tab. Review the list of active applications and disable those without verified publishers or those you don’t remember downloading and installing.

4. Scan with Windows security

You can also scan your PC using the built-in Windows virus and threat protection tools. Microsoft Defender (formerly known as Windows Defender Security Center in older versions of Windows 10) can perform virus scans and detect various types of malware. These are the parts to note:

Windows’ built-in security, known as Microsoft Defender, is a capable tool that can detect and remove many common Trojans. For basic protection, it provides a solid first line of defense and is far better than having no security at all. It handles known threats well and is constantly updated by Microsoft.

However, a dedicated security suite offers more comprehensive, layered protection. This goes beyond simple malware removal to include advanced features like a robust firewall, real-time phishing protection that blocks malicious websites before they load, identity safeguards, and a VPN for secure browsing. These layers work together to stop threats *before* they can infect your PC, which is always better than removing them after the fact.

Think of it as the difference between a standard lock on your door and a full home security system. For everyday, low-risk browsing, the built-in tool may be enough. However, for anyone who banks, shops, or shares personal information online, the added protection of a comprehensive security suite provides essential peace of mind against a broader range of threats.

Remember to check your network

Most Trojans communicate with a remote command-and-control server to receive instructions or send stolen data through your internet connection. By monitoring your network activity, you can spot these hidden connections early. Unusual outbound traffic, unfamiliar IP addresses, or constant background data transfers are all red flags that something malicious might be operating behind the scenes.

  • Monitor active connections: Use the Resource Monitor tool in Windows (resmon.exe) to see which applications are using your network. Look for any unfamiliar processes making outbound connections.
  • Verify DNS and proxy settings: In your Windows network settings, check that your DNS server and proxy settings haven’t been changed. Trojans often alter these to redirect your traffic through malicious servers.
  • Firewall logs: Firewall logs can show repeated attempts by a specific program to connect to the internet, which is a strong indicator of a Trojan trying to communicate with its operator.

Choose the best Trojan scanner & removal tool

If you’re in the market for a tool that scans and removes Trojans, you have the option of free or premium tools. Whichever you choose, the key is to act quickly but carefully before the Trojan can cause any lasting damage.

Free tools are a great step

A free scan is the perfect first step to determine if you have a Trojan virus on your system. These no-cost tools provide an immediate way to detect potential threats and give you peace of mind about your PC’s security status.

Free Trojan scanners work by examining your system files, running processes, and common hiding spots where malware typically lurks. They check for known Trojan signatures, suspicious file behaviors, and registry modifications that indicate a possible infection. While they may not catch every advanced threat, they’re excellent for identifying common Trojans and giving you a clear starting point.

Simple steps to run your free scan

  1. Choose your scanner: Download a reputable, free scanning tool from the official website of a trusted security provider. Ensure your scanner has the latest threat definitions for maximum effectiveness.
  2. Close other programs: Restart your PC in Safe Mode and close any unnecessary applications to improve scan performance and accuracy.
  3. Run a full system scan: Make sure you select the free tool’s comprehensive scan option to check all files, not just a quick scan.
  4. Review the results: Carefully examine any detected threats, noting their names and file locations. When threats are found, most free scanners will categorize them by risk level and provide recommended actions.
  5. Take action on findings: Quarantine or delete identified threats as recommended by the scanner. High-risk items should be immediately quarantined or deleted, while suspicious files may need further analysis. Be careful, as some legitimate files can occasionally trigger false positives.
  6. Restart and rescan: Reboot your PC and run another scan to confirm that the Trojan or any other threat has been completely removed.

Free scanning tools provide valuable insights into your system’s health and serve as an excellent diagnostic tool to check for Trojan presence. However, they typically offer detection and removal only, without the real-time protection needed to prevent future infections.

Comprehensive scanning with McAfee antivirus

For comprehensive security that stops threats before they can infect your system, consider upgrading to a complete security solution that provides continuous monitoring and advanced threat protection. Modern antivirus suites, such as McAfee Total Protection, are expertly designed to detect and block Trojans. They use a layered security model that includes signature detection to identify known malware, behavioral analysis to spot suspicious activities characteristic of a Trojan, and artificial intelligence to protect against the very latest threats. Real-time protection actively scans files as you access them, while scheduled and manual scans allow you to thoroughly check your entire system for any hidden malware.

McAfee software is especially effective in scanning for Trojans and other types of malware and removing them before they can cause damage to your computer system. With real-time, on-demand, and scheduled scanning of files and applications at your disposal, we’ll help you detect and eliminate any emerging threats in a timely manner.

Remove the Trojan from any platform

On any computer platform, whether Windows or macOS, the process of scanning and removing a Trojan with McAfee software is similar and achievable. These steps will help you regain control of your device:

  1. Disconnect your PC: Unplug your Ethernet cable or turn off Wi-Fi to stop the Trojan from communicating online.
  2. Reboot in Safe Mode: Restart your computer in Safe Mode to prevent most malware from loading.
  3. Run a full antivirus scan: Use a trusted tool like McAfee to run a complete scan and quarantine or delete any threats it finds.
  4. For Mac: Run a full system scan with trusted security software designed for this device.
  5. Reset your browsers: Return your web browsers to their default settings to remove any malicious or unfamiliar extensions or changes. Update macOS to the latest version to patch security vulnerabilities.
  6. Reboot and rescan: Restart your PC normally and run a full scan again to confirm the Trojan is completely removed.
  7. Change all your passwords: Once your computer is clean, immediately change passwords for your email, banking, and other important accounts.

Once you’ve completed the removal process, strengthen your defenses by enabling automatic updates, using reputable security software, and being cautious about downloads and email attachments. Regular system scans and keeping your software current are your best protection against future infections. With these steps, you can confidently clean your devices and prevent repeat attacks.

Quick tips to prevent a Trojan virus invasion

  • Keep software updated: Enable automatic updates for your operating system, web browser, and applications to patch security vulnerabilities.
  • Scrutinize emails: Do not open attachments or click links from unknown or suspicious senders. Verify requests for information.
  • Use strong, unique passwords: Employ a password manager to create and store complex passwords for each of your online accounts.
  • Enable a firewall: Ensure your network firewall is active to monitor and control incoming and outgoing network traffic.
  • Backup data regularly: Keep regular backups of your important files so you can restore them in case of a ransomware attack or data corruption.
  • Avoid risky downloads: Only download applications from official websites and trusted app stores.
  • Enable multi-factor authentication (MFA): Add this extra security layer to your important online accounts.
  • Use real-time protection: Ensure a comprehensive security suite, such as McAfee, is always running to detect threats instantly.

FAQs about Trojans

What is a Trojan horse?

A Trojan is malware that disguises itself as a legitimate file or program. Once you run it, it can perform malicious actions such as stealing data or giving an attacker remote control of your PC.

How does a Trojan spread?

Trojans don’t spread on their own. They rely on you to download and run them. This often happens through phishing emails with fake attachments, malicious ads, or downloads of cracked software.

Can Macs and phones get infected by Trojans?

Yes. While less common than on Windows PCs, Trojans exist for all major operating systems, including macOS, Android, and iOS. It’s crucial to only install apps from official app stores to stay safe.

What is the quickest way to check for a Trojan?

The fastest and most reliable method to check for a Trojan in your computer is to run a full system scan with a trusted antivirus program. This will check all files and running processes for known threats.

How long does it take to remove a Trojan?

Removal time can vary. A good antivirus scan might find and remove it in under an hour. However, some complex Trojans may require more steps, like booting into Safe Mode, which can take longer.

What should I do immediately after removing a Trojan?

Once your system is clean, the first thing you should do is change the passwords for all your important accounts, especially email, banking, and social media, as the Trojan may have stolen them.

Final thoughts

Wondering if a Trojan has infected your computer can be worrying, but it’s a manageable issue with the right approach. By understanding the signs of a Trojan virus and using the detection methods outlined, you can take back control of your device’s security. To prevent getting infected by a Trojan, proactive measures such as safe online habits and the layered defense of a trusted security suite like McAfee are your best defenses. Stay vigilant and keep your software up to date, so you can confidently navigate the digital world.

The post Best Ways to Check for a Trojan on Your PC appeared first on McAfee Blog.

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