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“Vishing” occurs when criminals cold-call victims and attempt to persuade them to divulge personal information over the phone. These scammers are generally after credit card numbers and personal identifying information, which can then be used to commit financial theft. Vishing can occur both on your landline phone or via your cell phone.
The term is a combination of “voice,” and “phishing,” which is the use of spoofed emails to trick targets into clicking malicious links. Rather than email, vishing generally relies on automated phone calls that instruct targets to provide account numbers. Techniques scammers use to get your phone numbers include:
Once vishers have phone numbers, they employ various strategies to deceive their targets and obtain valuable personal information:
To protect yourself from vishing scams, you should:
Staying vigilant and informed is your best defense against vishing scams. By verifying caller identities, being skeptical of unsolicited requests for personal information, and using call-blocking tools, you can significantly reduce your risk of falling victim to these deceptive practices. Additionally, investing in identity theft protection services can provide an extra layer of security. These services monitor your personal information for suspicious activity and offer assistance in recovering from identity theft, giving you peace of mind in an increasingly digital world. Remember, proactive measures and awareness are key to safeguarding your personal information against vishing threats.
The post How to Protect Yourself from Vishing appeared first on McAfee Blog.
My mother recently turned 80, so of course a large celebration was in order. With 100 plus guests, entertainment, and catering to organise, the best way for me to keep everyone updated (and share tasks) was to use Google Docs. Gee, it worked well. My updates could immediately be seen by everyone, the family could access it from all the devices, and it was free to use! No wonder Google has a monopoly on drive and document sharing.
But here’s the thing – hackers know just how much both individuals and businesses have embraced Google products. So, it makes complete sense that they use reputable companies such as Google to devise phishing emails that are designed to extract our personal information. In fact, the Google Docs phishing scam was widely regarded as one of the most successful personal data extraction scams to date. They know that billions of people worldwide use Google so an invitation to click a link and view a document does not seem like an unreasonable email to receive. But it caused so much grief for so many people.
Emails designed to trick you into sharing your personal information are a scammer’s bread and butter. This is essentially what phishing is. It is by far the most successful tool they use to get their hands on your personal data and access your email.
‘But why do they want my email logins?’ – I hear you ask. Well, email accounts are what every scammer dreams of – they are a treasure trove of personally identifiable material that they can either steal or exploit. They could also use your email to launch a wide range of malicious activities from spamming and spoofing to spear phishing. Complicated terms, I know but in essence these are different types of phishing strategies. So, you can see why they are keen!!
But successful phishing emails usually share a few criteria which is important to know. Firstly, the email looks like it has been sent from a legitimate company e.g. Microsoft, Amex, or Google. Secondly, the email has a strong ‘call to action’ e.g. ‘your password has been changed, if this is not the case, please click here’. And thirdly, the email does not seem too out of place or random from the potential victim’s perspective.
Despite the fact that scammers are savvy tricksters, there are steps you can take to maximise the chances your email remains locked away from their prying eyes. Here’s what I suggest:
Never respond to an unexpected email or website that asks you for personal information or your login details no matter how professional it looks. If you have any doubts, always contact the company directly to verify.
Make sure you have super-duper internet security software that includes all the bells and whistles. Not only does internet security software McAfee+ include protection for daily browsing but it also has a password manager, a VPN, and a social privacy manager that will lock down your privacy settings on your social media accounts. A complete no-brainer!
Avoid using public Wi-Fi to log into your email from public places. It takes very little effort for a hacker to position themselves between you and the connection point. So, it’s entirely possible for them to be in receipt of all your private information and logins which clearly you don’t want. If you really need to use it, invest in a Virtual Private Network (VPN) which will ensure everything you share via Wi-Fi will be encrypted. Your McAfee+ subscription includes a VPN.
Public computers should also be avoided even just to ‘check your email’. Not only is there a greater chance of spyware on untrusted computers but some of them sport key-logging programs which can both monitor and record the keys you strike on the keyboard – a great way of finding out your password!
Ensuring each of your online accounts has its own unique, strong, and complex password is one of the best ways of keeping hackers out of your life. I always suggest at least 10-12 characters with a combination of upper and lower case letters, symbols, and numbers. A crazy nonsensical sentence is a great option here but better still is a password manager that will remember and generate passwords that no human could! A password manager is also part of your McAfee+ online security pack.
Even if you have taken all the necessary steps to protect your email from hackers, there is the chance that your email logins may be leaked in a data breach. A data breach happens when a company’s data is accessed by scammers and customers’ personal information is stolen. You may remember the Optus, Medibank and Latitude hacks of 2022/23?
If you have had your personal information stolen, please be assured that there are steps you can take to remedy this. The key is to act fast. Check out my recent blog post here for everything you need to know.
So, next time you’re organising a big gathering don’t hesitate to use Google Docs to plan or Microsoft Teams to host your planning meetings. While the thought of being hacked might make you want to withdraw, please don’t. Instead, cultivate a questioning mindset in both yourself and your kids, and always have a healthy amount of suspicion when going about your online life. You’ve got this!!
Till next time,
Stay safe!
Alex
The post How To Prevent Your Emails From Being Hacked appeared first on McAfee Blog.
I think I could count on my hand the people I know who have NOT had their email hacked. Maybe they found a four-leaf clover when they were kids!
Email hacking is one of the very unfortunate downsides of living in our connected, digital world. And it usually occurs as a result of a data breach – a situation that even the savviest tech experts find themselves in.
In simple terms, a data breach happens when personal information is accessed, disclosed without permission, or lost. Companies, organisations, and government departments of any size can be affected. Data stolen can include customer login details (email addresses and passwords), credit card numbers, identifying IDs of customers e.g. driver’s license numbers and/or passport numbers, confidential customer information, company strategy, or even matters of national security.
Data breaches have made headlines, particularly over the last few years. When the Optus and Medibank data breaches hit the news in 2022 affecting almost 10 million Aussies a piece, we were all shaken. But then when Aussie finance company Latitude, was affected in 2023 with a whopping 14 million people from both Australia and New Zealand affected, it almost felt inevitable that by now, most of us would have been impacted.
But these were the data breaches that grabbed our attention. The reality is that data breaches have been happening for years. In fact, the largest data breach in Australian history actually happened in May 2019 to the online design site Canva which affected 137 million users globally including many Aussies.
So, in short – it can happen to anyone, and the chances are you may have already been affected.
The sole objective of a hacker is to get their hands on your data. And any information that you share in your email account can be very valuable to them. But why do they want your data, you ask? It’s simple really – so they can cash in! Some will keep the juicy stuff for themselves – passwords or logins to government departments or large companies they may want to ’target’ with the aim of extracting valuable data and/or funds. But the more sophisticated ones will sell your details including name, telephone, email address, and credit card details, and cash in on the Dark Web. They often do this in batches. Some experts believe they can get as much as AU$250 for a full set of details including credit cards. So, you can see why they’d be interested in you!
The other reason why hackers will be interested in your email address and password is that many of us re-use these login details across our other online accounts too. So, once they’ve got their hands on your email credentials then they may be able to access your online banking and investment accounts – the possibilities are endless if you are using the same login credentials everywhere. So, you can see why I harp on about using a unique password for every online account!
There is a plethora of statistics on just how big this issue is – all of them concerning.
According to the Australian Institute of Criminology, there were over 16,000 reports of identity theft in 2022.
The Department of Home Affairs and Stay Smart Australia reports that cybercrime costs Australian businesses $29 billion a year with the average business spending around $275,000 to remedy a data breach
And although there has been a slight reduction in Aussies falling for phishing scams in recent years (down from 2.7% in 2020/1 to 2.5% in 2022/3), more Australians are falling victim to card fraud scams with a total of $2.2 billion lost in 2023.
But regardless of which statistic you choose to focus on, we have a big issue on our hands!
If you find yourself a victim of email hacking there are a few very important steps you need to take and the key is to take them FAST!!
This is the very first thing you must do to ensure the hacker can’t get back into your account. It is essential that your new password is complex and totally unrelated to previous passwords. Always use at least 8-10 characters with a variety of upper and lower case and throw in some symbols and numbers. I really like the idea of a crazy, nonsensical sentence – easier to remember and harder to crack! But, better still, get yourself a password manager that will create a password that no human would be capable of creating.
If you find the hacker has locked you out of your account by changing your password, you will need to reset the password by clicking on the ‘Forgot My Password’ link.
This is time-consuming but essential. Ensure you change any other accounts that use the same username and password as your compromised email. Hackers love the fact that many people still use the same logins for multiple accounts, so it is guaranteed they will try your info in other email applications and sites such as PayPal, Amazon, Netflix – you name it!
Once the dust has settled, please review your password strategy for all your online accounts. A best practice is to ensure every online account has its own unique and complex password.
A big part of the hacker’s strategy is to ‘get their claws’ into your address book with the aim of hooking others as well. Send a message to all your email contacts as soon as possible so they know to avoid opening any emails (most likely loaded with malware) that have come from you.
Yes, multi-factor authentication (or 2-factor authentication) adds another step to your login but it also adds another layer of protection. Enabling this will mean that in addition to your password, you will need a special one-time use code to log in. This can be sent to your mobile phone or alternatively, it may be generated via an authenticator app. So worthwhile!
It is not uncommon for hackers to modify your email settings so that a copy of every email you receive is automatically forwarded to them. Not only can they monitor your logins for other sites, but they’ll keep a watchful eye over any particularly juicy personal information. So, check your mail forwarding settings to ensure no unexpected email addresses have been added.
Don’t forget to check your email signature to ensure nothing spammy has been added. Also, ensure your ‘reply to’ email address is actually yours! Hackers have been known to create an email address here that looks similar to yours – when someone replies, it goes straight to their account, not yours!
This is essential also. If you find anything, please ensure it is addressed, and then change your email password again. And if you don’t have it – please invest. Comprehensive security software will provide you with a digital shield for your online life. McAfee+ lets you protect all your devices – including your smartphone – from viruses and malware. It also contains a password manager to help you remember and generate unique passwords for all your accounts.
If you have been hacked several times and your email provider isn’t mitigating the amount of spam you are receiving, then consider starting afresh but don’t delete your email address. Many experts warn against deleting email accounts as most email providers will recycle your old email address. This could mean a hacker could spam every site they can find with a ‘forgot my password’ request and try to impersonate you – identity theft!
Your email is an important part of your online identity so being vigilant and addressing any fallout from hacking is essential for your digital reputation. And even though it may feel that ‘getting hacked’ is inevitable, you can definitely reduce your risk by installing some good quality security software on all your devices. Comprehensive security software such as McAfee+ will alert you when visiting risky websites, warn you when a download looks ‘dodgy’, and will block annoying and dangerous emails with anti-spam technology.
It makes sense really – if you don’t receive the ‘dodgy’ phishing email – you can’t click on it! Smart!
And finally, don’t forget that hackers love social media – particularly those of us who overshare on it. So, before you post details of your adorable new kitten, remember it may just provide the perfect clue for a hacker trying to guess your email password!
Till next time
Alex
The post What to Do If Your Email Is Hacked appeared first on McAfee Blog.
It’s that time of year again – tax season! Whether you’ve already filed in the hopes of an early refund or have yet to start the process, one thing is for sure: cybercriminals will certainly use tax season as a means to get victims to give up their personal and financial information. This time of year is advantageous for malicious actors since the IRS and tax preparers are some of the few people who actually need your personal data. As a result, consumers are targeted with various scams impersonating trusted sources like the IRS or DIY tax software companies. Fortunately, every year the IRS outlines the most prevalent tax scams, such as voice phishing, email phishing, and fake tax software scams. Let’s explore the details of these threats.
So, how do cybercriminals use voice phishing to impersonate the IRS? Voice phishing, a form of criminal phone fraud, uses social engineering tactics to gain access to victims’ personal and financial information. For tax scams, criminals will make unsolicited calls posing as the IRS and leave voicemails requesting an immediate callback. The crooks will then demand that the victim pay a phony tax bill in the form of a wire transfer, prepaid debit card or gift card. In one case outlined by Forbes, victims received emails in their inbox that allegedly contained voicemails from the IRS. The emails didn’t actually contain any voicemails but instead directed victims to a suspicious SharePoint URL. Last year, a number of SharePoint phishing scams occurred as an attempt to steal Office 365 credentials, so it’s not surprising that cybercriminals are using this technique to access taxpayers’ personal data now as well.
In addition to voice phishing schemes, malicious actors are also using email to try and get consumers to give up their personal and financial information. This year alone, almost 400 IRS phishing URLs have been reported. In a typical email phishing scheme, scammers try to obtain personal tax information like usernames and passwords by using spoofed email addresses and stolen logos. In many cases, the emails contain suspicious hyperlinks that redirect users to a fake site or PDF attachments that may download malware or viruses. If a victim clicks on these malicious links or attachments, they can seriously endanger their tax data by giving identity thieves the opportunity to steal their refund. What’s more, cybercriminals are also using subject lines like “IRS Important Notice” and “IRS Taxpayer Notice” and demanding payment or threatening to seize the victim’s tax refund.
Cybercriminals are even going so far as to impersonate trusted brands like TurboTax for their scams. In this case, DIY tax preparers who search for TurboTax software on Google are shown ads for pirated versions of TurboTax. The victims will pay a fee for the software via PayPal, only to have their computer infected with malware after downloading the software. You may be wondering, how do victims happen upon this malicious software through a simple Google search? Unfortunately, scammers have been paying to have their spoofed sites show up in search results, increasing the chances that an innocent taxpayer will fall victim to their scheme.
Money is a prime motivator for many consumers, and malicious actors are fully prepared to exploit this. Many people are concerned about how much they might owe or are predicting how much they’ll get back on their tax refund, and scammers play to both of these emotions. So, as hundreds of taxpayers are waiting for a potential tax return, it’s important that they navigate tax season wisely. Check out the following tips to avoid being spoofed by cybercriminals and identity thieves:
File before cybercriminals do it for you. The easiest defense you can take against tax season schemes is to get your hands on your W-2 and file as soon as possible. The more prompt you are to file, the less likely your data will be raked in by a cybercriminal.
Keep an eye on your credit and your identity. Keeping tabs on your credit report and knowing if your personal information has been compromised in some way can help prevent tax fraud. Together, they can let you know if someone has stolen your identity or if you have personal info on the dark web that could lead to identity theft.
Watch out for spoofed websites. Scammers have extremely sophisticated tools that help disguise phony web addresses for DIY tax software, such as stolen company logos and site designs. To avoid falling for this, go directly to the source. Type the address of a website directly into the address bar of your browser instead of following a link from an email or internet search. If you receive any suspicious links in your email, investigating the domain is usually a good way to tell if the source is legitimate or not.
Protect yourself from scam messages. Scammers also send links to scam sites via texts, social media messages, and email. McAfee Scam Protection can help you spot if the message you got is a fake. It uses AI technology that automatically detects links to scam URLs. If you accidentally click, don’t worry, it can block risky sites if you do.
Clean up your personal info online. Crooks and scammers have to find you before they can contact you. After all, they need to get your phone number or email from somewhere. Sometimes, that’s from “people finder” and online data brokers that gather and sell personal info to any buyer. Including crooks. McAfee Personal Data Cleanup can remove your personal info from the data broker sites scammers use to contact their victims.
Consider an identity theft protection solution. If for some reason your personal data does become compromised, be sure to use an identity theft solution such as McAfee Identity Theft Protection, which allows users to take a proactive approach to protect their identities with personal and financial monitoring and recovery tools to help keep their identities personal and secured.
The post How to Steer Clear of Tax Season Scams appeared first on McAfee Blog.
As the tax season draws near, the incidence of cybercrime, particularly phishing for W-2s, tends to increase dramatically. Cybercriminals are aware that this is the time of year when many unsuspecting individuals are completing their tax returns, and they design schemes to exploit this vulnerability. This blog raises awareness about this growing problem and offers practical advice for keeping your financial data safe during tax season.
W-2 phishing scams often involve emails that appear to be from the IRS or another official source, requesting personal information. These phishing emails can be highly sophisticated, often mimicking the look and feel of legitimate communications. The goal is to trick the recipient into revealing confidential data, such as social security numbers and financial information, which the perpetrator can then use for fraudulent purposes. The first step in protecting against such scams is understanding how they work and being able to recognize the red flags.
Phishing scams are fundamentally deception tactics—disguised as legitimate correspondence, they aim to trick the recipient into parting with sensitive information. In the case of W-2 phishing scams, the perpetrator often poses as an employer, government agency, or financial institution. The message may request that the recipient update their personal information, verify their identity, or provide their W-2 form. Typically, these emails have a sense of urgency, indicating that failure to comply will result in adverse consequences.
The contents of a phishing email are often compelling and appear to be authentic. They may contain official logos, legal disclaimers, and even legitimate contact details. However, closer examination often reveals telltale signs of phishing. For example, the email address of the sender may not match the organization they claim to represent, or the message may contain poor grammar and spelling. Additionally, phishing emails often require the recipient to click a link or open an attachment—actions that could potentially install malware on the victim’s device or redirect them to a fraudulent website.
McAfee Pro Tip: Nowadays, those sneaky social engineering tricks look a lot like legit messages from well-known folks. They’re super well-crafted, with proper grammar, and seamlessly fit into everyday situations. But don’t be fooled by their slick appearance – underneath it all, they’re still after your sensitive info. Keep your personal stuff safe and sound with McAfee+ to dodge the headaches that come with social engineering.
Recent years have seen a significant increase in the number of reported W-2 phishing scams. According to the FBI’s Internet Crime Complaint Center (IC3), thousands of these scams occur every tax season, leading to substantial financial losses and ID theft. Not only does this affect individuals, but businesses too. In fact, some companies have reported instances where their entire workforce was targeted, resulting in massive data breaches.
The impact of falling for a W-2 phishing scam can be devastating. Once cybercriminals have gained access to your financial data, they can use it in a variety of malicious ways. This may include filing fraudulent tax returns, opening new credit accounts, or even selling the information on the black market. The recovery process from such scams can be lengthy and stressful, as victims have to prove their identity to the IRS, their bank, and credit reporting agencies. Additionally, they need to monitor their financial activity closely for signs of any further unauthorized transactions or fraudulent activities.
→ Dig Deeper: Watch Out For IRS Scams and Avoid Identity Theft
Given the prevalence and potential impact of W-2 phishing scams, it’s crucial to take steps to protect yourself. One of the most effective strategies is to improve your digital literacy, namely your ability to identify and respond appropriately to phishing attempts. This includes being skeptical of unsolicited emails, especially those that ask for personal or financial information. Always verify the sender’s identity before responding or clicking any links. Remember, legitimate organizations rarely request sensitive information via email.
Another important safeguard is to ensure your computer and mobile devices are protected with up-to-date security software. This can help identify and block potential phishing emails and malicious links. Further, regularly backing up data can help mitigate the potential damage caused by a successful breach. Consider using a secure cloud service or an external storage device for this purpose.
Next is to file your tax returns as early as possible. By doing so, you can beat the scammers who might make an attempt to file a fraudulent tax return in your name. Additionally, if you receive an email that appears suspicious, do not click on the links or download the attachments included in that email. Instead, forward the suspicious email to phishing@irs.gov.
Finally, two-factor authentication (2FA) is another excellent way to safeguard your data. By enabling 2FA, you are adding an extra layer of security that makes it harder for cybercriminals to access your data even if they get your password. Additionally, always be cautious about sharing your personal and financial information online. Make sure that you only enter such information on secure websites – those with ‘https://’ in the URL. Regularly check your financial accounts for any suspicious activity and report immediately to your bank if you notice anything unusual.
If you believe you have fallen victim to a W-2 phishing scam, it is crucial to act quickly. If you have divulged your social security number, contact the IRS immediately. They can aid you in taking steps to prevent potential tax fraud. Additionally, it would be wise to file an identity theft affidavit (Form 14039) with the IRS. This form alerts the IRS to the theft of your identity and allows them to secure your tax account.
Additionally, you should report the phishing scam to the Federal Trade Commission (FTC) using the FTC Complaint Assistant at FTC.gov. If you have clicked on a link or downloaded a suspicious attachment, run a full antivirus scan to check for malware. You should also consider placing a fraud alert or a credit freeze on your credit reports, which makes it harder for someone to open a new account in your name. Finally, you should check your credit reports frequently for any signs of fraudulent activity.
→Dig Deeper: Credit Lock and Credit Freeze: Which Service Is Best for You? Both!
Protecting your financial data during tax season is crucial, and being aware of phishing scams can save you from a world of trouble. By understanding the nature of W-2 phishing scams and implementing the above-mentioned best practices, you can keep your sensitive information safe. Remember to always be skeptical of unsolicited emails and never share personal or financial information unless you can confirm the legitimacy of the request. By doing so, you will not only protect yourself but also contribute to the collective fight against cybercrime.
Protecting your W-2 information during tax season is not a one-time effort but a continuous process. Always stay vigilant, and remember that it’s better to be safe than sorry. If you ever suspect that you have become a victim of a W-2 phishing scam, take prompt action by reporting it to the relevant authorities and taking necessary measures to mitigate possible damages. The key to staying safe is staying informed, vigilant, and prepared.
The post How to Protect Your Financial Data During Tax Season appeared first on McAfee Blog.
As with any major holiday or special occasion, Valentine’s Day is unfortunately not immune to scammers looking for an opportunity to exploit unsuspecting individuals. Their deceitful acts can break hearts and bank accounts. In this article, we spotlight some common Valentine’s Day scams, offer tips on how to protect yourself and navigate this romantic day with confidence and caution.
Valentine’s Day is a time when love is in the air. It’s a time to express your feelings for that special someone in your life, or perhaps even embark on a new romantic journey. But while you’re busy planning that perfect dinner or choosing the ideal gift, there’s an unromantic side to the day that you should be aware of – the potential for scams.
Scammers, always looking for new ways to trick people into parting with their money, use the heightened emotions of Valentine’s Day to their advantage. They prey on the unwary, the love-struck, and even the lonely – anyone who might let their guard down in the quest for love or the pursuit of the perfect gift. And in our increasingly digital world, these unscrupulous individuals have more ways than ever to reach potential victims.
→ Dig Deeper: AI Goes Dating: McAfee Study Shows 1 in 3 Men Plan to Use Artificial Intelligence to Write Love Letters this Valentine’s Day
Knowledge is power, as the saying goes, and that’s certainly true when it comes to protecting yourself from scams. By understanding the types of scams that are common around Valentine’s Day, you can be better prepared to spot them – and avoid falling victim.
One of the most common Valentine’s Day scams is the romance scam. Scammers, often posing as potential love interests on dating websites or social media, manipulate victims into believing they are in a romantic relationship. Once they have gained their victim’s trust, they ask for money – perhaps to pay for a flight so they can meet in person, or because of a sudden personal crisis. These scams can be emotionally devastating, and they can also result in significant financial loss.
→ Dig Deeper: Fraudulent Adult Dating Services Turn 10 Years Old, Still Evolving
Another popular scam around Valentine’s Day involves online shopping. With many people seeking the perfect gift for their loved ones, scammers set up fake websites that appear to sell everything from jewelry to concert tickets. After making a purchase, the unsuspecting victim either receives a counterfeit product or, in some cases, nothing at all. Additionally, these sites may be designed to steal credit card information or other personal data.
Phishing scams are also common. In these scams, victims receive emails that appear to be from a legitimate company – perhaps a florist or a candy company – asking them to confirm their account information or to click on a link. The goal is to steal sensitive information, such as credit card numbers or login credentials.
While the existence of these scams is unquestionably concerning, the good news is that there are steps you can take to protect yourself. Valentine’s Day should be a celebration of love, not a source of stress and worry.
One of the most important is to be aware that these scams exist and to be cautious when interacting with unfamiliar people or websites. If something seems too good to be true, it probably is.
When shopping online, make sure the website you are using is secure, and consider using a credit card, which offers greater protection against fraud compared to other forms of payment. Be wary of emails from unknown sources, especially those that ask for personal information or urge you to click on a link.
For shopping scams, it’s recommended to do research on any unfamiliar online retailer before making a purchase. Look for reviews or complaints about the retailer on independent consumer websites. If the website is offering items at a price that seems too good to be true, it likely is. Also, consider the website’s URL. A URL that begins with ‘https://’ indicates that the website encrypts user information, making it safer to input sensitive information than on websites with ‘http://’ URLs.
Forewarned is forearmed, and having advanced strategies to detect and avoid scams is also a strong line of defense. When it comes to online dating, be sure to thoroughly vet any potential romantic interests. This involves doing a reverse image search of profile photos, which can quickly reveal if a picture has been stolen from another online source. Additionally, be aware of red flags such as overly-flattering messages or requests to move the conversation to a private email or messaging app.
McAfee Pro Tip: If you’re considering using one of these for a bit of dating beyond a dating app or simply to stay connected with family and friends, the key advice is to do your homework. Look into their security measures and privacy policies, especially because some have faced security issues recently. For more information, take a look at this article on video conferencing to ensure you can keep hackers and uninvited guests away when you’re chatting.
If you come across a scam or fall victim to one, it’s crucial to report it to the appropriate authorities. This helps law enforcement track down scammers and alert others to the scam. In the U.S., you can report scams to the Federal Trade Commission through their website. If the scam involves a financial transaction, also report it to your bank or credit card company. They may be able to help recover your funds or prevent further losses.
Additionally, take steps to protect yourself after falling victim to a scam. This could involve changing passwords, monitoring your financial accounts for unusual activity, or even freezing your credit. It can also be beneficial to alert your friends and family to the scam, both to protect them and to gain their support and assistance in dealing with the aftermath of the scam.
→ Dig Deeper: How To Report An Online Scam
The unfortunate reality is that scammers are ever-present and always looking for new ways to exploit unsuspecting victims. However, by being informed, cautious, and proactive, you can significantly decrease your chances of falling victim to a Valentine’s Day scam. Whether you’re looking for love or shopping for the perfect gift, remember to always prioritize your safety and security.
And if you do encounter a scam, take comfort in knowing that you’re not alone and there are resources available to help. McAfee’s blogs and reports are just some of them. By reporting scams to the authorities, you’re doing your part to help stop scammers in their tracks and protect others from falling victim. Remember, Valentine’s Day is a day for celebrating love, not for worrying about scammers. Stay safe, stay informed, and don’t let a scammer ruin your Valentine’s Day.
Remember to always stay vigilant. Protect your heart and your bank account, and make sure your Valentine’s Day is filled with love and happiness, not regret and frustration. Don’t let scammers break your heart or your bank account – on Valentine’s Day or on any other day.
The post Valentine’s Alert: Don’t Let Scammers Break Your Heart or Your Bank Account appeared first on McAfee Blog.
In today’s digital era, pickpocketing has taken a new form. Gone are the days when thieves would physically steal your wallet. Instead, they are using sophisticated techniques to steal your personal information and drain your bank accounts without you even realizing it. This article aims to shed light on digital pickpocketing, its impacts on your digital assets, and measures to prevent it.
Digital pickpocketing, also known as electronic pickpocketing or e-pickpocketing, refers to the use of digital tools and technologies to steal someone’s personal information without their knowledge or consent. The information stolen usually includes credit card numbers, passwords, and other sensitive details that can be used for fraudulent activities.
→Dig Deeper: Russian Hackers Steal 1.2 Billion Passwords
It’s important to note that digital pickpocketing doesn’t only happen on the internet. With the advancement of technology, pickpockets can now steal your credit card information just by standing close to you, thanks to a method called Radio Frequency Identification (RFID) skimming. This makes digital pickpocketing a pervasive threat that needs urgent attention.
Before we delve into ways to prevent digital pickpocketing, it’s crucial to understand how it happens. There are numerous ways somebody can fall victim, and being informed about these methods is the first line of defense.
The most common form of digital pickpocketing is done via malicious software programs called malware. These programs find their way onto your computer or smartphone through email attachments, infected websites, or unsecured Wi-Fi networks. Once installed, they work quietly in the background, collecting your personal data and sending it off to the thief.
Another method is phishing, where fraudsters impersonate a trustworthy entity such as a bank or a website you frequent, tricking you into providing your personal information. The communication usually appears as an urgent call-to-action, prompting you to click on a link or download an attachment, which ultimately leads to your information being stolen.
RFID skimming, on the other hand, involves the use of a portable device that scans and records data from RFID-enabled cards when they come into its proximity. This method doesn’t require internet access or any form of physical contact, making it a more stealthy approach to digital pickpocketing.
The consequences of digital pickpocketing stretch far beyond financial loss. The theft of your personal information can lead to numerous problems, including identity theft, damaged credit score, and emotional distress.
Identity theft can be particularly damaging. Once a fraudster has enough of your personal information, they can potentially open new bank accounts, take out loans, or even commit crimes in your name. Not only could this lead to a huge financial mess, but it could also get you into legal trouble.
Furthermore, if credit card information is stolen and used fraudulently, it can significantly damage your credit score. A low credit score can make it more difficult to get loans, secure housing, or even find employment. The process of repairing your credit can be long and arduous, causing unnecessary stress and inconvenience.
Preventing digital pickpocketing is possible with the right precautions. Protecting your personal information demands a proactive approach. Here are some tips and steps to help prevent digital pickpocketing:
Digital pickpocketing poses a serious threat in this digital age. However, with the right information and measures, you can protect your personal information and avoid falling victim. Remember, prevention is always better than cure.
If you’ve fallen victim to digital pickpocketing, swift action is key. The first step is to contact your bank or credit card company and inform them about the theft. Most companies have policies in place to protect their customers, and they can help prevent further damage by blocking your card or changing your account details.
Next, file a report with your local law enforcement, and consider contacting a credit reporting agency to place a fraud alert on your credit file. This can make it harder for a thief to open more accounts in your name. It’s also important to change your passwords and consider enrolling in an identity protection service, which can monitor your credit and personal information for any suspicious activity.
While technology has given rise to digital pickpocketing, it also offers solutions to combat it. Many apps and services now feature advanced security measures such as biometric authentication, encryption, and machine learning algorithms to detect and prevent fraudulent activities.
→ Dig Deeper: Banks are Using Biometric Measures to Protect Against Fraud
Financial institutions and tech companies are continually improving their security systems, implementing advanced firewalls, intrusion detection systems, and secure networks to protect customer data. While these technologies can’t guarantee absolute safety, they significantly reduce the risk of digital pickpocketing and help create a safer digital environment.
From a legal perspective, governments and regulatory bodies worldwide are tightening regulations on data privacy and security. Laws like the European Union’s General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA) have strict guidelines and penalties for data breaches, encouraging businesses to prioritize data protection.
While these laws are a step in the right direction, it’s crucial for individuals to stay informed about their rights and the protective measures they can take. After all, the fight against digital pickpocketing is a collective effort that requires the participation of consumers, businesses, and regulators alike.
Ultimately, digital pickpocketing is a modern-day problem that requires a modern-day solution. By understanding the threats and implementing protective measures, we can protect ourselves from these digital thieves. It’s also reassuring to know that as technology advances, so do the methods to combat such digital crimes, and regulatory measures are continually being updated to provide better security in the digital era.
Remember, the key to combating digital pickpocketing lies in awareness, vigilance, and proactive protection. Stay informed and secure with McAfee, and let’s make the digital world a safer place for everyone.
The post Pickpocketing – Digital Style appeared first on McAfee Blog.
Given the climate surrounding COVID-19, many of us have had to substitute in-person social interactions with virtual communication. For parents, this includes organizing virtual playdates, hangouts, and video chats for their kids. While this provides an excellent solution for children to continue interacting with their peers, it has also opened up a new avenue for potential risks and dangers. It is imperative to ensure these virtual platforms are safe for all involved. In this article, we will provide some essential strategies for maintaining a secure and enjoyable online social environment for everyone.
The advent of technology has significantly transformed the way we communicate and interact with each other. However, as with any great invention, it also comes with potential risks and dangers, especially for kids who may not fully comprehend the implications of their online activities. With cyberbullying, online predators, and inappropriate content being just a few of the digital risks, it is crucial to establish robust safety measures when kids engage in online social activities such as virtual playdates, hangouts, and video chats.
In this article, we will explore the different ways parents and caregivers can keep these activities secure and fun. By understanding the risks involved, staying informed on the latest developments in online safety, and taking actionable steps, everyone can navigate the digital world safely and confidently.
Navigating the potential pitfalls of online interaction requires proactive measures and informed strategies. Let’s take a look at these tips on how to safeguard everyone from the inherent dangers of virtual communication, promoting a secure and positive digital experience for all.
The first step in ensuring a safe online environment for children is understanding the potential risks and how they can be mitigated. Internet safety is not just about blocking and filtering inappropriate content; it’s also about educating ourselves and our children on how to behave responsibly online and understanding the potential repercussions of our digital footprint.
Online activities, especially those involving video chats, can expose children to various risks, including cyberbullying, identity theft, and exposure to inappropriate content. These risks can have devastating consequences on a child’s mental health, self-esteem, and overall well-being. As such, it is vital for parents and caregivers to have regular conversations about these potential dangers with their children. It’s also crucial to ensure that children feel comfortable expressing any concerns or reporting any uncomfortable situations they encounter online.
→ Dig Deeper: Messenger Rooms: New Video Chat Option is Fun But Has Risks
The market is flooded with countless communication platforms, each with its features, safety measures, and potential loopholes. As a parent, choosing the right tool for your child’s online activities can be quite overwhelming. Not all platforms are created equal, and while some prioritize user safety and provide robust parental controls, others may not provide the same level of security.
When choosing a platform for your child’s virtual playdates or hangouts, consider aspects like age restrictions, privacy settings, and whether the platform allows parental controls. Additionally, evaluate the platform’s reputation regarding safety – a quick internet search can provide insights into any security issues or breaches the platform may have had in the past. Remember, the goal is to create a safe and enjoyable online experience for children.
One of the essential ways to ensure online safety for kids is by properly setting up privacy settings and parental controls on the communication tools they use. These settings can limit what information is shared and with whom, restrict access to certain content, and even set time limits for usage. Parental controls are a fantastic way of managing and monitoring your child’s online activities without being overly intrusive.
However, it’s important to note that these controls and settings are not foolproof. They should be used in conjunction with open communication and education about online safety. It’s essential to explain to children why these measures are in place, rather than just imposing them. They are more likely to follow these guidelines if they understand their purpose.
McAfee Pro Tip: Parental controls are effective in monitoring children, but nothing beats proactive digital parenting. Managing digital parenting doesn’t need to be daunting, especially when you approach it step by step. Know how parental controls and digital parenting can help create good habits.
Establishing clear guidelines for online communications is another critical aspect of ensuring a secure online environment for kids. These guidelines should be age-appropriate and cover aspects like sharing personal information, accepting friend requests, and how to behave respectfully online.
It’s also important to educate kids on the permanence of their online activities. Once something is shared online, it can be difficult, if not impossible, to completely remove it. They should understand the potential impact of their online behavior on their future, such as college admissions or job opportunities. Encouraging safe and responsible online behavior can go a long way in mitigating many of the potential risks associated with online communication.
→ Dig Deeper: Teens’ Online Behavior Can Get Them in Trouble
In addition to safety measures, it’s also important to establish some etiquette for virtual playdates to ensure they are enjoyable and respectful for everyone involved. These guidelines should include respecting others’ time, muting when not speaking to avoid background noise, and understanding when to use the chat feature versus when to speak up.
It’s also important to discuss how to handle disagreements or misunderstandings that may arise during these virtual gatherings. Encourage kids to express themselves respectfully and listen to others’ perspectives. Remind them that it’s okay to disagree with someone but that it should be done in a respectful and kind manner.
Depending on the age of your child, you may need to monitor the amount of time they spend on virtual activities. It’s easy for kids to lose track of time when they are engrossed in a fun virtual playdate or hangout. Setting and enforcing time limits can help prevent screen addiction and ensure your child has a balanced life with ample time for physical activities, schoolwork, and offline social interactions.
To make this process easier, you can use the built-in screen time management features available on most devices or utilize third-party apps that provide more detailed monitoring and control. Talk to your child about the importance of balancing online and offline activities. Make sure they understand that these limits are set out of concern for their well-being, not as a form of punishment.
Just like offline interactions, teaching kids to be respectful in their digital communications is crucial. They should understand that the same rules of kindness and respect apply, whether they’re interacting with others face-to-face or through a screen. Cyberbullying is a significant concern for many parents, and teaching children to treat others respectfully can help mitigate this risk.
Encourage your child to empathize with others by imagining how they would feel if the roles were reversed. Foster an online culture of acceptance, understanding, and respect by setting a positive example through your own online interactions. Remember, kids often emulate the behavior they see around them.
→ Dig Deeper: 5 Digital Family Values to Embrace to Make the Internet a Better Place
Open communication is the key to any successful relationship, and this holds true for your relationship with your child. Encourage them to talk to you about their online experiences, both good and bad. This can help you identify any potential problems before they escalate and provide guidance on how to handle various situations.
Ensure your child feels comfortable coming to you with any issues or concerns they may have. Make it clear that you’re there to help, not to chastise them for making mistakes. Remember, the online world can be a confusing and intimidating place for kids, and they need to know they have a trusted adult to turn to when they need help navigating it.
The online world is constantly evolving, so staying up-to-date with the latest safety tips is crucial. Regularly check reliable online safety resources and learn about the latest threats, trends, and best practices. This can help you prepare for and mitigate potential risks before they impact your child.
Consider joining online communities where parents share tips and advice about online safety. These platforms can be a great source of information and support as you navigate the digital world with your child. Remember, knowledge is power, and the more informed you are, the better you can protect your child.
In conclusion, ensuring online safety during virtual playdates, hangouts, and video chats involves a combination of selecting the right communication platforms, using privacy settings and parental controls, establishing guidelines for online communications, and promoting open, respectful interactions. As parents and caregivers, it’s essential to remain vigilant and proactive in teaching our children about online safety.
However, it’s equally important to remember that our ultimate goal isn’t to eliminate all online risks but to create a balance where our kids can enjoy the benefits of the virtual world while being mindful of its potential pitfalls. By employing the strategies discussed in this article, you can provide a safe and enjoyable online environment for your child, fostering their growth and development while ensuring their safety.
The post Keeping Virtual Play Dates, Hangouts, and Video Chats Safe for Everyone appeared first on McAfee Blog.
The rise in popularity of Internet-connected smart devices has brought about a new era of convenience and functionality for consumers. From Smart TVs and refrigerators to wireless speakers, these devices have transformed the way we live and communicate. However, this advancement in technology is not without its downsides. One of the most notable is the increasing vulnerability to cyber-attacks. In this article, we’ll explore what happened when hundreds of thousands of these devices were roped into an extensive Internet-of-Things (IoT) cyber attack, how it happened, and how you can protect your smart devices to stay safe.
In what has been termed as the first widespread IoT cyber attack, security researchers discovered that over 100,000 smart home devices were manipulated to form a malicious network. This network, dubbed ‘ThingBot,’ was used to launch a massive phishing campaign, sending out approximately 750,000 spam emails over a two-week period.
The key players in this attack were the smart home appliances that many of us use every day. They range from Smart TVs and refrigerators to wireless speakers, all of which were connected to the internet. The attack signified two key developments: the rise of the IoT phenomenon and the substantial security threats posed by these increasingly connected devices.
→ Dig Deeper: LG Smart TVs Leak Data Without Permission
IoT refers to the growing trend of everyday devices becoming more connected to the web. This connection aims to bring added convenience and ease to our daily activities. It ranges from wearable devices like FitBit and Google Glass to smart TVs, thermostats, and computerized cars. While this trend is new and rapidly growing, its implications for security are significant.
The discovery of the IoT botnet in this attack demonstrates just how easily hackers can commandeer these connected smart devices. One would think that security software installed on PCs would provide adequate protection. Unfortunately, that’s not the case. The new generation of connected appliances and wearables does not come with robust security measures. This deficiency is the reason why hackers were able to infect more than 100,000 home devices in a global attack, manipulating these devices to send out their malicious messages.
→ Dig Deeper: The Wearable Future Is Hackable. Here’s What You Need To Know
Cybercriminals will continue to exploit the inherent insecurities in the IoT landscape. With the number of connected or “smart” devices projected to increase exponentially in the coming years (reaching an estimated 200 billion IoT devices by 2020). Here’s a list of those implications users can expect:
Prevention and precaution are the best defense against IoT cyber attacks. The first step is to secure your devices with a password. While it may seem simple and obvious, many consumers disregard this step, leaving their devices vulnerable to attacks. Using unique, complex passwords and frequently updating them can help to safeguard against hacking attempts. Furthermore, consider employing two-step verification for devices that offer this feature for additional security.
One must not forget the importance of software updates. Internet-connected devices such as smart TVs and gaming consoles often come with software that needs regular updating. Manufacturers typically release these updates to patch known security vulnerabilities. Hence, whenever there’s an update, it’s wise to install it promptly. It’s also crucial to exercise caution while browsing the internet on these devices. Avoid clicking links from unknown senders and do not fall for deals that appear too good to be true, as these are common phishing tactics.
→ Dig Deeper: Why Software Updates Are So Important
Before purchasing any IoT device, perform thorough research on the product and the manufacturer. Investigate the company’s security policies and understand the ease with which the product can be updated. In case of any doubts about the security of the device, don’t hesitate to reach out to the manufacturer for clarification. Remember, your security is paramount and deserves this level of attention.
Lastly, it’s vital to protect your mobile devices. Most IoT devices are controlled via smartphones and tablets, making them potential targets for hackers. Ensuring that these devices are secured helps to protect your IoT devices from being compromised. Services like McAfee LiveSafe™ offer comprehensive mobile security that provides real-time protection against mobile viruses, spam, and more, which significantly reduces the chances of a security breach.
McAfee Pro Tip: McAfee LiveSafe doesn’t just protect against mobile viruses. You can safeguard an unlimited number of your personal devices throughout the entire duration of your subscription. So, be sure to connect all your devices for optimal security.
As technology advances and the Internet-of-Things continues to expand, the security challenges associated with it will persist. The first global IoT cyber attack served as a wakeup call for both consumers and manufacturers about the potential security threats that come with the convenience of smart devices. It is essential for individual users to take proactive steps to secure their devices and for manufacturers to continually improve the security features of their products. By working together, we can enjoy the benefits of IoT without compromising our security. And by investing in reliable cybersecurity solutions like McAfee+, Total Protection, and Live Safe, you can enhance your defense against potential attacks and enjoy the benefits of IoT with greater peace of mind.
The post Smart TVs and Refrigerators Used in Internet-of-Things Cyberattack appeared first on McAfee Blog.
In the age of digital data and Internet access, the potential for scams is more significant than ever. These scams often involve leveraging popular search queries to trap unsuspecting netizens into their malicious schemes. Among the top searches in the online world, celebrities hold a prime spot. Through this guide, we aim to shed light on how scammers take advantage of the global fascination with celebrities to target their potential victims.
As digital users, most of us are likely well-acquainted with the phrase “Just Google it.” The search engine has become a go-to source for any information ranging from essential daily needs to entertainment gossip. But it’s crucial to remember that while you’re in pursuit of data, scammers are in search of their next victim.
Scammers have significantly evolved with the advancement of technology. They’ve mastered the art of creating fake or infected websites that can harm your computer systems, extract your financial information, or even steal your identity. Their strategies often include luring victims through popular searches, such as the latest Twitter trends, breaking news stories, major world events, downloads, or even celebrity images and gossip. The higher the popularity of the search, the greater the risk of encountering harmful results.
McAfee has conducted research for six consecutive years on popular celebrities to reveal which ones are riskiest to search for online. For instance, Emma Watson outplaced Heidi Klum as the most dangerous celebrity to look up online. Interestingly, it was the first year that the top 10 list comprised solely of women. Cybercriminals commonly exploit the names of such popular celebrities to lead users to websites loaded with malicious software, consequently turning an innocent search for videos or pictures into a malware-infected nightmare.
→ Dig Deeper: Emma Watson Video Scam: Hackers Use Celeb’s Popularity to Unleash Viruses
Scammers are well aware of the allure the word “free” holds for most Internet users. They cleverly exploit this to get your attention and draw you into their traps. For instance, when you search for “Beyonce” or “Taylor Swift” followed by prompts like “free downloads”, “Beyonce concert photos”, or “Taylor Swift leaked songs”, you expose yourself to potential online threats aiming to steal your personal information. It’s always prudent to maintain a healthy level of skepticism when encountering offers that seem too good to be true, especially those labeled as “free.”
While the internet can be a dangerous playground, it doesn’t mean that you cannot protect yourself effectively. Using common sense, double-checking URLs, utilizing safe search plugins, and having comprehensive security software are some strategies to help ensure your online safety. This guide aims to provide you with insights and tools to navigate the online world without falling prey to its many hidden dangers.
Truth be told, the responsibility for online safety lies primarily with the user. Just as you would not walk into any shady-looking place in real life, it requires a similar instinct to avoid shady sites while browsing online. One important piece of advice – if something appears too good to be true, in all probability, it is. So, take note of these practical tips to help you guard against celebrity scams and other online threats:
→ Dig Deeper: How to Tell Whether a Website Is Safe or Unsafe
→ Dig Deeper: The Big Reason Why You Should Update Your Browser (and How to Do It)
Having comprehensive security software installed on your devices is another crucial step towards preventing scams. Good antivirus software can protect against the latest threats, alert you about unsafe websites, and even detect phishing attempts. Furthermore, always keep your security software and all other software updated. Cybercriminals are known to exploit vulnerabilities in outdated software to infiltrate your devices and steal your data.
Apart from ensuring you have security software, be cautious about what you download on your devices. Trojans, viruses, and malware are often hidden in downloadable files, especially in sites that offer ‘free’ content. Cybercriminals tempting users to download infected files often use popular celebrity names. Therefore, download wisely and from reputed sources.
McAfee Pro Tip: Before committing to a comprehensive security plan, it’s crucial to evaluate your security protection and analyze your requirements. This proactive stance forms the bedrock for crafting strong cybersecurity measures that cater precisely to your unique needs and potential vulnerabilities. For more information about our acclaimed security solutions, explore our range of products.
In the digital world, where information and entertainment are available at our fingertips, it’s crucial to remain vigilant against scams, especially those involving celebrities. By exercising prudent online practices like scrutinizing URLs, using safe search plugins, and installing comprehensive security software, we can significantly reduce our risk of falling prey to these scams.
It’s imperative to understand that the popularity of a search term or trend is directly proportional to the risk it carries. So next time, before you search for your favorite celebrity, remember, the more famous the celebrity, the greater the risk. Together with McAfee, let’s promote safer browsing practices and contribute to a safer online community for all.
The post Celebrities Are Lures For Scammers appeared first on McAfee Blog.
Spyware, a name that cunningly blends “spying” and “software,” is a dangerous class of invasive programs that stealthily operate on your computer. They monitor and record your activities, thus posing a significant threat to your digital privacy, security, and identity. Spyware can lead to identity theft if your personal or financial data falls into the wrong hands. This guide provides in-depth information about spyware, how it works, and how to prevent it from infecting your computer system.
Spyware is a type of malicious software that collects information about users without their knowledge. It can track every action, from keystrokes to browsing habits, thus presenting a grave threat to user privacy and security.
Designed to be stealthy and elusive, spyware can record every keystroke, capture screenshots, and even record audio and video, making it a potent tool for cybercriminals. It is often transmitted through free downloads, file-sharing programs, or deceptive links and websites.
In certain situations, spyware is perfectly legal. For example, when the owner of the computer installs and uses the software, it’s considered legal. Parents might install spyware to monitor their children’s online activities or employers to oversee their employees’ productivity.
However, when someone installs spyware on a computer without the owner’s consent, it becomes illegal. Cybercriminals often disguise spyware as legitimate programs or embed them in websites, tricking users into downloading or clicking, resulting in the stealthy installation of spyware.
→ Dig Deeper: Malware Hides in Installer to Avoid Detection
Spyware can take several shapes and forms, and its diversity makes it even more dangerous. A common form of spyware is a keylogger or a keycatcher. This hardware can be attached to a computer to capture and record keystrokes. This device can monitor user activity without being detected by typical anti-spyware software.
Spyware can also come in the form of a computer virus. When users click on a malicious link or download a corrupted program, they unknowingly install spyware on their system. Once installed, the spyware works silently in the background, capturing and transmitting user data to the attacker.
Spyware’s pervasive threat extends beyond computers and laptops; it can also manifest as mobile spyware. Mobile spyware operates similarly to its desktop counterparts but is tailored to exploit the unique characteristics of mobile platforms. Cybercriminals often employ various tactics to deliver mobile spyware–through application stores like Google Play and App Store, phishing attacks, or physical access.
→ Dig Deeper: Mobile Spyware: How Hackers Can Turn Your Phone Into a Stalking Machine
The adaptability and constantly evolving nature of spyware make it a persistent menace in the digital landscape. Its ability to take on various forms and exploit vulnerabilities underscores the importance of proactive cybersecurity measures.
The impact of spyware on identity theft cannot be understated. By stealthily recording sensitive personal and financial information, like usernames, passwords, and credit card numbers, it presents a significant risk to a user’s identity.
Stolen data can be used for various malicious activities, including unauthorized purchases, opening credit accounts, and even creating a complete identity theft. The consequences of these activities can be financially devastating and may take a significant amount of time and effort to recover from.
McAfee Pro Tip: Identity theft remains a significant problem in the United States, and there is no sign of it diminishing soon. Reports of fraud consistently indicate a continuous increase in the occurrences of identity theft in the U.S. Read the latest Identity Theft statistics.
Preventing spyware from infecting your system starts with practicing good online habits. Avoid downloading files from untrusted sources, especially torrents and software cracks notorious for being riddled with spyware. Also, be wary of pop-ups. Never click “Agree,” “OK,” “No,” or “Yes” in a pop-up, as these actions can trigger an automatic spyware download. Instead, close the pop-up by hitting the red X or shutting down your browser altogether.
Regularly updating your operating system’s security patches is another good practice. These patches often contain fixes to known vulnerabilities that spyware and other malicious programs exploit. Also, ensure to download and use your web browser’s latest, most secure version. Running reputable anti-malware programs, like McAfee Total Protection, which includes spyware removal, can help to detect and remove spyware from your system.
→ Dig Deeper: How to Live a Digital Life Free of Spyware
If you suspect your system is infected with spyware, you must act swiftly. Use a trusted antivirus program to run a system scan. If spyware is detected, the program should be able to quarantine and remove it. However, some forms of spyware are advanced and may be able to avoid detection. In such instances, it may be necessary to engage a professional to clean your system.
Part of dealing with a spyware infection is mitigating its potential effects. If your sensitive data has been compromised, consider implementing measures to protect your identity. McAfee Identity Protection provides proactive identity surveillance, which monitors your credit and personal information for fraudulent activities. If any such activity is detected, it offers access to live fraud resolution agents, who can help you resolve identity theft issues.
→ Dig Deeper: How to Wipe Out a Computer Virus
Spyware significantly threatens your digital identity, privacy, and security. It stealthily operates in the background, recording and transmitting your activities and personal information. While it can be a valuable tool for legal monitoring, its misuse by cybercriminals cannot be underestimated. Preventing and dealing with spyware requires vigilance, good online habits, and the use of trusted antivirus programs like McAfee Antivirus. Protecting your digital identity is not a one-time task but an ongoing process. Stay informed, stay updated, and stay safe.
The post Spyware: A Major Identity Theft Threat appeared first on McAfee Blog.
One of the essential aspects of digital security resides in the strength of our passwords. While they are the most convenient and effective way to restrict access to our personal and financial information, the illusion of a fully secure password does not exist. The reality is that we speak in terms of less or more secure passwords. From a practical perspective, we must understand the behind-the-scenes actions that could potentially compromise our passwords and consequently, our digital lives.
Unfortunately, most users frequently overlook this crucial part of their digital existence. They remain largely ignorant of numerous common techniques that hackers employ to crack passwords, leading to the potential loss of personal details, financial information, or even identity theft. Therefore, this blog aims to enlighten readers on how they might be unknowingly making their passwords vulnerable.
Passwords serve as the first line of defense against unauthorized access to our online accounts, be it email, social media, banking, or other sensitive platforms. However, the unfortunate reality is that not all passwords are created equal, and many individuals and organizations fall victim to password breaches due to weak or compromised credentials. Let’s explore the common techniques for cracking passwords, and learn how to stay one step ahead in the ongoing battle for online security.
In the world of cyber-attacks, dictionary attacks are common. This approach relies on using software that plugs common words into the password fields in an attempt to break in. It’s an unfortunate fact that free online tools exist to make this task almost effortless for cybercriminals. This method spells doom for passwords that are based on dictionary words, common misspellings, slang terms, or even words spelled backward. Likewise, using consecutive keyboard combinations such as qwerty or asdfg is equally risky. An excellent practice to deflect this attack is to use unique character combinations that make dictionary attacks futile.
Besides text-based passwords, these attacks also target numeric passcodes. When over 32 million passwords were exposed in a breach, nearly 1% of the victims used ‘123456’ as their password. Close on its heels, ‘12345’ was the next most popular choice, followed by similar simple combinations. The best prevention against such attacks is avoiding predictable and simple passwords.
→ Dig Deeper: Cracking Passwords is as Easy as “123”
While security questions help in password recovery, they also present a potential vulnerability. When you forget your password and click on the ‘Forgot Password’ link, the website generally poses a series of questions to verify your identity. The issue here is that many people use easily traceable personal information such as names of partners, children, other family members, or pets as their answers, some of which can be found on social media profiles with little effort. To sidestep this vulnerability, it’s best not to use easily accessible personal information as the answer to security questions.
McAfee Pro Tip: Exercise caution when sharing content on social media platforms. Avoid making all your personal information publicly accessible to thwart hackers from gathering sensitive details about you. Learn more about the dangers of oversharing on social media here.
A common mistake that many internet users make is reusing the same password for multiple accounts. This practice is dangerous as if one data breach compromises your password, the hackers can potentially gain access to other websites using the same login credentials. According to a report published by LastPass in 2022, a recent breach revealed a shocking password reuse rate of 31% among its victims. Hence, using unique passwords for each of your accounts significantly reduces the risk associated with password reuse.
Moreover, it’s also advisable to keep changing your passwords regularly. While this might seem like a hassle, it is a small price to pay for ensuring your digital security. Using a password manager can help you remember and manage different passwords for different websites.
Social Engineering is a non-technical strategy that cybercriminals use, which relies heavily on human interaction and psychological manipulation to trick people into breaking standard security procedures. They lure their unsuspecting victims into revealing confidential data, especially passwords. Therefore, vigilance and skepticism are invaluable weapons to have in your arsenal to ward off such attacks.
The first step here would be not to divulge your password to anyone, no matter how trustworthy they seem. You should also be wary of unsolicited calls or emails asking for your sensitive information. Remember, legitimate companies will never ask for your password through an email or a phone call.
Despite the vulnerabilities attached to passwords, much can be done to enhance their security. For starters, creating a strong password is the first line of defense. To achieve this, you need to use a combination of uppercase and lowercase letters, numbers, and symbols. Making the password long, at least 12 to 15 characters, significantly improves its strength. It’s also advisable to avoid using common phrases or strings of common words as passwords- they can be cracked through advanced versions of dictionary attacks.
In addition to creating a strong password, adopting multi-factor authentication can greatly enhance your account security. This technology requires more than one form of evidence to verify your identity. It combines something you know (your password), something you have (like a device), and something you are (like your fingerprint). This makes it more difficult for an attacker to gain access even if they have your password.
→ Dig Deeper: 15 Tips To Better Password Security
The future of passwords looks promising. Scientists and tech giants are working relentlessly to develop stronger and more efficient access control tools. Biometrics, dynamic-based biometrics, image-based access, and hardware security tokens are some of the emerging technologies promising to future-proof digital security. With biometrics, users will no longer need to remember complex passwords as access will be based on unique personal features such as fingerprints or facial recognition.
Another promising direction is the use of hardware security tokens, which contain digital certificates to authenticate the user. These tokens can be used in combination with a password to provide two-factor authentication. This makes it more difficult for an attacker to gain access as they would need both your token and your password. While these technologies are still developing, they suggest a future where access control is more secure and user-friendly.
In conclusion, while there’s no such thing as a perfectly secure password, much can be done to enhance their security. Understanding the common techniques for cracking passwords, such as dictionary attacks and security questions’ exploitation, is the first step towards creating more secure passwords. Using unique complex passwords, combined with multi-factor authentication and software tools like McAfee’s True Key, can greatly improve the security of your accounts.
The future of passwords looks promising with the development of biometrics and hardware security tokens. Until then, it’s crucial to adopt the best password practices available to protect your digital life. Remember, your online security is highly dependent on the strength and uniqueness of your passwords, so keep them complex, unique, and secure.
The post What Makes My Passwords Vulnerable? appeared first on McAfee Blog.
Instead of getting you out of a jam, tech support scams get you into one. And they can get costly.
Tech support scammers had a banner year in 2022. They raked in more than $800 million in the U.S. alone, according to the FBI’s list of reported cases. The actual figure climbs higher when you factor in all the unreported cases. And it goes yet higher still when you consider all the victims worldwide.
In all, tech support scams make up a multi-billion-dollar industry.
They make their money several ways. Sometimes the scammers who run them charge large fees to fix a non-existent problem. Other times, they’ll install information-stealing malware under the guise of software that’s supposed to correct an issue. In some cases, they’ll ask for remote access to your computer to perform a diagnosis, but access your computer to steal information instead. Or they could hit you with several of the above.
You can stumble across these scams on your own as you go about your day online. Other times, they find you, such as when the scammer calls you directly.
One of our employees shared his story when a tech support scammer called his wife out of the blue:
I was messing around on my computer before dinner. My wife came in with a strange look on her face as she told the person on the phone, “I think you might want to talk to my husband about that.” Once on the phone I was greeted with, “Hi, this is Rick from Windows support and we’re calling because your computer is sending junk files to the internet.” I knew there was no way he was from “Windows support” since a reputable company isn’t going to call me up out of the blue like this, but as a security researcher I was curious, so I jumped right in.
“Rick” said that to fix my issue he needed me to install a free remote access tool and give him access to my system. Letting an unknown person access my actual computer seemed like a bad idea, so I let him log on to a “virtual machine” that I use for security testing. The first thing he did was turn off my security software, including the antivirus and firewall. After doing that, he downloaded a file that he tried to install. Since I had additional security software in place he wasn’t aware of, the installation failed each time he tried to run it. At this point, I had the file he was trying to install, the IP address he was connecting from, and the site he used to get the malicious file. I told “Rick” that I work for a security company and would like to know what he was actually looking for. I’m fairly certain he hung up before I completed my sentence.
Sure enough, after the call, a malware scan confirmed that “Rick” wanted to install a remote access tool (RAT) that would have given him full control of the computer.
That’s one example of how these scams go. They get costly too. The FBI further reported that the average loss for a tech support scam approached $25,000. In some cases, pop-up “security alert” ads spearheaded scams that cost people $200,000 and upwards to $1 million.
Fortunately, these scams are rather easy to spot. And avoid. If you know what to look for.
Let’s start with a quick overview of tech support scams. They tend to work in two primary ways.
This might be a phone call that comes from someone posing as a rep from “Microsoft” or “Apple.” The scammer on the other end of the line will tell you that there’s something wrong with your computer or device. Something urgently wrong. And then offers a bogus solution to the bogus problem, often at a high cost. Similarly, they might reach you by way of a pop-up ad. Again telling you that your computer or device needs urgent repairs. These can find you a few different ways:
These are phony services and sites that pose as legitimate tech support but are anything but. They’ll place search ads, post other ads on social media, and so forth, ready for you to look up and get in touch with when you have a problem that you need fixed. Examples include:
Lastly, a good piece of general advice is to keep your devices and apps up to date. Regular updates often include security fixes and improvements that can help keep scammers and hackers at bay. You can set your devices and apps to download them automatically. And if you need to get an update or download on your own, get it from the company’s official website. Stay away from third-party sites that might host malware.
The post Be on the Lookout for Scam Tech Support Calls appeared first on McAfee Blog.
It all feels so harmless. Who isn’t even alittle curious which celebrity is their look-a-like or what ’80s song best matches their personality? While some of these fun little quizzes and facial recognition-type games that pop up on social media are advertiser-generated and harmless, others have been carefully designed to steal your data.
According to the Better Business Bureau (BBB) consumers need to beware with the IQ tests, quizzes that require you to trade information. Depending on the goal of the scam, one click could result in a new slew of email or text spam, malicious data mining, or even a monthly charge on your phone bill.
Besides the spammy quizzes, scammers also use click bait, that are headlines designed to get your click and your data. Such headlines often promise juicy info on celebrities and may even legitimate human interest stories that claim, “and you won’t believe what happened next.” While some of those headlines are authored by reputable companies simply trying to sell products and compete for clicks, others are data traps that chip away at your privacy.
The best defense against click bait is knowledge. Similar to the plague of fake news circulating online, click bait is getting more sophisticated and deceptive in appearance, which means that users must be even more sophisticated in understanding how to sidestep these digital traps.
Our digital landscape is peppered with fake news and click bait, which makes it difficult to build trust with individuals and brands who have legitimate messages and products to share. As you become savvy to the kinds of data scams, your discernment and ability to hold onto your clicks will become second nature. Continue to have fun, learn, connect, but guard your heart with every click. Be sure to keep yor devices protected while you do!
The post Are You Getting Caught by Click Bait? appeared first on McAfee Blog.
Fears and phobias. We all have them. But what are your biggest ones? I absolutely detest snakes but spiders don’t worry me at all. Well, new research by McAfee shows that cybercriminals and the fear of being hacked are now the 5th greatest fear among Aussies.
With news of data breaches and hacking crusades filling our news feed on a regular basis, many of us are becoming more aware and concerned about the threats we face in our increasingly digital world. And McAfee’s latest confirms this with hackers making their way into Australia’s Top 10 Fears.
According to research conducted by McAfee, snakes are the top phobia for Aussies followed by spiders, heights and sharks. Cybercriminals and the fear of being hacked come in in 5th place beating the dentist, bees, ghosts, aeroplane travel and clowns!
Aussie Top 10 Fears and Phobias
Fears and phobias develop when we perceive that we are at risk of pain, or worse, still, death. And while almost a third of respondents nominated snakes as their number one fear, there is less than one-in-fifty thousand chance of being bitten badly enough by a snake to warrant going to hospital in Australia, according to research from the Internal Medicine Journal.
In contrast, McAfee’s analysis of more than 108 billion potential online threats between October and December, identified 202 million of these threats as genuine risks. With a global population of 7.5 billion, that means there is approximately a one in 37 chance of being targeted by cybercrime. Now while this is not a life-threatening situation, these statistics show that chance of us being affected by an online threat is very real.
According to the research, 82% of Aussies believe that being hacked is a growing or high concern. And when you look at the sheer number of reported data breaches so far this year, these statistics make complete sense. Data breaches have affected Bunnings staff, Federal Parliament staff, Marriott guests, Victorian Government staff, QLD Fisheries members, Skoolbag app users and Big W customers plus many more.
Almost 1 in 5 (19%) of those interviewed said their top fear at work is doing something that will result in a data security breach, they will leak sensitive information or infect their corporate IT systems.
The fear that we are in the midst of a cyberwar is another big concern for many Aussies. Cyberwar can be explained as a computer or network-based conflict where parties try to disrupt or take ownership of the activities of other parties, often for strategic, military or cyberespionage purposes. 55% of Aussies believe that a cyberwar is happening right now but we just don’t know about it. And a fifth believe cyber warfare is the biggest threat to our nation.
Being proactive about protecting your online life is the absolute best way of reducing the chances of being hacked or being affected by a data breach. Here are my top tips on what you can now to protect yourself:
Using a password manager to create unique and complex passwords for each of your online accounts will definitely improve your online safety. If each on your online accounts has a unique password and you are involved in a breach, the hacker won’t be able to use the stolen password details to log into any of your other accounts.
Storing your financial data within your browser and being able to populate online forms quickly within seconds makes the autofill function very attractive however it is risky. Autofill will automatically fill out all forms on a page regardless of whether you can see all the boxes. You may just think you are automatically entering your email address into an online form however a savvy hacker could easily design an online form with hidden boxes designed to capture your financial information. So remove all your financial information from Autofill. I know this means you will have to manually enter information each time you purchase but your personal data will be better protected.
One of the easiest ways for a cybercriminal to compromise their victim is by using phishing emails to lure consumers into clicking links for products or services that could lead to malware, or a phoney website designed to steal personal information. If the deal seems too good to be true, or the email was not expected, always check directly with the source.
It’s important to put the right security solutions in place in order to surf the web safely. Add an extra layer of security to your browser with McAfee WebAdvisor.
I know public Wi-Fi might seem like a good idea, but if consumers are not careful, they could be unknowingly exposing personal information or credit card details to cybercriminals who are snooping on the network. If you are a regular Wi-Fi user, I recommend investing in a virtual private network or (VPN) such as McAfee Secure VPN which will ensure your connection is completely secure and that your data remains safe.
While it is tempting, putting our head in the sand and pretending hackers and cybercrime don’t exist puts ourselves and our families at even more risk! Facing our fears and making an action plan is the best way of reducing our worry and stress. So, please commit to being proactive about your family’s online security. Draw up a list of what you can do today to protect your tribe. And if you want to receive regular updates about additional ways you can keep your family safe online, check out my blog.
‘till next time.
Alex x
The post Aussies Fear Snakes, Spiders and Getting Hacked appeared first on McAfee Blog.
Ever hear of a crime called skimming? It may not be as dramatic a crime as assault or Ponzi schemes, but it can cause significant problems to you as your savings account can be wiped out in a flash.
Picture a scrawny nerd tampering with an automated teller machine (ATM)—the machine you use with your debit card to get cash. The thief places a device over the slot through which you slide your debit card. You have no idea it’s there. You swipe your card, and the device “skims” or reads your card’s information. In the middle of the night, the thief creeps back, removes the skimming device, downloads your data, burns it to a blank ATM card, makes a fat withdrawal and goes home with the loot. Or they could download your information from the skimmer and then use your information to make online purchases or access your account. Either way, they could clean you out before you wake up next morning!
Now, to be successful, the criminal not only needs a skimming device, they also need to attach a tiny wireless camera to capture your PIN. These cameras are usually concealed in the lighting fixture above the keypad, in a brochure near the machine, or attached directly to the ATM.
To protect yourself from being skimmed, and generally staying safe when using your debit or credit cards, follow these tips:
Stay safe from skimming!
The post What is ATM Skimming? appeared first on McAfee Blog.
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