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Imagine that you want to pull up a certain file on your computer. You click on the file and suddenly a notice flashes on your screen saying your computer is compromised and to get your files back, you need to pay up. This is known as ransomware, a nasty type of malware that is no longer reserved for multimillionaires and corporations. Cybercriminals are holding hostage computer files and sensitive personal documents of ordinary people for their own financial gain.
Here’s everything you need to know about how ransomware makes it on to your devices and seven digital safety habits you can start today to prevent it from happening to you.
Ransomware infects connected devices – smartphones, laptops, tablets, and desktops – when the device owners unknowingly click on links or popups that have malicious software embedded within them.
Phishing attempts are a common vehicle for spreading ransomware. The cybercriminal veils their malicious links in emails, texts, or social media direct messages that urge a quick response and threaten dire consequences. For example, a phisher may impersonate a bank and demand the innocent recipient click on a link to recover a large sum of money. Instead, the link directs not to an official bank website, but to a malware download page. From there, the ransomware software takes hold and allows the cybercriminal to stalk and lock your most important files.
If a cybercriminal reaches out to you and notifies you that they have your files hostage, do not engage with them and never pay the ransom. Even if you do pay the ransom, there’s no guarantee that the criminal will release your files. They’re a criminal after all, and you cannot trust them. Giving in and paying ransoms bolsters the confidence of cybercriminals that their schemes are successful, thus they’ll perpetuate the scam.
Remain calm and immediately disconnect your ransomware-infected device from the Wi-Fi. This will prevent the program from jumping from one device to another device connected to the same network. Then, on another device, visit the No More Ransom Project. This initiative, supported by McAfee, has a repository of advice and code that may rid your device of the malicious program. Additionally, report the event to the Cybersecurity & Infrastructure Security Agency. An agent may be able to help you unlock your device or advise you on how to proceed.
The best way to prepare for ransomware is to prevent it from happening in the first place. These seven online habits are a great way to keep your devices and the valuable personally identifiable information they store from falling into the hands of cybercriminals.
A cybercriminal has no leverage if your device doesn’t house anything of value. Back up your most important files every few months, either to the cloud or save them onto a hard drive. This way, if you do get a ransomware infection, you can wipe your device and reinstall your files from the backup. Backups protect your data, and you won’t be tempted to reward the malware authors by paying a ransom.
When updating your credentials, you should always ensure that your password is strong and unique. It’s dangerous to reuse the same password across accounts because all it takes to put your accounts at risk is for one data breach to leak your password onto the dark web. It’s nearly impossible to memorize all your different password and username combinations, so entrust a password manager to store them for you.
Two or multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification to enter an online account. For instance, you’ll be asked to verify your identity through a one-time code sent to a cellphone or to answer a security question in tandem with a correct password. This additional step in the login process deters ransomware plots because if you store your important documents behind a multi-factor authentication-protected cloud program, the criminal has nothing of value to hold hostage.
Don’t click on links or respond to emails, social media direct messages, and texts from people you don’t know. This is important since phishers often trick people into downloading malware and ransomware software through disguised links.
Using a security extension on your web browser is one way to browse more safely. McAfee WebAdvisor, for instance, alerts you when you’ve ventured onto risky sites that could harbor malware. Websites that claim to have free TV shows, movies, and software are among the riskiest.
Public Wi-Fi networks – like those at libraries, coffee shops, hotels, and airports – are often not secure. Since anyone can log on, you can’t always trust that everyone on the network has good intentions. Cybercriminals often hop on public networks and digitally eavesdrop on the devices connected to it. So, you can either avoid public Wi-Fi altogether and only access the internet through 5G, or you can enable a virtual private network. A VPN is a truly private network that encrypts your internet traffic, making you completely anonymous online.
Don’t ignore your devices’ notifications to update your software. Keeping your software up to date is an excellent way to deter cybercriminals from forcing their way onto your device. Software updates usually include critical security patches that close any holes that a ransomware plot could squeeze through.
To boost your peace of mind, opt for an extra layer of security with a solution like McAfee+ Ultimate, which includes up to $25,000 in ransomware coverage. McAfee+ Ultimate also includes a VPN, password manager, and safe browsing extension to keep your online comings and goings private.
The post 7 Tips to Protect Your Devices and Private Information from Ransomware appeared first on McAfee Blog.
Dozens of content creators center their channels on highlighting the differences between today’s most prominent generations: the Silent Generation, baby boomers, Generation X, millennials, and Generations Z and Alpha. At quick glance, no generation seems to have much in common with the others.
Despite our vastly different life experiences and philosophies, there’s something that people of any age should get behind: identity and online privacy protection. Young or old, cybercriminals don’t discriminate against who they target. In fact, some generations are more prone to certain scams than others.
Education on current cyber threats is the first step to defending against them. Here’s how to protect every member of the family against online threats.
Cybercriminals can steal identities even from young children who don’t yet have an online presence. Criminals can buy Social Security Numbers (SSNs) of minors on the dark web or gather them through medical record or school system breaches. Those SSNs are valuable to a cybercriminal, because the theft can go undetected for years. Since children aren’t opening credit cards or applying for mortgages, there’s seemingly no reason to keep tabs on their credit and ensure everything is normal.
To check up on the online safety of your youngest family members, it’s never too early to start identity monitoring. Also, consider putting a credit freeze on your child’s credit. A credit freeze does not negatively affect their credit score. Since they won’t be needing it for several years anyway, might as well make your child’s credit inaccessible to everyone, including criminals.
Teenagers crave independence. Often at this age, parents allow their teens to open and manage their first email addresses and social media profiles independently. It’s an important life lesson in organization, responsibility, and digital literacy; however, these platforms are not without risks like cyberbullying, fake news, and social engineering.
The best way to avoid falling for each is through education. Globally, 13% of children experienced the most severe forms of cyberbullying, including harassment, physical threats, and stalking. Ensure that your tweens and teens who spend time unsupervised on their connected devices know what to do if they encounter cyberbullying. The best course of action is to report the incident to an adult, and in the meantime, to suspend their accounts.
To steer clear of fake news perpetuated by social media bots and social engineering scams, a safe browsing extension may protect your teen’s device from risky sites. McAfee WebAdvisor not only alerts users to possible hidden malware, but also to phishing attempts, which may be difficult for teenagers to suss out. For teens who are eager to download a “free” TV or video game, they may miss the telltale signs of malicious sites, such as typos, blurry logos, or offers that are too good to be true.
While adults typically have more street smarts than teens, their schedules are brimming with important tasks. Juggling work, social obligations, and running a household often leaves adults feeling like they don’t have time to spare. The feeling that they have to rush through emails, social media direct messages, and even dating app correspondences could increase their susceptibility to phishing, malware, and computer viruses.
The best advice to adults to avoid phishing or malicious bugs is this: slow down! Take your time when you receive any message from someone you don’t know or have never met in person. If you feel even an iota of suspicion, don’t engage any further with the sender. Delete the message. If it’s important, the person or organization will follow up.
To fully protect expensive connected devices and the personally identifiable information they store, consider investing in safe browsing, antivirus software, and identity monitoring and restoration services to catch any threats that may have passed under your watchful eye.
Cybercriminals often seek out seniors as easy targets for online scams. Because they aren’t digital natives like millennials and Gen Zers, seniors are typically less confident in their online skills. For example, they may not realize that every email in their inbox isn’t necessarily sent by someone with good intentions. What can start out as a friendly online pen pal can quickly spiral into divulging sensitive personal information or sending huge sums of money to a criminal.
The best way to prepare the seniors in your life for online safety is to impart a few, easy-to-follow absolutes. Start with these three rules:
For peace of mind, enroll the seniors in your family in identity monitoring and restoration services. This will help them get back on their feet if their identity was compromised in a senior scam.
Get the whole family committed to safer and more private online lives with the help of McAfee+ Ultimate Family Plan. The Family Plan covers up to six individuals and protects their online lives with an entire suite of comprehensive privacy, identity, and device security features. For example, families can receive up to $2 million in identity theft recovery and $50,000 in ransomware coverage. The plan also includes preventive measures to fight online crime, such as safe browsing tools, an advanced firewall, unlimited VPN, and antivirus software for unlimited devices.
Empower your whole family with online confidence and protection for their digital life!
The post Protect the Whole Family with McAfee+ Ultimate Family Plan appeared first on McAfee Blog.
Are you an online oversharer? Do you give your full birthday to all your online shopping accounts? Have a few companies you have accounts with been breached but you didn’t take any action at the time? If you have bad digital habits, now is an excellent time to reset your digital presence.
In isolation, these small digital transgressions don’t seem like a problem; however, cybercriminals can gather the bits and pieces of information you release into the world and Frankenstein them together to create believable impersonations or entirely new identities.
To protect your identity, here are a few ways to limit the amount of personally identifiable information (PII) you share online, plus a few tools that can help you identify and close your current security holes.
Most digital bad habits seem insignificant; however, the more bad habits you have that pile-up, the more at risk your PII and your identity can be. Check out this list of three common habits that you should consider breaking today and why.
When you sign up for new online shopping accounts, some companies ask for your birthday, your age, your middle name, and primary and secondary phone numbers and email addresses. While it might be nice to receive a special coupon on your birthday, you may want to reconsider volunteering unnecessary private details. To compromise you can sign up with a nickname and leave your birth year blank. That way, if a cybergang ever breaches the company, the criminals won’t get far with your personal details. To steal an identity and ruin someone’s credit, sometimes all it takes it a full name, birthday, and phone number.
Do you post your every thought and movement on social media? While curating the perfect online profile can be fun, it can also be dangerous to your online safety. For instance, posting “get to know you” quizzes are a gold mine for social engineers and cyber criminals, as the results often reveal potential password inspiration, security question answers, and your likes and dislikes. From here, criminals can take educated guesses at your passwords or tailor a social engineering scheme that’s most likely to fool you. Consider setting your social media profiles to private and blocking followers you don’t know personally. Or, just keep parts of your life a mystery to the wider world.
We can all agree that increasingly strict password requirements are leading to longer and more complex passwords that are confusing to cyber criminals and to the rightful account holders, too! It’s tempting to reuse passwords to reduce the burden on your memory, but this puts your valuable PII in danger. Password and username combinations are often information that’s leaked in company breaches. In what’s called a brute force attack, a cybercriminal can plug that same pairing into hundreds of websites and wait for a hit. Since unique passwords for all your dozens of accounts is imperative, entrust their safekeeping to a password manager.
If you’re feeling uneasy about your online habits and the effect they may have had on your online safety, McAfee Protection Score gives you the information you need to take charge and make changes. Protection Score not only tells you how safe (or unsafe) you are, but the tool also offers suggestions on how you can raise your score, and thus be safer online. The service monitors data breaches and indicates when your email was part of a leak. Protection Score also dives into the dark web so you don’t have to. If your government ID or financial information appears, your score will take a large hit.
Protection Score not only tells you how safe (or unsafe) you are, but the tool also offers suggestions on how you can raise your score, and thus be safer online. The sooner you know your weak points, the quicker and more completely you can fortify your defenses and clean up after months (or years) of bad habits. Knowledge is power in the right against cyber criminals, so Protection Score is an excellent partner to help adopt smarter habits on the path to better online security.
With McAfee+ Ultimate, you not only get a Protection Score but a host of other top-rate tools to protect your identity, retain your online privacy, and help you recover from an identity theft. Running an antivirus, connecting to a VPN and installing web protection on your browser are all ways to increase your Protection Score, and these features are available with McAfee’s most thorough privacy, identity, and device protection service.
Make 2023 the year of living online confidently and safely!
The post New Year, New You: Start Fresh With McAfee Protection Score appeared first on McAfee Blog.
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