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With the advent of technology and the widespread use of mobile phones, scam calls and texts have become increasingly common. These annoying and invasive attempts to trick you out of your personal information can be frightening and frustrating. They often come in the form of ‘vishing‘ and ‘smishing‘ attacks. But what exactly are these types of scams, and how can you protect yourself against them?
Vishing and smishing are two common methods used by scammers to steal personal information. Vishing, a combination of ‘voice’ and ‘phishing,’ typically involves a scammer calling you and pretending to be from a trusted organization, such as your bank. They may tell you that there has been unusual activity on your account and ask for your personal information to ‘resolve’ the issue.
Smishing, on the other hand, combines ‘SMS’ (text) and ‘phishing.’ In this type of scam, you may receive a text message stating that you have won a prize, or that there is a problem with your account. The message will instruct you to click on a link, which will then try and trick you into providing personal information.
The main strategy of scammers behind vishing and smishing attacks is volume. They send out calls and messages to a large number of phones, hoping that at least a few will fall for the scam. There are several ways these scammers can get bulk phone numbers for their attacks:
Data breaches are a common way for scammers to obtain phone numbers, along with names and email addresses. This information can give them everything they need to launch effective vishing and smishing attacks. While some breaches result in the loss of credit card or government ID numbers, others simply provide basic personal information that can be enough to make their scams seem legitimate.
Another method scammers use to get phone numbers is by purchasing lists from data brokers. These online entities collect and sell detailed information about millions of individuals, including their phone numbers. These lists can be bought for a few dollars with just a few clicks. The data brokers don’t care who they sell to, so even scammers can easily purchase these lists.
→ Dig Deeper: How Data Brokers Sell Your Identity
Scammers often scour social media platforms and online forums to gather personal information, including phone numbers. People sometimes inadvertently share their contact details or other personal information in public posts, comments, or private messages. Scammers exploit these details to build their contact lists.
Scammers may also access publicly available records and directories, such as online phone directories, business listings, or government databases. These sources can provide them with a substantial amount of phone numbers and associated information.
Some scammers use phishing emails or fraudulent online surveys to trick individuals into disclosing their personal information, which can include phone numbers. They may pose as legitimate organizations or institutions, enticing recipients to provide their contact information in the process.
You may have already seen smishing attacks without realizing what they were. Here are a few examples of common smishing scams:
One feature that these messages have in common is that they all include a link. These links often have unusual character strings and web addresses that do not match the supposed sender of the message. This is a clear indication that the message is a scam.
Fortunately, there are steps you can take to protect yourself against these types of scams. Here are a few tips:
Scammers have tools at their disposal that can tamper with caller ID, making it appear as though the call is coming from a trusted organization. Do not rely solely on caller ID to determine the legitimacy of a call or text.
→ Dig Deeper: Be on the Lookout for Scam Tech Support Calls
If you receive a call or text message that seems suspicious, do not provide any personal information. Instead, hang up or ignore the text and contact the organization directly to verify the request.
If you believe you have been the target of a vishing or smishing attack, document the incident and report it to the company it was supposedly from. Many organizations have dedicated fraud reporting tools for this purpose.
As a general rule, avoid clicking on links in text messages, especially if they look suspicious or you do not recognize the sender. If you have concerns, always contact the organization directly.
→ Dig Deeper: The Latest Mobile Scams & How To Stay Safe
There are a number of strategies that you can employ to combat these types of scams. One of the most effective ways is to install comprehensive online protection software like McAfee+ on your phone. This software offers features such as web protection that warns you of suspicious links in texts, search results, and websites you browse. If your personal information appears on the dark web, the software can alert you and provide guidance on how to proceed. It can also help you remove your personal information from data broker sites, reducing your exposure to data breaches and spam calls.
Another strategy is to educate yourself on the telltale signs of a scam call or text. For instance, scammers often use scare tactics or threats to manipulate you into giving up your personal information. If you receive a message that seems to play on your emotions or tries to rush you into action, it’s probably a scam. Legitimate businesses and organizations will not typically resort to such tactics. If in doubt, always contact the organization directly to verify the validity of the message.
Internet service providers and mobile carriers have a crucial role to play in combating vishing and smishing attacks. By implementing advanced security measures, they can help protect their customers from these types of scams. For example, many carriers now offer features such as scam call blocking and identification. These features can help you identify potentially fraudulent calls and texts and avoid falling victim to these scams.
ISPs and mobile carriers can also educate their customers about the risks of vishing and smishing. By providing clear, easy-to-understand information about these scams and how to avoid them, they can empower their customers to protect themselves. As these types of attacks become more sophisticated, the role of ISPs and mobile carriers in combating them will only become more important.
McAfee Pro Tip: Regardless of the nature of these unwelcome calls, there are proactive measures you can take to safeguard yourself and even prevent them from reaching you in the initial instance. Know how to beat and block robocalls.
In conclusion, vishing and smishing are increasingly common types of scams that target individuals through phone calls and text messages. These scams can be frightening and invasive, but by understanding how they work and implementing strategies to protect yourself, you can significantly reduce your risk of being a victim. Comprehensive online protection software, being vigilant to the signs of a scam, and leveraging features offered by your ISP or mobile carrier are all effective ways to combat these scams. Remember, if something doesn’t feel right, it probably isn’t – always contact the organization directly if you’re unsure about a call or text.
The post Those Annoying Scam Calls and Texts: How to Fight Back Against Vishing and Smishing appeared first on McAfee Blog.
Read this statement, then read it again: Just five distracted seconds at 55 mph is equivalent to driving the length of a football field with your eyes closed. This alarming truth from the National Highway Traffic Safety Administration (NHTSA), highlights the need for parents to address the issue of distracted driving with their teens.
Additional distracted driving statistics are mind-blowing. According to the NHSTA, 77 percent of drivers admitted to using their phones while driving, 74 percent used their map app, 56 percent read emails or texts, 27 percent updated or checked their social media accounts, and shockingly, 19 percent of drivers—equivalent to one in five—engaged in online shopping while driving.
In the United States, distracted driving has become a leading cause of fatal crashes, accounting for 25 to 30 percent of all fatal crashes. Furthermore, overall highway fatalities have increased by 22 percent, as reported recently by The Los Angeles Times, which attributed this rise to the allure of technology turning our cars into “candy stores of distraction.”
While technology plays a significant role in distracted driving, other everyday choices and factors can also contribute to accidents. Eating while driving, managing a lively pet in the car, navigating unfamiliar streets, and even talking with peer passengers can distract young drivers. Studies have shown that crash risk doubles when teens drive with one peer passenger and quadruples with three or more teen passengers.
In the throes of summer, it’s a great time for parents to have a conversation with their teen drivers about the dangers of distracted driving and texting while driving. Here are some important topics to discuss and tips to help keep your kids safe on the road:
Remember, developing good (or better) habits takes time, effort, consistency, and parental involvement in teen driving. Preventing distracted driving with positive behavior change won’t happen overnight. Repeat yourself when it comes to road safety without apologies. Giving your child rules and expectations demonstrates love. By making some of these shifts, hopefully, you will worry less, raise wiser drivers, and improve safety for everyone on the roads.
The post Parent’s Guide: 8 Ways to Help Your Teen Combat Distracted Driving appeared first on McAfee Blog.
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